Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Holt after a DUI is USAA
  • The cheapest car insurance company in Holt for teen drivers is USAA
  • Average car insurance rates in Holt, AL for senior drivers are $1,986/year

Average car insurance rates in Holt, Alabama are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Holt, AL. Before you buy Holt, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Holt car insurance rates with Auburn car insurance rates, Huntsville car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Holt, AL car insurance quotes available.

Need affordable Holt, AL car insurance? Enter your ZIP code to compare Holt car insurance quotes from multiple car insurance companies near you.

Holt, AL Minimum Car Insurance Coverage

Holt, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Holt, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Holt, AL Car Insurance Rates by Coverage Level

Some Holt drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Holt, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Holt, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,930 $4,122 $4,495
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,976 $5,191 $5,478
Nationwide $2,596 $2,598 $2,662
Progressive $4,383 $4,859 $5,402
State Farm $4,656 $4,958 $5,273
Travelers $3,353 $3,609 $3,652
USAA $1,984 $2,049 $2,148

Holt, AL Car Insurance Rates by Age, Gender, and Marital Status

Holt, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Holt, AL car insurance, get quotes from multiple car insurance companies in the Holt area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holt, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,368 $2,352 $2,113 $2,250 $9,319 $9,598 $2,682 $2,776
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,017 $3,256 $2,477 $2,767 $11,176 $12,416 $3,205 $3,406
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,632 $2,464 $2,167 $2,306 $10,926 $12,190 $3,084 $3,284
State Farm $2,985 $2,985 $2,724 $2,724 $9,326 $11,685 $3,381 $3,888
Travelers $1,426 $1,446 $1,348 $1,340 $7,730 $12,138 $1,349 $1,530
USAA $1,282 $1,297 $1,199 $1,171 $3,834 $4,243 $1,664 $1,793

Holt, AL Car Insurance Rates for Teens

How much is Holt, Alabama car insurance for teens? Compare rates from top Holt car insurance companies below to help find the cheapest teen car insurance in Holt, AL.

Annual Car Insurance Rates for Teen Drivers in Holt, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,319 $9,598
GEICO $5,499 $5,390
Liberty Mutual $11,176 $12,416
Nationwide $4,521 $5,808
Progressive $10,926 $12,190
State Farm $9,326 $11,685
Travelers $7,730 $12,138
USAA $3,834 $4,243

Holt, AL Car Insurance Rates for Seniors

Before seniors buy Holt, Alabama car insurance, they should make sure to shop around. Some Holt, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Holt, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,113 $2,250
GEICO $1,962 $2,039
Liberty Mutual $2,477 $2,767
Nationwide $1,560 $1,612
Progressive $2,167 $2,306
State Farm $2,724 $2,724
Travelers $1,348 $1,340
USAA $1,199 $1,171

Holt, AL Car Insurance Rates by Credit History

How does your credit history affect Holt, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Holt, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,683 $4,037 $3,826
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,458 $4,587 $3,600
Nationwide $3,156 $2,467 $2,234
Progressive $5,500 $4,726 $4,419
State Farm $8,054 $4,071 $2,762
Travelers $3,857 $3,347 $3,411
USAA $2,763 $1,805 $1,613

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Holt, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Holt, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Holt.

Annual Holt, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,520 $4,558 $4,447 $4,204
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,087 $5,702 $5,563 $5,509
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,400 $5,546 $4,753 $4,827
State Farm $4,460 $5,577 $4,907 $4,907
Travelers $2,943 $3,088 $4,533 $3,588
USAA $1,586 $1,992 $2,949 $1,715

Holt, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Holt, AL car insurance rates. Compare rates below to see which Holt car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Holt, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,447
GEICO $3,917
Liberty Mutual $5,563
Nationwide $3,329
Progressive $4,753
State Farm $4,907
Travelers $4,533
USAA $2,949

Holt, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Holt, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Holt companies based on commute time.

Annual Car Insurance Rates by Commute Length in Holt, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,182 $4,182
GEICO $2,847 $2,948
Liberty Mutual $5,215 $5,215
Nationwide $2,619 $2,619
Progressive $4,882 $4,882
State Farm $4,838 $5,087
Travelers $3,538 $3,538
USAA $1,966 $2,155

Holt, AL Cheapest Car Insurance Rates

How do the top Holt, Alabama car insurance companies’ average rates stack up against the Holt average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Holt, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Holt, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Holt, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Holt, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,182
GEICO $2,897
Liberty Mutual $5,215
Nationwide $2,619
Progressive $4,882
State Farm $4,962
Travelers $3,538
USAA $2,060

Other Factors Affecting Holt, AL Car Insurance Rates

Before you buy Holt, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Holt, AL Commute Time

How does your Holt, AL commute time compare with the average driver? In Holt, the average commute is 32.2 minutes.

Holt, AL Car Insurance Quotes

Compare Holt, AL car insurance quotes from multiple companies by entering your ZIP code now.