Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Groveoak after a DUI is USAA
  • The cheapest car insurance company in Groveoak for teen drivers is USAA
  • Average car insurance rates in Groveoak, AL are $298/month

Average car insurance rates in Groveoak, Alabama are $298 a month. But with a little research you can get a great deal from the top car insurance companies in Groveoak, AL. Before you buy Groveoak, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Groveoak car insurance rates with Montgomery car insurance rates, Decatur car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Groveoak, AL car insurance quotes available.

Need affordable Groveoak, AL car insurance? Enter your ZIP code to compare Groveoak car insurance quotes from multiple car insurance companies near you.

Groveoak, AL Minimum Car Insurance Coverage

Groveoak, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Groveoak, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Groveoak, AL Car Insurance Rates by Coverage Level

Some Groveoak drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Groveoak, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Groveoak, Alabama

Insurance Company Low Medium High
Allstate $3,053 $3,145 $3,255
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,216 $5,424 $5,703
Nationwide $2,532 $2,529 $2,590
Progressive $3,613 $3,964 $4,376
State Farm $4,277 $4,501 $4,744
Travelers $3,614 $3,861 $3,882
USAA $1,905 $1,965 $2,056

Groveoak, AL Car Insurance Rates by Age, Gender, and Marital Status

Groveoak, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Groveoak, AL car insurance, get quotes from multiple car insurance companies in the Groveoak area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Groveoak, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,920 $1,834 $1,734 $1,767 $6,548 $7,034 $2,158 $2,212
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,180 $3,436 $2,601 $2,908 $11,565 $12,862 $3,399 $3,631
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,156 $2,027 $1,765 $1,883 $8,876 $9,919 $2,533 $2,715
State Farm $2,743 $2,743 $2,484 $2,484 $8,407 $10,496 $3,101 $3,601
Travelers $1,549 $1,574 $1,453 $1,447 $8,229 $12,878 $1,467 $1,689
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Groveoak, AL Car Insurance Rates for Teens

How much is Groveoak, Alabama car insurance for teens? Compare rates from top Groveoak car insurance companies below to help find the cheapest teen car insurance in Groveoak, AL.

Annual Car Insurance Rates for Teen Drivers in Groveoak, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,548 $7,034
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,565 $12,862
Nationwide $4,394 $5,642
Progressive $8,876 $9,919
State Farm $8,407 $10,496
Travelers $8,229 $12,878
USAA $3,657 $4,056

Groveoak, AL Car Insurance Rates for Seniors

Before seniors buy Groveoak, Alabama car insurance, they should make sure to shop around. Some Groveoak, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Groveoak, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,734 $1,767
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,601 $2,908
Nationwide $1,523 $1,574
Progressive $1,765 $1,883
State Farm $2,484 $2,484
Travelers $1,453 $1,447
USAA $1,149 $1,126

Groveoak, AL Car Insurance Rates by Credit History

How does your credit history affect Groveoak, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Groveoak, Alabama

Insurance Company Poor Fair Good
Allstate $3,898 $3,055 $2,500
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,810 $4,781 $3,752
Nationwide $3,075 $2,402 $2,174
Progressive $4,499 $3,854 $3,599
State Farm $7,309 $3,699 $2,513
Travelers $4,131 $3,580 $3,647
USAA $2,655 $1,728 $1,543

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Groveoak, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Groveoak, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Groveoak.

Annual Groveoak, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,687 $3,155 $3,733 $3,029
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,270 $5,948 $5,819 $5,754
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,607 $4,528 $3,846 $3,955
State Farm $4,061 $5,053 $4,458 $4,458
Travelers $3,150 $3,307 $4,841 $3,844
USAA $1,520 $1,908 $2,828 $1,644

Groveoak, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Groveoak, AL car insurance rates. Compare rates below to see which Groveoak car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Groveoak, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,819
Nationwide $3,238
Progressive $3,846
State Farm $4,458
Travelers $4,841
USAA $2,828

Groveoak, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Groveoak, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Groveoak companies based on commute time.

Annual Car Insurance Rates by Commute Length in Groveoak, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,151 $3,151
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,448 $5,448
Nationwide $2,550 $2,550
Progressive $3,984 $3,984
State Farm $4,401 $4,614
Travelers $3,786 $3,786
USAA $1,885 $2,065

Groveoak, AL Cheapest Car Insurance Rates

How do the top Groveoak, Alabama car insurance companies’ average rates stack up against the Groveoak average monthly car insurance rates of $298? Take a look and see.

Best Annual Car Insurance Rates by Company in Groveoak, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Groveoak, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Groveoak, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Groveoak, Alabama

Insurance Company Average Annual Rates
Allstate $3,151
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,448
Nationwide $2,550
Progressive $3,984
State Farm $4,507
Travelers $3,786
USAA $1,975

Groveoak, AL Car Insurance Quotes

Compare Groveoak, AL car insurance quotes from multiple companies by entering your ZIP code now.