Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Jack, AL for senior drivers are $1,818/year
  • Average car insurance rates in Jack, AL are $285/month
  • The cheapest car insurance company in Jack for teen drivers is USAA

Average car insurance rates in Jack, Alabama are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Jack, AL. Before you buy Jack, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Jack car insurance rates with Auburn car insurance rates, Mobile car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Jack, AL car insurance quotes available.

Need affordable Jack, AL car insurance? Enter your ZIP code to compare Jack car insurance quotes from multiple car insurance companies near you.

Jack, AL Minimum Car Insurance Coverage

Jack, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jack, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Jack, AL Car Insurance Rates by Coverage Level

Some Jack drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Jack, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jack, Alabama

Insurance Company Low Medium High
Allstate $2,830 $2,918 $3,017
Farmers $3,670 $3,852 $4,199
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,723 $4,928 $5,203
Nationwide $2,529 $2,526 $2,589
Progressive $3,498 $3,858 $4,281
State Farm $3,940 $4,167 $4,411
Travelers $3,657 $3,907 $3,930
USAA $1,897 $1,960 $2,056

Jack, AL Car Insurance Rates by Age, Gender, and Marital Status

Jack, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jack, AL car insurance, get quotes from multiple car insurance companies in the Jack area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jack, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,791 $1,713 $1,614 $1,645 $6,040 $6,485 $2,018 $2,069
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,924 $3,161 $2,407 $2,693 $10,419 $11,584 $3,112 $3,311
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,150 $2,030 $1,761 $1,874 $8,512 $9,513 $2,518 $2,674
State Farm $2,570 $2,570 $2,323 $2,323 $7,701 $9,656 $2,902 $3,336
Travelers $1,568 $1,594 $1,465 $1,461 $8,311 $13,048 $1,486 $1,717
USAA $1,234 $1,256 $1,154 $1,135 $3,627 $4,023 $1,604 $1,735

Jack, AL Car Insurance Rates for Teens

How much is Jack, Alabama car insurance for teens? Compare rates from top Jack car insurance companies below to help find the cheapest teen car insurance in Jack, AL.

Annual Car Insurance Rates for Teen Drivers in Jack, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,040 $6,485
Farmers $8,679 $8,928
GEICO $4,889 $4,766
Liberty Mutual $10,419 $11,584
Nationwide $4,358 $5,617
Progressive $8,512 $9,513
State Farm $7,701 $9,656
Travelers $8,311 $13,048
USAA $3,627 $4,023

Jack, AL Car Insurance Rates for Seniors

Before seniors buy Jack, Alabama car insurance, they should make sure to shop around. Some Jack, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jack, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,645
Farmers $1,987 $2,116
GEICO $1,796 $1,856
Liberty Mutual $2,407 $2,693
Nationwide $1,527 $1,581
Progressive $1,761 $1,874
State Farm $2,323 $2,323
Travelers $1,465 $1,461
USAA $1,154 $1,135

Jack, AL Car Insurance Rates by Credit History

How does your credit history affect Jack, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jack, Alabama

Insurance Company Poor Fair Good
Allstate $3,618 $2,831 $2,316
Farmers $4,376 $3,771 $3,574
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,088 $4,347 $3,418
Nationwide $3,073 $2,400 $2,171
Progressive $4,399 $3,748 $3,490
State Farm $6,762 $3,426 $2,330
Travelers $4,180 $3,623 $3,691
USAA $2,646 $1,725 $1,541

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Jack, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jack, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jack.

Annual Jack, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,499 $2,931 $3,449 $2,809
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,888 $5,399 $5,290 $5,228
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,513 $4,387 $3,758 $3,859
State Farm $3,771 $4,663 $4,128 $4,128
Travelers $3,192 $3,350 $4,894 $3,889
USAA $1,518 $1,902 $2,822 $1,642

Jack, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Jack, AL car insurance rates. Compare rates below to see which Jack car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jack, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,449
Farmers $4,155
GEICO $3,486
Liberty Mutual $5,290
Nationwide $3,241
Progressive $3,758
State Farm $4,128
Travelers $4,894
USAA $2,822

Jack, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jack, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Jack companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jack, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,922 $2,922
Farmers $3,907 $3,907
GEICO $2,560 $2,656
Liberty Mutual $4,951 $4,951
Nationwide $2,548 $2,548
Progressive $3,879 $3,879
State Farm $4,071 $4,274
Travelers $3,831 $3,831
USAA $1,881 $2,061

Jack, AL Cheapest Car Insurance Rates

How do the top Jack, Alabama car insurance companies’ average rates stack up against the Jack average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Jack, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Jack, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jack, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jack, Alabama

Insurance Company Average Annual Rates
Allstate $2,922
Farmers $3,907
GEICO $2,608
Liberty Mutual $4,951
Nationwide $2,548
Progressive $3,879
State Farm $4,173
Travelers $3,831
USAA $1,971

Other Factors Affecting Jack, AL Car Insurance Rates

Before you buy Jack, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jack, AL Commute Time

How does your Jack, AL commute time compare with the average driver? In Jack, the average commute is 19.5 minutes.

Jack, AL Traffic

Spending time in Jack traffic can lead to higher car insurance rates. According to INRIX data, Jack, AL ranks as the 295th-most congested with traffic in the world.

Jack, AL Car Insurance Quotes

Compare Jack, AL car insurance quotes from multiple companies by entering your ZIP code now.