Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Hermitage after a DUI is State Farm
  • Average car insurance rates in Hermitage, AR are $355/month
  • Average car insurance rates in Hermitage, AR for senior drivers are $2,256/year

Average car insurance rates in Hermitage, Arkansas are $355 a month. But with a little research you can get a great deal from the top car insurance companies in Hermitage, AR. Before you buy Hermitage, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Hermitage car insurance rates with Conway car insurance rates, North Little Rock car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Hermitage, AR car insurance quotes available.

Need affordable Hermitage, AR car insurance? Enter your ZIP code to compare Hermitage car insurance quotes from multiple car insurance companies near you.

Hermitage, AR Minimum Car Insurance Coverage

Hermitage, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hermitage, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hermitage, AR Car Insurance Rates by Coverage Level

Some Hermitage drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Hermitage, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hermitage, Arkansas

Insurance Company Low Medium High
Allstate $5,371 $5,536 $5,710
Farmers $4,103 $4,251 $4,516
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $5,258 $5,539 $6,039
State Farm $2,804 $2,918 $3,042
Travelers $5,842 $6,119 $6,341
USAA $2,158 $2,240 $2,345

Hermitage, AR Car Insurance Rates by Age, Gender, and Marital Status

Hermitage, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hermitage, AR car insurance, get quotes from multiple car insurance companies in the Hermitage area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hermitage, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,178 $3,218 $2,816 $3,021 $11,261 $13,429 $3,540 $3,850
Farmers $2,382 $2,374 $2,134 $2,236 $9,615 $9,962 $2,728 $2,889
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,052 $2,921 $2,501 $2,604 $12,298 $13,893 $3,661 $3,966
State Farm $1,909 $1,909 $1,680 $1,680 $5,125 $6,484 $2,143 $2,442
Travelers $2,335 $2,385 $2,275 $2,288 $13,106 $21,020 $2,481 $2,916
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

Hermitage, AR Car Insurance Rates for Teens

How much is Hermitage, Arkansas car insurance for teens? Compare rates from top Hermitage car insurance companies below to help find the cheapest teen car insurance in Hermitage, AR.

Annual Car Insurance Rates for Teen Drivers in Hermitage, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,261 $13,429
Farmers $9,615 $9,962
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $12,298 $13,893
State Farm $5,125 $6,484
Travelers $13,106 $21,020
USAA $4,329 $4,542

Hermitage, AR Car Insurance Rates for Seniors

Before seniors buy Hermitage, Arkansas car insurance, they should make sure to shop around. Some Hermitage, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hermitage, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $3,021
Farmers $2,134 $2,236
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,501 $2,604
State Farm $1,680 $1,680
Travelers $2,275 $2,288
USAA $1,285 $1,299

Hermitage, AR Car Insurance Rates by Credit History

How does your credit history affect Hermitage, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hermitage, Arkansas

Insurance Company Poor Fair Good
Allstate $6,982 $5,322 $4,312
Farmers $4,896 $4,083 $3,891
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $6,406 $5,413 $5,017
State Farm $4,234 $2,548 $1,983
Travelers $7,017 $5,836 $5,449
USAA $2,985 $2,031 $1,728

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Hermitage, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hermitage, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hermitage.

Annual Hermitage, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,602 $5,765 $6,337 $5,452
Farmers $3,630 $4,639 $4,529 $4,362
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,847 $6,686 $5,086 $5,830
State Farm $2,706 $3,137 $2,922 $2,922
Travelers $5,120 $5,291 $7,704 $6,288
USAA $1,728 $2,188 $3,158 $1,918

Hermitage, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Hermitage, AR car insurance rates. Compare rates below to see which Hermitage car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hermitage, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,337
Farmers $4,529
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $5,086
State Farm $2,922
Travelers $7,704
USAA $3,158

Hermitage, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hermitage, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Hermitage companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hermitage, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,539 $5,539
Farmers $4,290 $4,290
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,612 $5,612
State Farm $2,853 $2,990
Travelers $6,101 $6,101
USAA $2,183 $2,313

Hermitage, AR Cheapest Car Insurance Rates

How do the top Hermitage, Arkansas car insurance companies’ average rates stack up against the Hermitage average monthly car insurance rates of $355? Take a look and see.

Best Annual Car Insurance Rates by Company in Hermitage, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Hermitage, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hermitage, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hermitage, Arkansas

Insurance Company Average Annual Rates
Allstate $5,539
Farmers $4,290
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,612
State Farm $2,922
Travelers $6,101
USAA $2,248

Other Factors Affecting Hermitage, AR Car Insurance Rates

Before you buy Hermitage, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hermitage, AR Commute Time

How does your Hermitage, AR commute time compare with the average driver? In Hermitage, the average commute is 26.5 minutes.

Hermitage, AR Car Insurance Quotes

Compare Hermitage, AR car insurance quotes from multiple companies by entering your ZIP code now.