Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Jackson, AL for senior drivers are $1,950/year
  • The cheapest car insurance company in Jackson for teen drivers is USAA
  • The annual number of car thefts in Jackson is 5.

Average car insurance rates in Jackson, Alabama are $303 a month. But with a little research you can get a great deal from the top car insurance companies in Jackson, AL. Before you buy Jackson, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Jackson car insurance rates with Auburn car insurance rates, Dothan car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Jackson, AL car insurance quotes available.

Need affordable Jackson, AL car insurance? Enter your ZIP code to compare Jackson car insurance quotes from multiple car insurance companies near you.

Jackson, AL Minimum Car Insurance Coverage

Jackson, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jackson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Jackson, AL Car Insurance Rates by Coverage Level

Some Jackson drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Jackson, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jackson, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,842 $4,237 $4,704
State Farm $4,884 $5,119 $5,376
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

Jackson, AL Car Insurance Rates by Age, Gender, and Marital Status

Jackson, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jackson, AL car insurance, get quotes from multiple car insurance companies in the Jackson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,346 $2,211 $1,920 $2,047 $9,394 $10,498 $2,748 $2,923
State Farm $3,211 $3,211 $2,874 $2,874 $9,338 $11,713 $3,619 $4,172
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Jackson, AL Car Insurance Rates for Teens

How much is Jackson, Alabama car insurance for teens? Compare rates from top Jackson car insurance companies below to help find the cheapest teen car insurance in Jackson, AL.

Annual Car Insurance Rates for Teen Drivers in Jackson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,394 $10,498
State Farm $9,338 $11,713
Travelers $7,394 $11,596
USAA $4,020 $4,464

Jackson, AL Car Insurance Rates for Seniors

Before seniors buy Jackson, Alabama car insurance, they should make sure to shop around. Some Jackson, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jackson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,920 $2,047
State Farm $2,874 $2,874
Travelers $1,327 $1,326
USAA $1,271 $1,252

Jackson, AL Car Insurance Rates by Credit History

How does your credit history affect Jackson, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jackson, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,826 $4,118 $3,838
State Farm $8,312 $4,208 $2,859
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

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Jackson, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jackson, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jackson.

Annual Jackson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,858 $4,827 $4,123 $4,236
State Farm $4,653 $5,705 $5,074 $5,074
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

Jackson, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Jackson, AL car insurance rates. Compare rates below to see which Jackson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jackson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,123
State Farm $5,074
Travelers $4,370
USAA $3,133

Jackson, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jackson, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Jackson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jackson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,261 $4,261
State Farm $5,006 $5,247
Travelers $3,430 $3,430
USAA $2,082 $2,282

Jackson, AL Cheapest Car Insurance Rates

How do the top Jackson, Alabama car insurance companies’ average rates stack up against the Jackson average monthly car insurance rates of $303? Take a look and see.

Best Annual Car Insurance Rates by Company in Jackson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Jackson, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jackson, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jackson, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,261
State Farm $5,126
Travelers $3,430
USAA $2,182

Other Factors Affecting Jackson, AL Car Insurance Rates

Before you buy Jackson, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jackson, AL Car Theft Rates

The car theft rate in Jackson, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Jackson, Alabama is 5 stolen cars.

Jackson, AL Commute Time

How does your Jackson, AL commute time compare with the average driver? In Jackson, the average commute is 19.5 minutes.

Jackson, AL Traffic

Spending time in Jackson traffic can lead to higher car insurance rates. According to INRIX data, Jackson, AL ranks as the 295th-most congested with traffic in the world.

Jackson, AL Car Insurance Quotes

Compare Jackson, AL car insurance quotes from multiple companies by entering your ZIP code now.