Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Grady, AL are $316/month
  • Average car insurance rates in Grady, AL for senior drivers are $2,009/year
  • The cheapest car insurance company in Grady for teen drivers is USAA

Average car insurance rates in Grady, Alabama are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Grady, AL. Before you buy Grady, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Grady car insurance rates with Birmingham car insurance rates, Mobile car insurance rates, or Madison car insurance rates to make sure you’re getting the best Grady, AL car insurance quotes available.

Need affordable Grady, AL car insurance? Enter your ZIP code to compare Grady car insurance quotes from multiple car insurance companies near you.

Grady, AL Minimum Car Insurance Coverage

Grady, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Grady, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Grady, AL Car Insurance Rates by Coverage Level

Some Grady drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Grady, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Grady, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,990 $4,166 $4,499
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,275 $5,492 $5,783
Nationwide $2,896 $2,885 $2,948
Progressive $3,917 $4,319 $4,792
State Farm $5,050 $5,361 $5,684
Travelers $3,473 $3,736 $3,781
USAA $2,178 $2,249 $2,358

Grady, AL Car Insurance Rates by Age, Gender, and Marital Status

Grady, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Grady, AL car insurance, get quotes from multiple car insurance companies in the Grady area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,213 $3,472 $2,630 $2,942 $11,739 $13,054 $3,428 $3,657
Nationwide $1,886 $1,910 $1,715 $1,777 $5,037 $6,502 $2,098 $2,351
Progressive $2,389 $2,251 $1,956 $2,085 $9,577 $10,702 $2,799 $2,978
State Farm $3,293 $3,293 $2,979 $2,979 $9,920 $12,477 $3,722 $4,257
Travelers $1,477 $1,500 $1,384 $1,382 $7,970 $12,593 $1,399 $1,602
USAA $1,403 $1,426 $1,312 $1,289 $4,197 $4,655 $1,831 $1,980

Grady, AL Car Insurance Rates for Teens

How much is Grady, Alabama car insurance for teens? Compare rates from top Grady car insurance companies below to help find the cheapest teen car insurance in Grady, AL.

Annual Car Insurance Rates for Teen Drivers in Grady, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $9,242 $9,516
GEICO $4,936 $4,820
Liberty Mutual $11,739 $13,054
Nationwide $5,037 $6,502
Progressive $9,577 $10,702
State Farm $9,920 $12,477
Travelers $7,970 $12,593
USAA $4,197 $4,655

Grady, AL Car Insurance Rates for Seniors

Before seniors buy Grady, Alabama car insurance, they should make sure to shop around. Some Grady, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Grady, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $2,180 $2,311
GEICO $1,817 $1,864
Liberty Mutual $2,630 $2,942
Nationwide $1,715 $1,777
Progressive $1,956 $2,085
State Farm $2,979 $2,979
Travelers $1,384 $1,382
USAA $1,312 $1,289

Grady, AL Car Insurance Rates by Credit History

How does your credit history affect Grady, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Grady, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,730 $4,068 $3,857
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,905 $4,844 $3,801
Nationwide $3,511 $2,740 $2,478
Progressive $4,917 $4,198 $3,913
State Farm $8,712 $4,400 $2,983
Travelers $3,993 $3,465 $3,532
USAA $3,036 $1,980 $1,769

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Grady, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Grady, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Grady.

Annual Grady, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,324 $6,025 $5,891 $5,827
Nationwide $2,541 $2,541 $3,716 $2,841
Progressive $3,931 $4,920 $4,204 $4,316
State Farm $4,847 $5,999 $5,307 $5,307
Travelers $3,054 $3,204 $4,683 $3,713
USAA $1,739 $2,182 $3,245 $1,881

Grady, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Grady, AL car insurance rates. Compare rates below to see which Grady car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Grady, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $4,476
GEICO $3,506
Liberty Mutual $5,891
Nationwide $3,716
Progressive $4,204
State Farm $5,307
Travelers $4,683
USAA $3,245

Grady, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Grady, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Grady companies based on commute time.

Annual Car Insurance Rates by Commute Length in Grady, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $4,218 $4,218
GEICO $2,594 $2,694
Liberty Mutual $5,517 $5,517
Nationwide $2,910 $2,910
Progressive $4,342 $4,342
State Farm $5,230 $5,500
Travelers $3,663 $3,663
USAA $2,158 $2,365

Grady, AL Cheapest Car Insurance Rates

How do the top Grady, Alabama car insurance companies’ average rates stack up against the Grady average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Grady, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Grady, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Grady, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Grady, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $4,218
GEICO $2,644
Liberty Mutual $5,517
Nationwide $2,910
Progressive $4,342
State Farm $5,365
Travelers $3,663
USAA $2,262

Grady, AL Car Insurance Quotes

Compare Grady, AL car insurance quotes from multiple companies by entering your ZIP code now.