Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Gustavus, AK are $196/month
  • The cheapest car insurance company in Gustavus for teen drivers is USAA
  • The cheapest car insurance company in Gustavus after a DUI is State Farm

Average car insurance rates in Gustavus, Alaska are $196 a month. But with a little research you can get a great deal from the top car insurance companies in Gustavus, AK. Before you buy Gustavus, Alaska car insurance, make sure your coverage meets or exceeds the Alaska minimum of 50/100/25.

It may even be helpful to compare Gustavus car insurance rates with Kodiak car insurance rates, Ketchikan car insurance rates, or Nome car insurance rates to make sure you’re getting the best Gustavus, AK car insurance quotes available.

Need affordable Gustavus, AK car insurance? Enter your ZIP code to compare Gustavus car insurance quotes from multiple car insurance companies near you.

Gustavus, AK Minimum Car Insurance Coverage

Gustavus, Alaska law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gustavus, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gustavus, AK Car Insurance Rates by Coverage Level

Some Gustavus drivers can get by with the Alaska minimum coverage of 50/100/25. Other drivers may need more. See how much your Gustavus, Alaska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gustavus, Alaska

Insurance Company Low Medium High
Allstate $2,699 $2,701 $2,892
GEICO $2,203 $2,212 $2,333
Progressive $2,529 $2,533 $2,704
State Farm $2,044 $2,073 $2,206
USAA $2,033 $2,046 $2,130

Gustavus, AK Car Insurance Rates by Age, Gender, and Marital Status

Gustavus, Alaska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gustavus, AK car insurance, get quotes from multiple car insurance companies in the Gustavus area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gustavus, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,875 $1,795 $1,795 $4,487 $5,862 $2,113 $2,310
GEICO $1,655 $1,603 $1,561 $1,485 $3,656 $4,653 $1,634 $1,747
Progressive $1,568 $1,389 $1,324 $1,354 $5,472 $6,096 $1,759 $1,744
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,228 $1,225 $1,149 $1,144 $3,899 $4,312 $1,749 $1,851

Gustavus, AK Car Insurance Rates for Teens

How much is Gustavus, Alaska car insurance for teens? Compare rates from top Gustavus car insurance companies below to help find the cheapest teen car insurance in Gustavus, AK.

Annual Car Insurance Rates for Teen Drivers in Gustavus, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,487 $5,862
GEICO $3,656 $4,653
Progressive $5,472 $6,096
State Farm $3,926 $5,082
USAA $3,899 $4,312

Gustavus, AK Car Insurance Rates for Seniors

Before seniors buy Gustavus, Alaska car insurance, they should make sure to shop around. Some Gustavus, AK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gustavus, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,795 $1,795
GEICO $1,561 $1,485
Progressive $1,324 $1,354
State Farm $1,139 $1,139
USAA $1,149 $1,144

Gustavus, AK Car Insurance Rates by Credit History

How does your credit history affect Gustavus, AK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gustavus, Alaska

Insurance Company Poor Fair Good
Allstate $3,260 $2,606 $2,426
GEICO $2,556 $2,222 $1,969
Progressive $2,827 $2,528 $2,410
State Farm $2,914 $1,886 $1,524
USAA $2,816 $1,847 $1,547

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Gustavus, AK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gustavus, Alaska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gustavus.

Annual Gustavus, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,199 $3,115 $3,117 $2,624
GEICO $1,616 $2,378 $3,357 $1,646
Progressive $2,320 $2,964 $2,462 $2,608
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,633 $2,088 $2,711 $1,847

Gustavus, AK Car Insurance Rates With a DUI

Even a single DUI can increase your Gustavus, AK car insurance rates. Compare rates below to see which Gustavus car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gustavus, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,117
GEICO $3,357
Progressive $2,462
State Farm $2,108
USAA $2,711

Gustavus, AK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gustavus, AK car insurance rates may be. Let’s take a look at average car insurance rates from top Gustavus companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gustavus, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,710 $2,818
GEICO $2,221 $2,278
Progressive $2,588 $2,588
State Farm $2,050 $2,165
USAA $2,033 $2,106

Gustavus, AK Cheapest Car Insurance Rates

How do the top Gustavus, Alaska car insurance companies’ average rates stack up against the Gustavus average monthly car insurance rates of $196? Take a look and see.

Best Annual Car Insurance Rates by Company in Gustavus, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Gustavus, AK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gustavus, Alaska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gustavus, Alaska

Insurance Company Average Annual Rates
Allstate $2,764
GEICO $2,249
Progressive $2,588
State Farm $2,108
USAA $2,070

Other Factors Affecting Gustavus, AK Car Insurance Rates

Before you buy Gustavus, Alaska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gustavus, AK Commute Time

How does your Gustavus, AK commute time compare with the average driver? In Gustavus, the average commute is 13.9 minutes.

Gustavus, AK Car Insurance Quotes

Compare Gustavus, AK car insurance quotes from multiple companies by entering your ZIP code now.