Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Georgiana, AL for senior drivers are $1,863/year
  • The cheapest car insurance company in Georgiana for teen drivers is USAA
  • The cheapest car insurance company in Georgiana after a DUI is USAA

Average car insurance rates in Georgiana, Alabama are $290 a month. But with a little research you can get a great deal from the top car insurance companies in Georgiana, AL. Before you buy Georgiana, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Georgiana car insurance rates with Dothan car insurance rates, Mobile car insurance rates, or Madison car insurance rates to make sure you’re getting the best Georgiana, AL car insurance quotes available.

Need affordable Georgiana, AL car insurance? Enter your ZIP code to compare Georgiana car insurance quotes from multiple car insurance companies near you.

Georgiana, AL Minimum Car Insurance Coverage

Georgiana, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Georgiana, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Georgiana, AL Car Insurance Rates by Coverage Level

Some Georgiana drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Georgiana, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Georgiana, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,557 $3,718 $4,025
GEICO $2,500 $2,681 $2,897
Liberty Mutual $5,001 $5,198 $5,464
Nationwide $2,624 $2,595 $2,649
Progressive $3,524 $3,845 $4,223
State Farm $4,036 $4,232 $4,454
Travelers $3,559 $3,797 $3,813
USAA $2,065 $2,130 $2,231

Georgiana, AL Car Insurance Rates by Age, Gender, and Marital Status

Georgiana, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Georgiana, AL car insurance, get quotes from multiple car insurance companies in the Georgiana area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgiana, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,973 $1,940 $1,845 $1,875 $4,989 $4,895 $2,083 $1,943
Liberty Mutual $3,099 $3,351 $2,547 $2,847 $10,930 $12,151 $3,309 $3,534
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,131 $2,015 $1,743 $1,851 $8,485 $9,497 $2,506 $2,683
State Farm $2,709 $2,709 $2,413 $2,413 $7,594 $9,558 $3,045 $3,486
Travelers $1,542 $1,569 $1,435 $1,433 $8,036 $12,602 $1,463 $1,702
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Georgiana, AL Car Insurance Rates for Teens

How much is Georgiana, Alabama car insurance for teens? Compare rates from top Georgiana car insurance companies below to help find the cheapest teen car insurance in Georgiana, AL.

Annual Car Insurance Rates for Teen Drivers in Georgiana, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,282 $8,525
GEICO $4,989 $4,895
Liberty Mutual $10,930 $12,151
Nationwide $4,418 $5,752
Progressive $8,485 $9,497
State Farm $7,594 $9,558
Travelers $8,036 $12,602
USAA $3,940 $4,375

Georgiana, AL Car Insurance Rates for Seniors

Before seniors buy Georgiana, Alabama car insurance, they should make sure to shop around. Some Georgiana, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Georgiana, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,937 $2,056
GEICO $1,845 $1,875
Liberty Mutual $2,547 $2,847
Nationwide $1,577 $1,642
Progressive $1,743 $1,851
State Farm $2,413 $2,413
Travelers $1,435 $1,433
USAA $1,250 $1,232

Georgiana, AL Car Insurance Rates by Credit History

How does your credit history affect Georgiana, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Georgiana, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,224 $3,632 $3,443
GEICO $3,424 $2,443 $2,211
Liberty Mutual $7,490 $4,577 $3,596
Nationwide $3,171 $2,467 $2,229
Progressive $4,382 $3,733 $3,477
State Farm $6,864 $3,485 $2,374
Travelers $4,064 $3,520 $3,585
USAA $2,880 $1,873 $1,672

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Georgiana, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Georgiana, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Georgiana.

Annual Georgiana, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,841 $2,923 $3,535 $2,471
Liberty Mutual $4,096 $5,692 $5,582 $5,514
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,506 $4,376 $3,726 $3,848
State Farm $3,869 $4,696 $4,199 $4,199
Travelers $3,104 $3,259 $4,746 $3,782
USAA $1,648 $2,063 $3,073 $1,783

Georgiana, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Georgiana, AL car insurance rates. Compare rates below to see which Georgiana car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Georgiana, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,998
GEICO $3,535
Liberty Mutual $5,582
Nationwide $3,353
Progressive $3,726
State Farm $4,199
Travelers $4,746
USAA $3,073

Georgiana, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Georgiana, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Georgiana companies based on commute time.

Annual Car Insurance Rates by Commute Length in Georgiana, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,767 $3,767
GEICO $2,640 $2,745
Liberty Mutual $5,221 $5,221
Nationwide $2,623 $2,623
Progressive $3,864 $3,864
State Farm $4,141 $4,341
Travelers $3,723 $3,723
USAA $2,044 $2,240

Georgiana, AL Cheapest Car Insurance Rates

How do the top Georgiana, Alabama car insurance companies’ average rates stack up against the Georgiana average monthly car insurance rates of $290? Take a look and see.

Best Annual Car Insurance Rates by Company in Georgiana, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Georgiana, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Georgiana, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Georgiana, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,767
GEICO $2,693
Liberty Mutual $5,221
Nationwide $2,623
Progressive $3,864
State Farm $4,241
Travelers $3,723
USAA $2,142

Other Factors Affecting Georgiana, AL Car Insurance Rates

Before you buy Georgiana, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Georgiana, AL Commute Time

How does your Georgiana, AL commute time compare with the average driver? In Georgiana, the average commute is 20.7 minutes.

Georgiana, AL Car Insurance Quotes

Compare Georgiana, AL car insurance quotes from multiple companies by entering your ZIP code now.