Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Graham for teen drivers is USAA
  • The cheapest car insurance company in Graham after a DUI is USAA
  • Average car insurance rates in Graham, AL for senior drivers are $1,892/year

Average car insurance rates in Graham, Alabama are $297 a month. But with a little research you can get a great deal from the top car insurance companies in Graham, AL. Before you buy Graham, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Graham car insurance rates with Dothan car insurance rates, Mobile car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Graham, AL car insurance quotes available.

Need affordable Graham, AL car insurance? Enter your ZIP code to compare Graham car insurance quotes from multiple car insurance companies near you.

Graham, AL Minimum Car Insurance Coverage

Graham, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Graham, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Graham, AL Car Insurance Rates by Coverage Level

Some Graham drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Graham, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Graham, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,577 $3,915 $4,317
State Farm $4,278 $4,514 $4,767
Travelers $3,680 $3,928 $3,947
USAA $1,968 $2,030 $2,124

Graham, AL Car Insurance Rates by Age, Gender, and Marital Status

Graham, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Graham, AL car insurance, get quotes from multiple car insurance companies in the Graham area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graham, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,165 $2,043 $1,770 $1,887 $8,676 $9,697 $2,541 $2,712
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,578 $1,604 $1,473 $1,470 $8,353 $13,109 $1,496 $1,730
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

Graham, AL Car Insurance Rates for Teens

How much is Graham, Alabama car insurance for teens? Compare rates from top Graham car insurance companies below to help find the cheapest teen car insurance in Graham, AL.

Annual Car Insurance Rates for Teen Drivers in Graham, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,676 $9,697
State Farm $8,309 $10,427
Travelers $8,353 $13,109
USAA $3,758 $4,170

Graham, AL Car Insurance Rates for Seniors

Before seniors buy Graham, Alabama car insurance, they should make sure to shop around. Some Graham, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Graham, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,770 $1,887
State Farm $2,520 $2,520
Travelers $1,473 $1,470
USAA $1,192 $1,171

Graham, AL Car Insurance Rates by Credit History

How does your credit history affect Graham, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Graham, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,460 $3,804 $3,545
State Farm $7,329 $3,709 $2,520
Travelers $4,202 $3,642 $3,711
USAA $2,745 $1,784 $1,593

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Graham, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Graham, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Graham.

Annual Graham, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,570 $4,462 $3,797 $3,917
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,209 $3,368 $4,920 $3,910
USAA $1,571 $1,968 $2,925 $1,699

Graham, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Graham, AL car insurance rates. Compare rates below to see which Graham car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Graham, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,797
State Farm $4,472
Travelers $4,920
USAA $2,925

Graham, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Graham, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Graham companies based on commute time.

Annual Car Insurance Rates by Commute Length in Graham, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,937 $3,937
State Farm $4,410 $4,629
Travelers $3,852 $3,852
USAA $1,947 $2,134

Graham, AL Cheapest Car Insurance Rates

How do the top Graham, Alabama car insurance companies’ average rates stack up against the Graham average monthly car insurance rates of $297? Take a look and see.

Best Annual Car Insurance Rates by Company in Graham, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Graham, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Graham, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Graham, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,937
State Farm $4,519
Travelers $3,852
USAA $2,041

Graham, AL Car Insurance Quotes

Compare Graham, AL car insurance quotes from multiple companies by entering your ZIP code now.