Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Golden Valley, AZ for senior drivers are $1,754/year
  • The cheapest car insurance company in Golden Valley after a DUI is GEICO
  • The cheapest car insurance company in Golden Valley for teen drivers is GEICO

Average car insurance rates in Golden Valley, Arizona are $255 a month. But with a little research you can get a great deal from the top car insurance companies in Golden Valley, AZ. Before you buy Golden Valley, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Golden Valley car insurance rates with Tempe car insurance rates, Chandler car insurance rates, or Glendale car insurance rates to make sure you’re getting the best Golden Valley, AZ car insurance quotes available.

Need affordable Golden Valley, AZ car insurance? Enter your ZIP code to compare Golden Valley car insurance quotes from multiple car insurance companies near you.

Golden Valley, AZ Minimum Car Insurance Coverage

Golden Valley, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Golden Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Golden Valley, AZ Car Insurance Rates by Coverage Level

Some Golden Valley drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Golden Valley, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Golden Valley, Arizona

Insurance Company Low Medium High
Allstate $3,652 $3,878 $4,058
American Family $3,053 $3,291 $3,226
Farmers $3,504 $4,191 $4,749
GEICO $1,542 $1,852 $2,092
Nationwide $2,364 $2,484 $2,530
Progressive $2,532 $2,921 $3,155
State Farm $3,387 $3,823 $4,055
Travelers $2,135 $2,400 $2,563
USAA $2,790 $3,101 $3,272

Golden Valley, AZ Car Insurance Rates by Age, Gender, and Marital Status

Golden Valley, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Golden Valley, AZ car insurance, get quotes from multiple car insurance companies in the Golden Valley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Golden Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,695 $2,695 $2,631 $2,631 $6,029 $7,869 $3,038 $3,315
American Family $2,116 $2,116 $1,948 $1,948 $5,561 $7,235 $2,116 $2,482
Farmers $2,212 $2,218 $1,963 $2,088 $9,598 $9,994 $2,507 $2,603
GEICO $1,260 $1,404 $1,070 $1,351 $3,534 $3,728 $1,149 $1,134
Nationwide $1,683 $1,710 $1,518 $1,598 $4,037 $5,122 $1,931 $2,074
Progressive $1,596 $1,399 $1,440 $1,368 $6,495 $7,244 $1,711 $1,700
State Farm $2,265 $2,265 $1,992 $1,992 $7,092 $8,896 $2,440 $3,096
Travelers $1,507 $1,581 $1,402 $1,485 $4,314 $5,383 $1,590 $1,668
USAA $1,675 $1,678 $1,564 $1,582 $6,251 $7,126 $2,204 $2,353

Golden Valley, AZ Car Insurance Rates for Teens

How much is Golden Valley, Arizona car insurance for teens? Compare rates from top Golden Valley car insurance companies below to help find the cheapest teen car insurance in Golden Valley, AZ.

Annual Car Insurance Rates for Teen Drivers in Golden Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,029 $7,869
American Family $5,561 $7,235
Farmers $9,598 $9,994
GEICO $3,534 $3,728
Nationwide $4,037 $5,122
Progressive $6,495 $7,244
State Farm $7,092 $8,896
Travelers $4,314 $5,383
USAA $6,251 $7,126

Golden Valley, AZ Car Insurance Rates for Seniors

Before seniors buy Golden Valley, Arizona car insurance, they should make sure to shop around. Some Golden Valley, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Golden Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,631 $2,631
American Family $1,948 $1,948
Farmers $1,963 $2,088
GEICO $1,070 $1,351
Nationwide $1,518 $1,598
Progressive $1,440 $1,368
State Farm $1,992 $1,992
Travelers $1,402 $1,485
USAA $1,564 $1,582

Golden Valley, AZ Car Insurance Rates by Credit History

How does your credit history affect Golden Valley, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Golden Valley, Arizona

Insurance Company Poor Fair Good
Allstate $4,955 $3,524 $3,109
American Family $4,000 $2,988 $2,582
Farmers $4,723 $3,956 $3,764
GEICO $2,504 $1,651 $1,332
Nationwide $2,937 $2,362 $2,077
Progressive $3,198 $2,796 $2,614
State Farm $6,914 $2,675 $1,675
Travelers $2,875 $2,350 $1,874
USAA $4,009 $2,810 $2,343

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Golden Valley, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Golden Valley, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Golden Valley.

Annual Golden Valley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $3,894 $4,450 $4,009
American Family $2,243 $3,596 $4,318 $2,604
Farmers $3,506 $4,519 $4,410 $4,156
GEICO $1,425 $1,914 $2,550 $1,425
Nationwide $2,101 $2,203 $3,198 $2,334
Progressive $2,537 $3,327 $2,675 $2,938
State Farm $3,412 $4,098 $3,755 $3,755
Travelers $1,902 $2,466 $2,734 $2,364
USAA $2,221 $3,182 $4,200 $2,613

Golden Valley, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Golden Valley, AZ car insurance rates. Compare rates below to see which Golden Valley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Golden Valley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,450
American Family $4,318
Farmers $4,410
GEICO $2,550
Nationwide $3,198
Progressive $2,675
State Farm $3,755
Travelers $2,734
USAA $4,200

Golden Valley, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Golden Valley, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Golden Valley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Golden Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,863 $3,863
American Family $3,160 $3,220
Farmers $4,148 $4,148
GEICO $1,798 $1,859
Nationwide $2,459 $2,459
Progressive $2,869 $2,869
State Farm $3,661 $3,849
Travelers $2,366 $2,366
USAA $3,021 $3,087

Golden Valley, AZ Cheapest Car Insurance Rates

How do the top Golden Valley, Arizona car insurance companies’ average rates stack up against the Golden Valley average monthly car insurance rates of $255? Take a look and see.

Best Annual Car Insurance Rates by Company in Golden Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Golden Valley, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Golden Valley, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Golden Valley, Arizona

Insurance Company Average Annual Rates
Allstate $3,863
American Family $3,190
Farmers $4,148
GEICO $1,829
Nationwide $2,459
Progressive $2,869
State Farm $3,755
Travelers $2,366
USAA $3,054

Other Factors Affecting Golden Valley, AZ Car Insurance Rates

Before you buy Golden Valley, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Golden Valley, AZ Commute Time

How does your Golden Valley, AZ commute time compare with the average driver? In Golden Valley, the average commute is 28.4 minutes.

Golden Valley, AZ Car Insurance Quotes

Compare Golden Valley, AZ car insurance quotes from multiple companies by entering your ZIP code now.