Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Huguley, AL for senior drivers are $1,936/year
  • Average car insurance rates in Huguley, AL are $304/month
  • The cheapest car insurance company in Huguley for teen drivers is USAA

Average car insurance rates in Huguley, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Huguley, AL. Before you buy Huguley, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Huguley car insurance rates with Birmingham car insurance rates, Tuscaloosa car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Huguley, AL car insurance quotes available.

Need affordable Huguley, AL car insurance? Enter your ZIP code to compare Huguley car insurance quotes from multiple car insurance companies near you.

Huguley, AL Minimum Car Insurance Coverage

Huguley, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Huguley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Huguley, AL Car Insurance Rates by Coverage Level

Some Huguley drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Huguley, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Huguley, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,981 $5,194 $5,479
Nationwide $2,607 $2,586 $2,642
Progressive $3,624 $3,968 $4,367
State Farm $4,299 $4,549 $4,815
Travelers $3,665 $3,936 $3,975
USAA $2,136 $2,203 $2,304

Huguley, AL Car Insurance Rates by Age, Gender, and Marital Status

Huguley, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Huguley, AL car insurance, get quotes from multiple car insurance companies in the Huguley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huguley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,048 $3,293 $2,497 $2,794 $11,076 $12,321 $3,250 $3,465
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,186 $2,062 $1,794 $1,904 $8,798 $9,834 $2,569 $2,744
State Farm $2,818 $2,818 $2,542 $2,542 $8,373 $10,521 $3,180 $3,644
Travelers $1,564 $1,589 $1,466 $1,461 $8,391 $13,216 $1,480 $1,701
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

Huguley, AL Car Insurance Rates for Teens

How much is Huguley, Alabama car insurance for teens? Compare rates from top Huguley car insurance companies below to help find the cheapest teen car insurance in Huguley, AL.

Annual Car Insurance Rates for Teen Drivers in Huguley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,076 $12,321
Nationwide $4,446 $5,755
Progressive $8,798 $9,834
State Farm $8,373 $10,521
Travelers $8,391 $13,216
USAA $4,109 $4,556

Huguley, AL Car Insurance Rates for Seniors

Before seniors buy Huguley, Alabama car insurance, they should make sure to shop around. Some Huguley, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Huguley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,497 $2,794
Nationwide $1,564 $1,624
Progressive $1,794 $1,904
State Farm $2,542 $2,542
Travelers $1,466 $1,461
USAA $1,285 $1,259

Huguley, AL Car Insurance Rates by Credit History

How does your credit history affect Huguley, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Huguley, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,473 $4,582 $3,598
Nationwide $3,155 $2,458 $2,223
Progressive $4,513 $3,853 $3,593
State Farm $7,387 $3,738 $2,539
Travelers $4,209 $3,649 $3,719
USAA $2,977 $1,937 $1,729

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Huguley, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Huguley, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Huguley.

Annual Huguley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,093 $5,695 $5,572 $5,511
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,610 $4,517 $3,858 $3,961
State Farm $4,122 $5,084 $4,506 $4,506
Travelers $3,213 $3,372 $4,933 $3,916
USAA $1,702 $2,137 $3,177 $1,842

Huguley, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Huguley, AL car insurance rates. Compare rates below to see which Huguley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Huguley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,572
Nationwide $3,331
Progressive $3,858
State Farm $4,506
Travelers $4,933
USAA $3,177

Huguley, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Huguley, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Huguley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Huguley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,218 $5,218
Nationwide $2,612 $2,612
Progressive $3,986 $3,986
State Farm $4,443 $4,667
Travelers $3,859 $3,859
USAA $2,113 $2,316

Huguley, AL Cheapest Car Insurance Rates

How do the top Huguley, Alabama car insurance companies’ average rates stack up against the Huguley average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Huguley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Huguley, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Huguley, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Huguley, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,218
Nationwide $2,612
Progressive $3,986
State Farm $4,555
Travelers $3,859
USAA $2,214

Other Factors Affecting Huguley, AL Car Insurance Rates

Before you buy Huguley, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Huguley, AL Commute Time

How does your Huguley, AL commute time compare with the average driver? In Huguley, the average commute is 23.3 minutes.

Huguley, AL Car Insurance Quotes

Compare Huguley, AL car insurance quotes from multiple companies by entering your ZIP code now.