Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Havana, AR for senior drivers are $2,044/year
  • The cheapest car insurance company in Havana for teen drivers is USAA
  • Average car insurance rates in Havana, AR are $324/month

Average car insurance rates in Havana, Arkansas are $324 a month. But with a little research you can get a great deal from the top car insurance companies in Havana, AR. Before you buy Havana, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Havana car insurance rates with Jonesboro car insurance rates, Little Rock car insurance rates, or Rogers car insurance rates to make sure you’re getting the best Havana, AR car insurance quotes available.

Need affordable Havana, AR car insurance? Enter your ZIP code to compare Havana car insurance quotes from multiple car insurance companies near you.

Havana, AR Minimum Car Insurance Coverage

Havana, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Havana, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Havana, AR Car Insurance Rates by Coverage Level

Some Havana drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Havana, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Havana, Arkansas

Insurance Company Low Medium High
Allstate $4,787 $4,909 $5,040
Farmers $4,031 $4,182 $4,453
GEICO $3,300 $3,433 $3,568
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,560 $4,843 $5,334
State Farm $2,496 $2,595 $2,706
Travelers $5,193 $5,446 $5,653
USAA $1,939 $2,014 $2,112

Havana, AR Car Insurance Rates by Age, Gender, and Marital Status

Havana, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Havana, AR car insurance, get quotes from multiple car insurance companies in the Havana area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Havana, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,765 $2,779 $2,469 $2,637 $10,124 $12,162 $3,046 $3,313
Farmers $2,326 $2,317 $2,082 $2,184 $9,523 $9,869 $2,663 $2,813
GEICO $2,503 $2,476 $2,310 $2,246 $6,480 $6,500 $2,458 $2,493
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,613 $2,482 $2,147 $2,242 $10,956 $12,342 $3,130 $3,388
State Farm $1,664 $1,664 $1,475 $1,475 $4,648 $5,840 $1,870 $2,154
Travelers $2,049 $2,090 $2,016 $2,023 $11,733 $18,801 $2,189 $2,544
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Havana, AR Car Insurance Rates for Teens

How much is Havana, Arkansas car insurance for teens? Compare rates from top Havana car insurance companies below to help find the cheapest teen car insurance in Havana, AR.

Annual Car Insurance Rates for Teen Drivers in Havana, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,124 $12,162
Farmers $9,523 $9,869
GEICO $6,480 $6,500
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,956 $12,342
State Farm $4,648 $5,840
Travelers $11,733 $18,801
USAA $3,881 $4,069

Havana, AR Car Insurance Rates for Seniors

Before seniors buy Havana, Arkansas car insurance, they should make sure to shop around. Some Havana, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Havana, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,469 $2,637
Farmers $2,082 $2,184
GEICO $2,310 $2,246
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,147 $2,242
State Farm $1,475 $1,475
Travelers $2,016 $2,023
USAA $1,164 $1,175

Havana, AR Car Insurance Rates by Credit History

How does your credit history affect Havana, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Havana, Arkansas

Insurance Company Poor Fair Good
Allstate $6,166 $4,730 $3,840
Farmers $4,811 $4,022 $3,833
GEICO $4,114 $3,381 $2,805
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,578 $4,747 $4,412
State Farm $3,763 $2,267 $1,766
Travelers $6,236 $5,199 $4,858
USAA $2,680 $1,828 $1,558

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Havana, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Havana, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Havana.

Annual Havana, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,040 $5,089 $5,677 $4,842
Farmers $3,572 $4,568 $4,462 $4,286
GEICO $2,328 $3,572 $5,328 $2,505
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,236 $5,879 $4,449 $5,086
State Farm $2,395 $2,803 $2,599 $2,599
Travelers $4,554 $4,705 $6,873 $5,591
USAA $1,558 $1,969 $2,834 $1,727

Havana, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Havana, AR car insurance rates. Compare rates below to see which Havana car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Havana, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,677
Farmers $4,462
GEICO $5,328
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,449
State Farm $2,599
Travelers $6,873
USAA $2,834

Havana, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Havana, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Havana companies based on commute time.

Annual Car Insurance Rates by Commute Length in Havana, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,912 $4,912
Farmers $4,222 $4,222
GEICO $3,410 $3,456
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,912 $4,912
State Farm $2,539 $2,659
Travelers $5,431 $5,431
USAA $1,964 $2,080

Havana, AR Cheapest Car Insurance Rates

How do the top Havana, Arkansas car insurance companies’ average rates stack up against the Havana average monthly car insurance rates of $324? Take a look and see.

Best Annual Car Insurance Rates by Company in Havana, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Havana, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Havana, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Havana, Arkansas

Insurance Company Average Annual Rates
Allstate $4,912
Farmers $4,222
GEICO $3,433
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,912
State Farm $2,599
Travelers $5,431
USAA $2,022

Other Factors Affecting Havana, AR Car Insurance Rates

Before you buy Havana, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Havana, AR Commute Time

How does your Havana, AR commute time compare with the average driver? In Havana, the average commute is 21.8 minutes.

Havana, AR Car Insurance Quotes

Compare Havana, AR car insurance quotes from multiple companies by entering your ZIP code now.