Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Hardaway after a DUI is USAA
  • Average car insurance rates in Hardaway, AL are $320/month
  • The cheapest car insurance company in Hardaway for teen drivers is USAA

Average car insurance rates in Hardaway, Alabama are $320 a month. But with a little research you can get a great deal from the top car insurance companies in Hardaway, AL. Before you buy Hardaway, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Hardaway car insurance rates with Madison car insurance rates, Mobile car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Hardaway, AL car insurance quotes available.

Need affordable Hardaway, AL car insurance? Enter your ZIP code to compare Hardaway car insurance quotes from multiple car insurance companies near you.

Hardaway, AL Minimum Car Insurance Coverage

Hardaway, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hardaway, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hardaway, AL Car Insurance Rates by Coverage Level

Some Hardaway drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Hardaway, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hardaway, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,742 $2,952 $3,198
Liberty Mutual $5,188 $5,399 $5,683
Nationwide $2,587 $2,576 $2,636
Progressive $4,240 $4,690 $5,214
State Farm $4,974 $5,273 $5,589
Travelers $3,486 $3,738 $3,769
USAA $2,186 $2,255 $2,361

Hardaway, AL Car Insurance Rates by Age, Gender, and Marital Status

Hardaway, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hardaway, AL car insurance, get quotes from multiple car insurance companies in the Hardaway area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hardaway, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,208 $3,471 $2,628 $2,941 $11,374 $12,659 $3,432 $3,672
Nationwide $1,711 $1,735 $1,558 $1,616 $4,430 $5,728 $1,896 $2,123
Progressive $2,603 $2,455 $2,133 $2,269 $10,368 $11,596 $3,049 $3,244
State Farm $3,235 $3,235 $2,930 $2,930 $9,778 $12,270 $3,655 $4,196
Travelers $1,507 $1,533 $1,405 $1,403 $7,919 $12,463 $1,429 $1,655
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

Hardaway, AL Car Insurance Rates for Teens

How much is Hardaway, Alabama car insurance for teens? Compare rates from top Hardaway car insurance companies below to help find the cheapest teen car insurance in Hardaway, AL.

Annual Car Insurance Rates for Teen Drivers in Hardaway, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,548 $5,428
Liberty Mutual $11,374 $12,659
Nationwide $4,430 $5,728
Progressive $10,368 $11,596
State Farm $9,778 $12,270
Travelers $7,919 $12,463
USAA $4,208 $4,671

Hardaway, AL Car Insurance Rates for Seniors

Before seniors buy Hardaway, Alabama car insurance, they should make sure to shop around. Some Hardaway, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hardaway, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $2,014 $2,065
Liberty Mutual $2,628 $2,941
Nationwide $1,558 $1,616
Progressive $2,133 $2,269
State Farm $2,930 $2,930
Travelers $1,405 $1,403
USAA $1,313 $1,290

Hardaway, AL Car Insurance Rates by Credit History

How does your credit history affect Hardaway, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hardaway, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,784 $4,752 $3,733
Nationwide $3,137 $2,448 $2,214
Progressive $5,341 $4,557 $4,246
State Farm $8,561 $4,332 $2,942
Travelers $3,999 $3,464 $3,529
USAA $3,047 $1,984 $1,771

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Hardaway, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hardaway, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hardaway.

Annual Hardaway, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,256 $5,910 $5,800 $5,727
Nationwide $2,273 $2,273 $3,313 $2,539
Progressive $4,264 $5,335 $4,574 $4,686
State Farm $4,766 $5,906 $5,222 $5,222
Travelers $3,056 $3,207 $4,672 $3,722
USAA $1,742 $2,187 $3,255 $1,885

Hardaway, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Hardaway, AL car insurance rates. Compare rates below to see which Hardaway car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hardaway, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,924
Liberty Mutual $5,800
Nationwide $3,313
Progressive $4,574
State Farm $5,222
Travelers $4,672
USAA $3,255

Hardaway, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hardaway, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Hardaway companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hardaway, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,906 $3,021
Liberty Mutual $5,423 $5,423
Nationwide $2,600 $2,600
Progressive $4,715 $4,715
State Farm $5,148 $5,409
Travelers $3,664 $3,664
USAA $2,163 $2,371

Hardaway, AL Cheapest Car Insurance Rates

How do the top Hardaway, Alabama car insurance companies’ average rates stack up against the Hardaway average monthly car insurance rates of $320? Take a look and see.

Best Annual Car Insurance Rates by Company in Hardaway, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Hardaway, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hardaway, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hardaway, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,964
Liberty Mutual $5,423
Nationwide $2,600
Progressive $4,715
State Farm $5,279
Travelers $3,664
USAA $2,267

Hardaway, AL Car Insurance Quotes

Compare Hardaway, AL car insurance quotes from multiple companies by entering your ZIP code now.