Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Girdwood, AK are $241/month
  • The cheapest car insurance company in Girdwood for teen drivers is USAA
  • The cheapest car insurance company in Girdwood after a DUI is State Farm

Average car insurance rates in Girdwood, Alaska are $241 a month. But with a little research you can get a great deal from the top car insurance companies in Girdwood, AK. Before you buy Girdwood, Alaska car insurance, make sure your coverage meets or exceeds the Alaska minimum of 50/100/25.

It may even be helpful to compare Girdwood car insurance rates with Bethel car insurance rates, Nome car insurance rates, or Juneau car insurance rates to make sure you’re getting the best Girdwood, AK car insurance quotes available.

Need affordable Girdwood, AK car insurance? Enter your ZIP code to compare Girdwood car insurance quotes from multiple car insurance companies near you.

Girdwood, AK Minimum Car Insurance Coverage

Girdwood, Alaska law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Girdwood, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Girdwood, AK Car Insurance Rates by Coverage Level

Some Girdwood drivers can get by with the Alaska minimum coverage of 50/100/25. Other drivers may need more. See how much your Girdwood, Alaska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Girdwood, Alaska

Insurance Company Low Medium High
Allstate $2,721 $2,723 $2,906
GEICO $3,012 $3,029 $3,207
Progressive $3,286 $3,291 $3,516
State Farm $2,761 $2,821 $3,027
USAA $2,327 $2,346 $2,449

Girdwood, AK Car Insurance Rates by Age, Gender, and Marital Status

Girdwood, Alaska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Girdwood, AK car insurance, get quotes from multiple car insurance companies in the Girdwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Girdwood, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,924 $1,830 $1,830 $4,443 $5,798 $2,159 $2,362
GEICO $2,255 $2,184 $2,122 $2,019 $5,039 $6,425 $2,231 $2,388
Progressive $2,020 $1,784 $1,692 $1,733 $7,159 $7,989 $2,277 $2,259
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,391 $1,384 $1,308 $1,298 $4,534 $4,985 $1,990 $2,103

Girdwood, AK Car Insurance Rates for Teens

How much is Girdwood, Alaska car insurance for teens? Compare rates from top Girdwood car insurance companies below to help find the cheapest teen car insurance in Girdwood, AK.

Annual Car Insurance Rates for Teen Drivers in Girdwood, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,443 $5,798
GEICO $5,039 $6,425
Progressive $7,159 $7,989
State Farm $5,392 $7,032
USAA $4,534 $4,985

Girdwood, AK Car Insurance Rates for Seniors

Before seniors buy Girdwood, Alaska car insurance, they should make sure to shop around. Some Girdwood, AK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Girdwood, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,830
GEICO $2,122 $2,019
Progressive $1,692 $1,733
State Farm $1,528 $1,528
USAA $1,308 $1,298

Girdwood, AK Car Insurance Rates by Credit History

How does your credit history affect Girdwood, AK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Girdwood, Alaska

Insurance Company Poor Fair Good
Allstate $3,300 $2,615 $2,435
GEICO $3,502 $3,046 $2,700
Progressive $3,672 $3,287 $3,134
State Farm $3,982 $2,563 $2,063
USAA $3,224 $2,120 $1,778

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Girdwood, AK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Girdwood, Alaska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Girdwood.

Annual Girdwood, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,246 $3,127 $3,110 $2,651
GEICO $2,206 $3,258 $4,620 $2,246
Progressive $3,008 $3,860 $3,197 $3,391
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,868 $2,406 $3,104 $2,119

Girdwood, AK Car Insurance Rates With a DUI

Even a single DUI can increase your Girdwood, AK car insurance rates. Compare rates below to see which Girdwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Girdwood, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,110
GEICO $4,620
Progressive $3,197
State Farm $2,869
USAA $3,104

Girdwood, AK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Girdwood, AK car insurance rates may be. Let’s take a look at average car insurance rates from top Girdwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Girdwood, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,728 $2,839
GEICO $3,043 $3,123
Progressive $3,364 $3,364
State Farm $2,789 $2,950
USAA $2,329 $2,419

Girdwood, AK Cheapest Car Insurance Rates

How do the top Girdwood, Alaska car insurance companies’ average rates stack up against the Girdwood average monthly car insurance rates of $241? Take a look and see.

Best Annual Car Insurance Rates by Company in Girdwood, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Girdwood, AK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Girdwood, Alaska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Girdwood, Alaska

Insurance Company Average Annual Rates
Allstate $2,783
GEICO $3,083
Progressive $3,364
State Farm $2,869
USAA $2,374

Girdwood, AK Car Insurance Quotes

Compare Girdwood, AK car insurance quotes from multiple companies by entering your ZIP code now.