Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Geraldine, AL for senior drivers are $1,883/year
  • Average car insurance rates in Geraldine, AL are $296/month
  • The cheapest car insurance company in Geraldine for teen drivers is USAA

Average car insurance rates in Geraldine, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Geraldine, AL. Before you buy Geraldine, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Geraldine car insurance rates with Madison car insurance rates, Montgomery car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Geraldine, AL car insurance quotes available.

Need affordable Geraldine, AL car insurance? Enter your ZIP code to compare Geraldine car insurance quotes from multiple car insurance companies near you.

Geraldine, AL Minimum Car Insurance Coverage

Geraldine, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Geraldine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Geraldine, AL Car Insurance Rates by Coverage Level

Some Geraldine drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Geraldine, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Geraldine, Alabama

Insurance Company Low Medium High
Allstate $3,157 $3,248 $3,356
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,487 $3,844 $4,264
State Farm $4,338 $4,565 $4,809
Travelers $3,517 $3,755 $3,772
USAA $1,905 $1,965 $2,056

Geraldine, AL Car Insurance Rates by Age, Gender, and Marital Status

Geraldine, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Geraldine, AL car insurance, get quotes from multiple car insurance companies in the Geraldine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Geraldine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,886 $1,783 $1,818 $6,775 $7,295 $2,222 $2,277
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,105 $1,978 $1,723 $1,840 $8,589 $9,589 $2,466 $2,629
State Farm $2,786 $2,786 $2,521 $2,521 $8,514 $10,633 $3,149 $3,655
Travelers $1,513 $1,536 $1,419 $1,413 $7,994 $12,491 $1,433 $1,651
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Geraldine, AL Car Insurance Rates for Teens

How much is Geraldine, Alabama car insurance for teens? Compare rates from top Geraldine car insurance companies below to help find the cheapest teen car insurance in Geraldine, AL.

Annual Car Insurance Rates for Teen Drivers in Geraldine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,775 $7,295
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $8,589 $9,589
State Farm $8,514 $10,633
Travelers $7,994 $12,491
USAA $3,657 $4,056

Geraldine, AL Car Insurance Rates for Seniors

Before seniors buy Geraldine, Alabama car insurance, they should make sure to shop around. Some Geraldine, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Geraldine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,783 $1,818
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,723 $1,840
State Farm $2,521 $2,521
Travelers $1,419 $1,413
USAA $1,149 $1,126

Geraldine, AL Car Insurance Rates by Credit History

How does your credit history affect Geraldine, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Geraldine, Alabama

Insurance Company Poor Fair Good
Allstate $4,023 $3,157 $2,581
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,368 $3,738 $3,489
State Farm $7,413 $3,751 $2,548
Travelers $4,017 $3,481 $3,546
USAA $2,655 $1,728 $1,543

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Geraldine, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Geraldine, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Geraldine.

Annual Geraldine, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,774 $3,260 $3,855 $3,127
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,498 $4,387 $3,738 $3,837
State Farm $4,120 $5,122 $4,520 $4,520
Travelers $3,064 $3,216 $4,706 $3,739
USAA $1,520 $1,908 $2,828 $1,644

Geraldine, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Geraldine, AL car insurance rates. Compare rates below to see which Geraldine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Geraldine, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,855
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,738
State Farm $4,520
Travelers $4,706
USAA $2,828

Geraldine, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Geraldine, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Geraldine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Geraldine, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,254 $3,254
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $3,865 $3,865
State Farm $4,463 $4,679
Travelers $3,681 $3,681
USAA $1,885 $2,065

Geraldine, AL Cheapest Car Insurance Rates

How do the top Geraldine, Alabama car insurance companies’ average rates stack up against the Geraldine average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Geraldine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Geraldine, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Geraldine, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Geraldine, Alabama

Insurance Company Average Annual Rates
Allstate $3,254
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $3,865
State Farm $4,571
Travelers $3,681
USAA $1,975

Other Factors Affecting Geraldine, AL Car Insurance Rates

Before you buy Geraldine, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Geraldine, AL Car Theft Rates

The car theft rate in Geraldine, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Geraldine, Alabama is 10 stolen cars.

Geraldine, AL Commute Time

How does your Geraldine, AL commute time compare with the average driver? In Geraldine, the average commute is 24.6 minutes.

Geraldine, AL Car Insurance Quotes

Compare Geraldine, AL car insurance quotes from multiple companies by entering your ZIP code now.