Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Houston, AK for senior drivers are $1,721/year
  • Average car insurance rates in Houston, AK are $246/month
  • The cheapest car insurance company in Houston after a DUI is State Farm

Average car insurance rates in Houston, Alaska are $246 a month. But with a little research you can get a great deal from the top car insurance companies in Houston, AK. Before you buy Houston, Alaska car insurance, make sure your coverage meets or exceeds the Alaska minimum of 50/100/25.

It may even be helpful to compare Houston car insurance rates with Unalaska car insurance rates, Sitka car insurance rates, or Ketchikan car insurance rates to make sure you’re getting the best Houston, AK car insurance quotes available.

Need affordable Houston, AK car insurance? Enter your ZIP code to compare Houston car insurance quotes from multiple car insurance companies near you.

Houston, AK Minimum Car Insurance Coverage

Houston, Alaska law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Houston, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Houston, AK Car Insurance Rates by Coverage Level

Some Houston drivers can get by with the Alaska minimum coverage of 50/100/25. Other drivers may need more. See how much your Houston, Alaska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Houston, Alaska

Insurance Company Low Medium High
Allstate $3,125 $3,128 $3,254
GEICO $2,851 $2,862 $2,996
Progressive $3,282 $3,287 $3,513
State Farm $2,761 $2,821 $3,027
USAA $2,445 $2,459 $2,549

Houston, AK Car Insurance Rates by Age, Gender, and Marital Status

Houston, Alaska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Houston, AK car insurance, get quotes from multiple car insurance companies in the Houston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houston, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,148 $2,148 $2,038 $2,038 $5,121 $6,763 $2,430 $2,665
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $2,023 $1,788 $1,694 $1,736 $7,141 $7,963 $2,281 $2,260
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,457 $1,454 $1,359 $1,353 $4,717 $5,228 $2,092 $2,217

Houston, AK Car Insurance Rates for Teens

How much is Houston, Alaska car insurance for teens? Compare rates from top Houston car insurance companies below to help find the cheapest teen car insurance in Houston, AK.

Annual Car Insurance Rates for Teen Drivers in Houston, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,121 $6,763
GEICO $4,699 $5,997
Progressive $7,141 $7,963
State Farm $5,392 $7,032
USAA $4,717 $5,228

Houston, AK Car Insurance Rates for Seniors

Before seniors buy Houston, Alaska car insurance, they should make sure to shop around. Some Houston, AK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Houston, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,038
GEICO $2,018 $1,920
Progressive $1,694 $1,736
State Farm $1,528 $1,528
USAA $1,359 $1,353

Houston, AK Car Insurance Rates by Credit History

How does your credit history affect Houston, AK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Houston, Alaska

Insurance Company Poor Fair Good
Allstate $3,759 $2,975 $2,773
GEICO $3,299 $2,867 $2,542
Progressive $3,670 $3,283 $3,129
State Farm $3,982 $2,563 $2,063
USAA $3,384 $2,216 $1,854

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Houston, AK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Houston, Alaska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Houston.

Annual Houston, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,559 $3,551 $3,550 $3,015
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $3,005 $3,855 $3,194 $3,388
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,952 $2,506 $3,269 $2,211

Houston, AK Car Insurance Rates With a DUI

Even a single DUI can increase your Houston, AK car insurance rates. Compare rates below to see which Houston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Houston, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,550
GEICO $4,356
Progressive $3,194
State Farm $2,869
USAA $3,269

Houston, AK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Houston, AK car insurance rates may be. Let’s take a look at average car insurance rates from top Houston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Houston, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,227
GEICO $2,866 $2,939
Progressive $3,361 $3,361
State Farm $2,789 $2,950
USAA $2,441 $2,528

Houston, AK Cheapest Car Insurance Rates

How do the top Houston, Alaska car insurance companies’ average rates stack up against the Houston average monthly car insurance rates of $246? Take a look and see.

Best Annual Car Insurance Rates by Company in Houston, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Houston, AK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Houston, Alaska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Houston, Alaska

Insurance Company Average Annual Rates
Allstate $3,169
GEICO $2,903
Progressive $3,361
State Farm $2,869
USAA $2,485

Other Factors Affecting Houston, AK Car Insurance Rates

Before you buy Houston, Alaska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Houston, AK Commute Time

How does your Houston, AK commute time compare with the average driver? In Houston, the average commute is 47.0 minutes.

Houston, AK Traffic

Spending time in Houston traffic can lead to higher car insurance rates. According to INRIX data, Houston, AK ranks as the 57th-most congested with traffic in the world.

Houston, AK Car Insurance Quotes

Compare Houston, AK car insurance quotes from multiple companies by entering your ZIP code now.