Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Gibson, AR are $360/month
  • The cheapest car insurance company in Gibson for teen drivers is USAA
  • Average car insurance rates in Gibson, AR for senior drivers are $2,194/year

Average car insurance rates in Gibson, Arkansas are $360 a month. But with a little research you can get a great deal from the top car insurance companies in Gibson, AR. Before you buy Gibson, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Gibson car insurance rates with Hot Springs car insurance rates, North Little Rock car insurance rates, or Jonesboro car insurance rates to make sure you’re getting the best Gibson, AR car insurance quotes available.

Need affordable Gibson, AR car insurance? Enter your ZIP code to compare Gibson car insurance quotes from multiple car insurance companies near you.

Gibson, AR Minimum Car Insurance Coverage

Gibson, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gibson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gibson, AR Car Insurance Rates by Coverage Level

Some Gibson drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Gibson, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gibson, Arkansas

Insurance Company Low Medium High
Allstate $4,970 $5,134 $5,308
Farmers $4,196 $4,393 $4,753
GEICO $3,293 $3,450 $3,610
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,033 $3,947 $4,123
Progressive $4,886 $5,313 $6,098
State Farm $2,908 $3,083 $3,262
Travelers $6,244 $6,634 $6,977
USAA $2,180 $2,281 $2,411

Gibson, AR Car Insurance Rates by Age, Gender, and Marital Status

Gibson, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gibson, AR car insurance, get quotes from multiple car insurance companies in the Gibson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,857 $2,562 $2,737 $10,723 $12,883 $3,121 $3,366
Farmers $2,338 $2,322 $2,080 $2,199 $10,380 $10,766 $2,685 $2,811
GEICO $2,422 $2,383 $2,223 $2,161 $6,793 $6,765 $2,413 $2,447
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,719 $2,761 $2,445 $2,574 $6,730 $8,546 $3,130 $3,368
Progressive $2,796 $2,622 $2,304 $2,419 $12,417 $13,965 $3,333 $3,604
State Farm $1,870 $1,870 $1,699 $1,699 $5,765 $7,222 $2,116 $2,436
Travelers $2,376 $2,416 $2,376 $2,380 $14,508 $23,438 $2,557 $2,896
USAA $1,382 $1,386 $1,293 $1,288 $4,555 $4,738 $1,778 $1,903

Gibson, AR Car Insurance Rates for Teens

How much is Gibson, Arkansas car insurance for teens? Compare rates from top Gibson car insurance companies below to help find the cheapest teen car insurance in Gibson, AR.

Annual Car Insurance Rates for Teen Drivers in Gibson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,723 $12,883
Farmers $10,380 $10,766
GEICO $6,793 $6,765
Liberty Mutual $9,201 $10,140
Nationwide $6,730 $8,546
Progressive $12,417 $13,965
State Farm $5,765 $7,222
Travelers $14,508 $23,438
USAA $4,555 $4,738

Gibson, AR Car Insurance Rates for Seniors

Before seniors buy Gibson, Arkansas car insurance, they should make sure to shop around. Some Gibson, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gibson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,562 $2,737
Farmers $2,080 $2,199
GEICO $2,223 $2,161
Liberty Mutual $2,383 $2,663
Nationwide $2,445 $2,574
Progressive $2,304 $2,419
State Farm $1,699 $1,699
Travelers $2,376 $2,380
USAA $1,293 $1,288

Gibson, AR Car Insurance Rates by Credit History

How does your credit history affect Gibson, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gibson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,447 $4,953 $4,011
Farmers $5,039 $4,254 $4,050
GEICO $4,130 $3,403 $2,820
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,754 $3,843 $3,506
Progressive $6,117 $5,265 $4,915
State Farm $4,472 $2,689 $2,092
Travelers $7,575 $6,345 $5,936
USAA $3,018 $2,077 $1,777

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Gibson, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gibson, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gibson.

Annual Gibson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,216 $5,332 $5,940 $5,061
Farmers $3,753 $4,827 $4,721 $4,490
GEICO $2,367 $3,597 $5,293 $2,547
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,145 $4,056 $5,478 $3,459
Progressive $4,672 $6,545 $4,918 $5,595
State Farm $2,808 $3,361 $3,085 $3,085
Travelers $5,538 $5,721 $8,421 $6,793
USAA $1,751 $2,239 $3,226 $1,945

Gibson, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Gibson, AR car insurance rates. Compare rates below to see which Gibson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gibson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,940
Farmers $4,721
GEICO $5,293
Liberty Mutual $5,678
Nationwide $5,478
Progressive $4,918
State Farm $3,085
Travelers $8,421
USAA $3,226

Gibson, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gibson, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Gibson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gibson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,137 $5,137
Farmers $4,447 $4,447
GEICO $3,419 $3,483
Liberty Mutual $4,369 $4,369
Nationwide $4,034 $4,034
Progressive $5,432 $5,432
State Farm $3,008 $3,161
Travelers $6,618 $6,618
USAA $2,226 $2,355

Gibson, AR Cheapest Car Insurance Rates

How do the top Gibson, Arkansas car insurance companies’ average rates stack up against the Gibson average monthly car insurance rates of $360? Take a look and see.

Best Annual Car Insurance Rates by Company in Gibson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Gibson, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gibson, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gibson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,137
Farmers $4,447
GEICO $3,451
Liberty Mutual $4,369
Nationwide $4,034
Progressive $5,432
State Farm $3,085
Travelers $6,618
USAA $2,290

Other Factors Affecting Gibson, AR Car Insurance Rates

Before you buy Gibson, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gibson, AR Commute Time

How does your Gibson, AR commute time compare with the average driver? In Gibson, the average commute is 29.6 minutes.

Gibson, AR Car Insurance Quotes

Compare Gibson, AR car insurance quotes from multiple companies by entering your ZIP code now.