Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Heber after a DUI is Travelers
  • The cheapest car insurance company in Heber for teen drivers is GEICO
  • Average car insurance rates in Heber, AZ for senior drivers are $1,948/year

Average car insurance rates in Heber, Arizona are $280 a month. But with a little research you can get a great deal from the top car insurance companies in Heber, AZ. Before you buy Heber, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Heber car insurance rates with Chandler car insurance rates, Scottsdale car insurance rates, or Surprise car insurance rates to make sure you’re getting the best Heber, AZ car insurance quotes available.

Need affordable Heber, AZ car insurance? Enter your ZIP code to compare Heber car insurance quotes from multiple car insurance companies near you.

Heber, AZ Minimum Car Insurance Coverage

Heber, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Heber, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Heber, AZ Car Insurance Rates by Coverage Level

Some Heber drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Heber, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Heber, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $4,026 $4,304 $4,181
Farmers $3,325 $3,863 $4,296
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,076 $3,504 $3,763
State Farm $3,490 $3,930 $4,164
Travelers $2,250 $2,495 $2,646
USAA $2,931 $3,212 $3,367

Heber, AZ Car Insurance Rates by Age, Gender, and Marital Status

Heber, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Heber, AZ car insurance, get quotes from multiple car insurance companies in the Heber area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heber, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,158 $2,143 $1,936 $2,068 $8,606 $8,806 $2,419 $2,489
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,925 $1,692 $1,724 $1,639 $7,769 $8,683 $2,075 $2,074
State Farm $2,354 $2,354 $2,074 $2,074 $7,220 $9,078 $2,534 $3,202
Travelers $1,616 $1,699 $1,473 $1,565 $4,406 $5,437 $1,714 $1,802
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Heber, AZ Car Insurance Rates for Teens

How much is Heber, Arizona car insurance for teens? Compare rates from top Heber car insurance companies below to help find the cheapest teen car insurance in Heber, AZ.

Annual Car Insurance Rates for Teen Drivers in Heber, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,272 $9,457
Farmers $8,606 $8,806
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,769 $8,683
State Farm $7,220 $9,078
Travelers $4,406 $5,437
USAA $6,479 $7,439

Heber, AZ Car Insurance Rates for Seniors

Before seniors buy Heber, Arizona car insurance, they should make sure to shop around. Some Heber, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Heber, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,538 $2,538
Farmers $1,936 $2,068
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,724 $1,639
State Farm $2,074 $2,074
Travelers $1,473 $1,565
USAA $1,612 $1,634

Heber, AZ Car Insurance Rates by Credit History

How does your credit history affect Heber, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Heber, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,252 $3,901 $3,358
Farmers $4,399 $3,632 $3,453
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,857 $3,356 $3,131
State Farm $7,111 $2,751 $1,722
Travelers $3,009 $2,451 $1,931
USAA $4,176 $2,912 $2,421

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Heber, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Heber, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Heber.

Annual Heber, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,234 $4,165 $4,068 $3,846
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,043 $3,996 $3,214 $3,537
State Farm $3,518 $4,205 $3,861 $3,861
Travelers $1,980 $2,569 $2,838 $2,468
USAA $2,306 $3,302 $4,357 $2,715

Heber, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Heber, AZ car insurance rates. Compare rates below to see which Heber car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Heber, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,707
Farmers $4,068
GEICO $3,169
Nationwide $4,268
Progressive $3,214
State Farm $3,861
Travelers $2,838
USAA $4,357

Heber, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Heber, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Heber companies based on commute time.

Annual Car Insurance Rates by Commute Length in Heber, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,129 $4,211
Farmers $3,828 $3,828
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,448 $3,448
State Farm $3,765 $3,958
Travelers $2,464 $2,464
USAA $3,136 $3,204

Heber, AZ Cheapest Car Insurance Rates

How do the top Heber, Arizona car insurance companies’ average rates stack up against the Heber average monthly car insurance rates of $280? Take a look and see.

Best Annual Car Insurance Rates by Company in Heber, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Heber, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Heber, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Heber, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,170
Farmers $3,828
GEICO $2,273
Nationwide $3,240
Progressive $3,448
State Farm $3,861
Travelers $2,464
USAA $3,170

Other Factors Affecting Heber, AZ Car Insurance Rates

Before you buy Heber, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Heber, AZ Commute Time

How does your Heber, AZ commute time compare with the average driver? In Heber, the average commute is 14.0 minutes.

Heber, AZ Car Insurance Quotes

Compare Heber, AZ car insurance quotes from multiple companies by entering your ZIP code now.