Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Hickory Ridge, AR are $345/month
  • Average car insurance rates in Hickory Ridge, AR for senior drivers are $2,164/year
  • The cheapest car insurance company in Hickory Ridge after a DUI is State Farm

Average car insurance rates in Hickory Ridge, Arkansas are $345 a month. But with a little research you can get a great deal from the top car insurance companies in Hickory Ridge, AR. Before you buy Hickory Ridge, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Hickory Ridge car insurance rates with Fayetteville car insurance rates, Fort Smith car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Hickory Ridge, AR car insurance quotes available.

Need affordable Hickory Ridge, AR car insurance? Enter your ZIP code to compare Hickory Ridge car insurance quotes from multiple car insurance companies near you.

Hickory Ridge, AR Minimum Car Insurance Coverage

Hickory Ridge, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hickory Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hickory Ridge, AR Car Insurance Rates by Coverage Level

Some Hickory Ridge drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Hickory Ridge, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hickory Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,986 $5,138 $5,300
Farmers $3,866 $4,021 $4,297
GEICO $3,574 $3,746 $3,921
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,026 $5,335 $5,904
State Farm $2,521 $2,647 $2,781
Travelers $5,887 $6,205 $6,472
USAA $1,989 $2,069 $2,171

Hickory Ridge, AR Car Insurance Rates by Age, Gender, and Marital Status

Hickory Ridge, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hickory Ridge, AR car insurance, get quotes from multiple car insurance companies in the Hickory Ridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hickory Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,904 $2,584 $2,763 $10,632 $12,742 $3,179 $3,439
Farmers $2,246 $2,240 $2,012 $2,112 $9,142 $9,471 $2,564 $2,705
GEICO $2,710 $2,676 $2,498 $2,428 $7,142 $7,150 $2,668 $2,706
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,946 $2,817 $2,416 $2,514 $11,893 $13,441 $3,528 $3,817
State Farm $1,668 $1,668 $1,492 $1,492 $4,803 $6,038 $1,878 $2,155
Travelers $2,309 $2,354 $2,276 $2,284 $13,403 $21,554 $2,467 $2,857
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Hickory Ridge, AR Car Insurance Rates for Teens

How much is Hickory Ridge, Arkansas car insurance for teens? Compare rates from top Hickory Ridge car insurance companies below to help find the cheapest teen car insurance in Hickory Ridge, AR.

Annual Car Insurance Rates for Teen Drivers in Hickory Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,632 $12,742
Farmers $9,142 $9,471
GEICO $7,142 $7,150
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,893 $13,441
State Farm $4,803 $6,038
Travelers $13,403 $21,554
USAA $4,009 $4,199

Hickory Ridge, AR Car Insurance Rates for Seniors

Before seniors buy Hickory Ridge, Arkansas car insurance, they should make sure to shop around. Some Hickory Ridge, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hickory Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,584 $2,763
Farmers $2,012 $2,112
GEICO $2,498 $2,428
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,416 $2,514
State Farm $1,492 $1,492
Travelers $2,276 $2,284
USAA $1,192 $1,200

Hickory Ridge, AR Car Insurance Rates by Credit History

How does your credit history affect Hickory Ridge, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hickory Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,458 $4,953 $4,013
Farmers $4,632 $3,867 $3,685
GEICO $4,489 $3,691 $3,062
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,184 $5,231 $4,849
State Farm $3,837 $2,311 $1,800
Travelers $7,104 $5,924 $5,536
USAA $2,749 $1,878 $1,602

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Hickory Ridge, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hickory Ridge, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hickory Ridge.

Annual Hickory Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $5,338 $5,925 $5,065
Farmers $3,439 $4,397 $4,291 $4,119
GEICO $2,551 $3,901 $5,792 $2,745
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,683 $6,459 $4,916 $5,629
State Farm $2,432 $2,867 $2,649 $2,649
Travelers $5,187 $5,359 $7,838 $6,369
USAA $1,597 $2,023 $2,912 $1,772

Hickory Ridge, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Hickory Ridge, AR car insurance rates. Compare rates below to see which Hickory Ridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hickory Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,925
Farmers $4,291
GEICO $5,792
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,916
State Farm $2,649
Travelers $7,838
USAA $2,912

Hickory Ridge, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hickory Ridge, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Hickory Ridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hickory Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
Farmers $4,062 $4,062
GEICO $3,720 $3,775
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,422 $5,422
State Farm $2,586 $2,713
Travelers $6,188 $6,188
USAA $2,017 $2,135

Hickory Ridge, AR Cheapest Car Insurance Rates

How do the top Hickory Ridge, Arkansas car insurance companies’ average rates stack up against the Hickory Ridge average monthly car insurance rates of $345? Take a look and see.

Best Annual Car Insurance Rates by Company in Hickory Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Hickory Ridge, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hickory Ridge, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hickory Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $5,141
Farmers $4,062
GEICO $3,747
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,422
State Farm $2,649
Travelers $6,188
USAA $2,076

Other Factors Affecting Hickory Ridge, AR Car Insurance Rates

Before you buy Hickory Ridge, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hickory Ridge, AR Commute Time

How does your Hickory Ridge, AR commute time compare with the average driver? In Hickory Ridge, the average commute is 36.4 minutes.

Hickory Ridge, AR Car Insurance Quotes

Compare Hickory Ridge, AR car insurance quotes from multiple companies by entering your ZIP code now.