Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Hot Springs Village, AR for senior drivers are $2,215/year
  • The cheapest car insurance company in Hot Springs Village after a DUI is State Farm
  • Average car insurance rates in Hot Springs Village, AR are $358/month

Average car insurance rates in Hot Springs Village, Arkansas are $358 a month. But with a little research you can get a great deal from the top car insurance companies in Hot Springs Village, AR. Before you buy Hot Springs Village, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Hot Springs Village car insurance rates with Fayetteville car insurance rates, Little Rock car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Hot Springs Village, AR car insurance quotes available.

Need affordable Hot Springs Village, AR car insurance? Enter your ZIP code to compare Hot Springs Village car insurance quotes from multiple car insurance companies near you.

Hot Springs Village, AR Minimum Car Insurance Coverage

Hot Springs Village, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hot Springs Village, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Hot Springs Village, AR Car Insurance Rates by Coverage Level

Some Hot Springs Village drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Hot Springs Village, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hot Springs Village, Arkansas

Insurance Company Low Medium High
Allstate $5,130 $5,274 $5,425
Farmers $4,126 $4,303 $4,624
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,150 $4,266 $4,468
Nationwide $4,227 $4,121 $4,280
Progressive $5,326 $5,704 $6,377
State Farm $2,832 $2,972 $3,119
Travelers $5,402 $5,704 $5,960
USAA $2,222 $2,308 $2,418

Hot Springs Village, AR Car Insurance Rates by Age, Gender, and Marital Status

Hot Springs Village, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hot Springs Village, AR car insurance, get quotes from multiple car insurance companies in the Hot Springs Village area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hot Springs Village, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,925 $2,932 $2,619 $2,799 $11,003 $13,240 $3,211 $3,482
Farmers $2,328 $2,314 $2,077 $2,188 $10,025 $10,392 $2,673 $2,811
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,464 $2,639 $2,356 $2,630 $8,947 $9,855 $2,671 $2,796
Nationwide $2,837 $2,888 $2,546 $2,687 $7,012 $8,924 $3,263 $3,516
Progressive $3,004 $2,832 $2,472 $2,588 $13,176 $14,835 $3,599 $3,914
State Farm $1,855 $1,855 $1,663 $1,663 $5,436 $6,822 $2,092 $2,409
Travelers $2,085 $2,121 $2,083 $2,083 $12,414 $19,921 $2,242 $2,562
USAA $1,413 $1,424 $1,312 $1,316 $4,537 $4,743 $1,823 $1,961

Hot Springs Village, AR Car Insurance Rates for Teens

How much is Hot Springs Village, Arkansas car insurance for teens? Compare rates from top Hot Springs Village car insurance companies below to help find the cheapest teen car insurance in Hot Springs Village, AR.

Annual Car Insurance Rates for Teen Drivers in Hot Springs Village, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,003 $13,240
Farmers $10,025 $10,392
GEICO $7,174 $7,166
Liberty Mutual $8,947 $9,855
Nationwide $7,012 $8,924
Progressive $13,176 $14,835
State Farm $5,436 $6,822
Travelers $12,414 $19,921
USAA $4,537 $4,743

Hot Springs Village, AR Car Insurance Rates for Seniors

Before seniors buy Hot Springs Village, Arkansas car insurance, they should make sure to shop around. Some Hot Springs Village, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hot Springs Village, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,619 $2,799
Farmers $2,077 $2,188
GEICO $2,429 $2,361
Liberty Mutual $2,356 $2,630
Nationwide $2,546 $2,687
Progressive $2,472 $2,588
State Farm $1,663 $1,663
Travelers $2,083 $2,083
USAA $1,312 $1,316

Hot Springs Village, AR Car Insurance Rates by Credit History

How does your credit history affect Hot Springs Village, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hot Springs Village, Arkansas

Insurance Company Poor Fair Good
Allstate $6,620 $5,086 $4,123
Farmers $4,941 $4,155 $3,957
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,200 $3,749 $2,935
Nationwide $4,979 $4,003 $3,645
Progressive $6,550 $5,618 $5,239
State Farm $4,311 $2,594 $2,018
Travelers $6,520 $5,450 $5,096
USAA $3,068 $2,095 $1,786

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Hot Springs Village, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hot Springs Village, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hot Springs Village.

Annual Hot Springs Village, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,321 $5,470 $6,114 $5,200
Farmers $3,674 $4,716 $4,610 $4,404
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,917 $4,759 $5,573 $3,930
Nationwide $3,273 $4,231 $5,729 $3,604
Progressive $4,991 $6,982 $5,248 $5,988
State Farm $2,725 $3,224 $2,974 $2,974
Travelers $4,761 $4,918 $7,227 $5,849
USAA $1,774 $2,256 $3,266 $1,969

Hot Springs Village, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Hot Springs Village, AR car insurance rates. Compare rates below to see which Hot Springs Village car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hot Springs Village, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,114
Farmers $4,610
GEICO $5,717
Liberty Mutual $5,573
Nationwide $5,729
Progressive $5,248
State Farm $2,974
Travelers $7,227
USAA $3,266

Hot Springs Village, AR Car Insurance Rates by ZIP Code

Just like Hot Springs Village car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Hot Springs Village, AR car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Hot Springs Village, Arkansas

ZIP Code Average Annual Rates
71909 $4,361
71949 $4,428

Hot Springs Village, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hot Springs Village, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Hot Springs Village companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hot Springs Village, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,276 $5,276
Farmers $4,351 $4,351
GEICO $3,675 $3,736
Liberty Mutual $4,295 $4,295
Nationwide $4,209 $4,209
Progressive $5,802 $5,802
State Farm $2,903 $3,045
Travelers $5,689 $5,689
USAA $2,251 $2,382

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Hot Springs Village, AR Cheapest Car Insurance Rates

How do the top Hot Springs Village, Arkansas car insurance companies’ average rates stack up against the Hot Springs Village average monthly car insurance rates of $358? Take a look and see.

Best Annual Car Insurance Rates by Company in Hot Springs Village, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Hot Springs Village, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hot Springs Village, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hot Springs Village, Arkansas

Insurance Company Average Annual Rates
Allstate $5,276
Farmers $4,351
GEICO $3,706
Liberty Mutual $4,295
Nationwide $4,209
Progressive $5,802
State Farm $2,974
Travelers $5,689
USAA $2,316

Other Factors Affecting Hot Springs Village, AR Car Insurance Rates

Before you buy Hot Springs Village, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hot Springs Village, AR Commute Time

How does your Hot Springs Village, AR commute time compare with the average driver? In Hot Springs Village, the average commute is 28.9 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Hot Springs Village, AR Car Insurance Quotes

Compare Hot Springs Village, AR car insurance quotes from multiple companies by entering your ZIP code now.