Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Goshen, AL are $295/month
  • The cheapest car insurance company in Goshen for teen drivers is USAA
  • The cheapest car insurance company in Goshen after a DUI is USAA

Average car insurance rates in Goshen, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Goshen, AL. Before you buy Goshen, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Goshen car insurance rates with Tuscaloosa car insurance rates, Auburn car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Goshen, AL car insurance quotes available.

Need affordable Goshen, AL car insurance? Enter your ZIP code to compare Goshen car insurance quotes from multiple car insurance companies near you.

Goshen, AL Minimum Car Insurance Coverage

Goshen, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Goshen, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Goshen, AL Car Insurance Rates by Coverage Level

Some Goshen drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Goshen, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Goshen, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,815 $3,986 $4,310
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,940 $5,138 $5,405
Nationwide $2,624 $2,595 $2,649
Progressive $3,654 $4,073 $4,590
State Farm $4,422 $4,639 $4,880
Travelers $3,339 $3,554 $3,564
USAA $2,065 $2,130 $2,231

Goshen, AL Car Insurance Rates by Age, Gender, and Marital Status

Goshen, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Goshen, AL car insurance, get quotes from multiple car insurance companies in the Goshen area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goshen, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,311 $2,294 $2,066 $2,193 $8,908 $9,165 $2,626 $2,731
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,036 $3,280 $2,495 $2,787 $10,895 $12,106 $3,237 $3,452
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,318 $2,181 $1,897 $2,037 $8,958 $9,963 $2,691 $2,799
State Farm $2,952 $2,952 $2,632 $2,632 $8,362 $10,521 $3,320 $3,804
Travelers $1,443 $1,467 $1,345 $1,344 $7,532 $11,793 $1,373 $1,589
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Goshen, AL Car Insurance Rates for Teens

How much is Goshen, Alabama car insurance for teens? Compare rates from top Goshen car insurance companies below to help find the cheapest teen car insurance in Goshen, AL.

Annual Car Insurance Rates for Teen Drivers in Goshen, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,908 $9,165
GEICO $4,936 $4,820
Liberty Mutual $10,895 $12,106
Nationwide $4,418 $5,752
Progressive $8,958 $9,963
State Farm $8,362 $10,521
Travelers $7,532 $11,793
USAA $3,940 $4,375

Goshen, AL Car Insurance Rates for Seniors

Before seniors buy Goshen, Alabama car insurance, they should make sure to shop around. Some Goshen, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Goshen, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $2,066 $2,193
GEICO $1,817 $1,864
Liberty Mutual $2,495 $2,787
Nationwide $1,577 $1,642
Progressive $1,897 $2,037
State Farm $2,632 $2,632
Travelers $1,345 $1,344
USAA $1,250 $1,232

Goshen, AL Car Insurance Rates by Credit History

How does your credit history affect Goshen, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Goshen, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,525 $3,895 $3,691
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,396 $4,530 $3,557
Nationwide $3,171 $2,467 $2,229
Progressive $4,666 $3,965 $3,685
State Farm $7,528 $3,816 $2,597
Travelers $3,803 $3,297 $3,357
USAA $2,880 $1,873 $1,672

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Goshen, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Goshen, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Goshen.

Annual Goshen, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,396 $4,394 $4,286 $4,071
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,046 $5,633 $5,513 $5,451
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,717 $4,633 $3,986 $4,087
State Farm $4,233 $5,153 $4,601 $4,601
Travelers $2,908 $3,052 $4,447 $3,537
USAA $1,648 $2,063 $3,073 $1,783

Goshen, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Goshen, AL car insurance rates. Compare rates below to see which Goshen car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Goshen, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $4,286
GEICO $3,506
Liberty Mutual $5,513
Nationwide $3,353
Progressive $3,986
State Farm $4,601
Travelers $4,447
USAA $3,073

Goshen, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Goshen, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Goshen companies based on commute time.

Annual Car Insurance Rates by Commute Length in Goshen, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $4,037 $4,037
GEICO $2,594 $2,694
Liberty Mutual $5,161 $5,161
Nationwide $2,623 $2,623
Progressive $4,106 $4,106
State Farm $4,537 $4,757
Travelers $3,486 $3,486
USAA $2,044 $2,240

Goshen, AL Cheapest Car Insurance Rates

How do the top Goshen, Alabama car insurance companies’ average rates stack up against the Goshen average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Goshen, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Goshen, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Goshen, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Goshen, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $4,037
GEICO $2,644
Liberty Mutual $5,161
Nationwide $2,623
Progressive $4,106
State Farm $4,647
Travelers $3,486
USAA $2,142

Other Factors Affecting Goshen, AL Car Insurance Rates

Before you buy Goshen, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Goshen, AL Commute Time

How does your Goshen, AL commute time compare with the average driver? In Goshen, the average commute is 23.1 minutes.

Goshen, AL Car Insurance Quotes

Compare Goshen, AL car insurance quotes from multiple companies by entering your ZIP code now.