Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Grady for teen drivers is USAA
  • The cheapest car insurance company in Grady after a DUI is State Farm
  • Average car insurance rates in Grady, AR are $357/month

Average car insurance rates in Grady, Arkansas are $357 a month. But with a little research you can get a great deal from the top car insurance companies in Grady, AR. Before you buy Grady, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Grady car insurance rates with Pine Bluff car insurance rates, Hot Springs car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Grady, AR car insurance quotes available.

Need affordable Grady, AR car insurance? Enter your ZIP code to compare Grady car insurance quotes from multiple car insurance companies near you.

Grady, AR Minimum Car Insurance Coverage

Grady, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Grady, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Grady, AR Car Insurance Rates by Coverage Level

Some Grady drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Grady, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Grady, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,085 $4,250 $4,548
GEICO $4,149 $4,294 $4,443
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $4,838 $5,179 $5,818
State Farm $2,883 $3,021 $3,165
Travelers $6,087 $6,428 $6,717
USAA $2,158 $2,240 $2,345

Grady, AR Car Insurance Rates by Age, Gender, and Marital Status

Grady, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Grady, AR car insurance, get quotes from multiple car insurance companies in the Grady area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,364 $2,360 $2,115 $2,219 $9,688 $10,057 $2,700 $2,851
GEICO $3,204 $3,181 $2,965 $2,882 $7,886 $7,954 $3,122 $3,166
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,855 $2,722 $2,344 $2,443 $11,636 $13,139 $3,410 $3,678
State Farm $1,946 $1,946 $1,725 $1,725 $5,374 $6,794 $2,187 $2,489
Travelers $2,393 $2,441 $2,353 $2,363 $13,873 $22,350 $2,553 $2,959
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

Grady, AR Car Insurance Rates for Teens

How much is Grady, Arkansas car insurance for teens? Compare rates from top Grady car insurance companies below to help find the cheapest teen car insurance in Grady, AR.

Annual Car Insurance Rates for Teen Drivers in Grady, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,688 $10,057
GEICO $7,886 $7,954
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $11,636 $13,139
State Farm $5,374 $6,794
Travelers $13,873 $22,350
USAA $4,329 $4,542

Grady, AR Car Insurance Rates for Seniors

Before seniors buy Grady, Arkansas car insurance, they should make sure to shop around. Some Grady, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Grady, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,115 $2,219
GEICO $2,965 $2,882
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,344 $2,443
State Farm $1,725 $1,725
Travelers $2,353 $2,363
USAA $1,285 $1,299

Grady, AR Car Insurance Rates by Credit History

How does your credit history affect Grady, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Grady, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,894 $4,090 $3,899
GEICO $5,149 $4,226 $3,510
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $6,010 $5,096 $4,728
State Farm $4,382 $2,636 $2,051
Travelers $7,361 $6,137 $5,734
USAA $2,985 $2,031 $1,728

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Grady, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Grady, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Grady.

Annual Grady, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,637 $4,647 $4,538 $4,354
GEICO $2,881 $4,463 $6,736 $3,100
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,558 $6,294 $4,788 $5,473
State Farm $2,790 $3,256 $3,023 $3,023
Travelers $5,375 $5,554 $8,116 $6,599
USAA $1,728 $2,188 $3,158 $1,918

Grady, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Grady, AR car insurance rates. Compare rates below to see which Grady car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Grady, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,538
GEICO $6,736
Liberty Mutual $5,091
Nationwide $5,007
Progressive $4,788
State Farm $3,023
Travelers $8,116
USAA $3,158

Grady, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Grady, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Grady companies based on commute time.

Annual Car Insurance Rates by Commute Length in Grady, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,294 $4,294
GEICO $4,274 $4,316
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $5,278 $5,278
State Farm $2,950 $3,096
Travelers $6,411 $6,411
USAA $2,183 $2,313

Grady, AR Cheapest Car Insurance Rates

How do the top Grady, Arkansas car insurance companies’ average rates stack up against the Grady average monthly car insurance rates of $357? Take a look and see.

Best Annual Car Insurance Rates by Company in Grady, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Grady, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Grady, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Grady, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,294
GEICO $4,295
Liberty Mutual $3,924
Nationwide $3,685
Progressive $5,278
State Farm $3,023
Travelers $6,411
USAA $2,248

Other Factors Affecting Grady, AR Car Insurance Rates

Before you buy Grady, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Grady, AR Commute Time

How does your Grady, AR commute time compare with the average driver? In Grady, the average commute is 26.3 minutes.

Grady, AR Car Insurance Quotes

Compare Grady, AR car insurance quotes from multiple companies by entering your ZIP code now.