Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Horton, AL for senior drivers are $1,890/year
  • Average car insurance rates in Horton, AL are $298/month
  • The cheapest car insurance company in Horton for teen drivers is USAA

Average car insurance rates in Horton, Alabama are $298 a month. But with a little research you can get a great deal from the top car insurance companies in Horton, AL. Before you buy Horton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Horton car insurance rates with Decatur car insurance rates, Madison car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Horton, AL car insurance quotes available.

Need affordable Horton, AL car insurance? Enter your ZIP code to compare Horton car insurance quotes from multiple car insurance companies near you.

Horton, AL Minimum Car Insurance Coverage

Horton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Horton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Horton, AL Car Insurance Rates by Coverage Level

Some Horton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Horton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Horton, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,578 $2,574 $2,635
Progressive $3,727 $4,131 $4,597
State Farm $4,639 $4,879 $5,141
Travelers $3,187 $3,413 $3,439
USAA $2,064 $2,127 $2,223

Horton, AL Car Insurance Rates by Age, Gender, and Marital Status

Horton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Horton, AL car insurance, get quotes from multiple car insurance companies in the Horton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $2,987 $2,987 $2,701 $2,701 $9,082 $11,340 $3,374 $3,917
Travelers $1,381 $1,402 $1,299 $1,292 $7,255 $11,329 $1,310 $1,501
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Horton, AL Car Insurance Rates for Teens

How much is Horton, Alabama car insurance for teens? Compare rates from top Horton car insurance companies below to help find the cheapest teen car insurance in Horton, AL.

Annual Car Insurance Rates for Teen Drivers in Horton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,472 $5,749
Progressive $9,352 $10,436
State Farm $9,082 $11,340
Travelers $7,255 $11,329
USAA $3,975 $4,408

Horton, AL Car Insurance Rates for Seniors

Before seniors buy Horton, Alabama car insurance, they should make sure to shop around. Some Horton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Horton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,548 $1,600
Progressive $1,818 $1,944
State Farm $2,701 $2,701
Travelers $1,299 $1,292
USAA $1,238 $1,212

Horton, AL Car Insurance Rates by Credit History

How does your credit history affect Horton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Horton, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,130 $2,444 $2,211
Progressive $4,671 $4,021 $3,763
State Farm $7,919 $4,012 $2,727
Travelers $3,652 $3,164 $3,223
USAA $2,877 $1,869 $1,668

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Horton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Horton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Horton.

Annual Horton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,407 $5,472 $4,833 $4,833
Travelers $2,786 $2,924 $4,275 $3,399
USAA $1,644 $2,064 $3,067 $1,778

Horton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Horton, AL car insurance rates. Compare rates below to see which Horton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Horton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,958
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,298
Progressive $4,027
State Farm $4,833
Travelers $4,275
USAA $3,067

Horton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Horton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Horton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Horton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,595 $2,595
Progressive $4,152 $4,152
State Farm $4,771 $5,001
Travelers $3,346 $3,346
USAA $2,040 $2,236

Horton, AL Cheapest Car Insurance Rates

How do the top Horton, Alabama car insurance companies’ average rates stack up against the Horton average monthly car insurance rates of $298? Take a look and see.

Best Annual Car Insurance Rates by Company in Horton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Horton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Horton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Horton, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,595
Progressive $4,152
State Farm $4,886
Travelers $3,346
USAA $2,138

Horton, AL Car Insurance Quotes

Compare Horton, AL car insurance quotes from multiple companies by entering your ZIP code now.