Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Highland Home, AL are $299/month
  • The cheapest car insurance company in Highland Home after a DUI is USAA
  • The cheapest car insurance company in Highland Home for teen drivers is USAA

Average car insurance rates in Highland Home, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Highland Home, AL. Before you buy Highland Home, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Highland Home car insurance rates with Auburn car insurance rates, Montgomery car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Highland Home, AL car insurance quotes available.

Need affordable Highland Home, AL car insurance? Enter your ZIP code to compare Highland Home car insurance quotes from multiple car insurance companies near you.

Highland Home, AL Minimum Car Insurance Coverage

Highland Home, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Highland Home, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Highland Home, AL Car Insurance Rates by Coverage Level

Some Highland Home drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Highland Home, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Highland Home, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,557 $3,718 $4,025
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,997 $5,195 $5,462
Nationwide $2,624 $2,595 $2,649
Progressive $3,943 $4,338 $4,800
State Farm $4,353 $4,575 $4,820
Travelers $3,559 $3,797 $3,813
USAA $2,065 $2,130 $2,231

Highland Home, AL Car Insurance Rates by Age, Gender, and Marital Status

Highland Home, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Highland Home, AL car insurance, get quotes from multiple car insurance companies in the Highland Home area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland Home, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,097 $3,349 $2,545 $2,845 $10,926 $12,148 $3,306 $3,530
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,390 $2,253 $1,958 $2,084 $9,630 $10,768 $2,805 $2,994
State Farm $2,916 $2,916 $2,601 $2,601 $8,231 $10,367 $3,280 $3,749
Travelers $1,542 $1,569 $1,435 $1,433 $8,036 $12,602 $1,463 $1,702
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Highland Home, AL Car Insurance Rates for Teens

How much is Highland Home, Alabama car insurance for teens? Compare rates from top Highland Home car insurance companies below to help find the cheapest teen car insurance in Highland Home, AL.

Annual Car Insurance Rates for Teen Drivers in Highland Home, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $8,282 $8,525
GEICO $4,936 $4,820
Liberty Mutual $10,926 $12,148
Nationwide $4,418 $5,752
Progressive $9,630 $10,768
State Farm $8,231 $10,367
Travelers $8,036 $12,602
USAA $3,940 $4,375

Highland Home, AL Car Insurance Rates for Seniors

Before seniors buy Highland Home, Alabama car insurance, they should make sure to shop around. Some Highland Home, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Highland Home, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $1,937 $2,056
GEICO $1,817 $1,864
Liberty Mutual $2,545 $2,845
Nationwide $1,577 $1,642
Progressive $1,958 $2,084
State Farm $2,601 $2,601
Travelers $1,435 $1,433
USAA $1,250 $1,232

Highland Home, AL Car Insurance Rates by Credit History

How does your credit history affect Highland Home, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Highland Home, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,224 $3,632 $3,443
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,484 $4,575 $3,595
Nationwide $3,171 $2,467 $2,229
Progressive $4,935 $4,215 $3,931
State Farm $7,423 $3,764 $2,561
Travelers $4,064 $3,520 $3,585
USAA $2,880 $1,873 $1,672

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Highland Home, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Highland Home, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Highland Home.

Annual Highland Home, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,095 $5,688 $5,579 $5,510
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,947 $4,943 $4,218 $4,333
State Farm $4,177 $5,079 $4,538 $4,538
Travelers $3,104 $3,259 $4,746 $3,782
USAA $1,648 $2,063 $3,073 $1,783

Highland Home, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Highland Home, AL car insurance rates. Compare rates below to see which Highland Home car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Highland Home, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $3,998
GEICO $3,506
Liberty Mutual $5,579
Nationwide $3,353
Progressive $4,218
State Farm $4,538
Travelers $4,746
USAA $3,073

Highland Home, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Highland Home, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Highland Home companies based on commute time.

Annual Car Insurance Rates by Commute Length in Highland Home, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $3,767 $3,767
GEICO $2,594 $2,694
Liberty Mutual $5,218 $5,218
Nationwide $2,623 $2,623
Progressive $4,360 $4,360
State Farm $4,473 $4,692
Travelers $3,723 $3,723
USAA $2,044 $2,240

Highland Home, AL Cheapest Car Insurance Rates

How do the top Highland Home, Alabama car insurance companies’ average rates stack up against the Highland Home average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Highland Home, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Highland Home, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Highland Home, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Highland Home, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $3,767
GEICO $2,644
Liberty Mutual $5,218
Nationwide $2,623
Progressive $4,360
State Farm $4,583
Travelers $3,723
USAA $2,142

Highland Home, AL Car Insurance Quotes

Compare Highland Home, AL car insurance quotes from multiple companies by entering your ZIP code now.