Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Jacksonville after a DUI is USAA
  • Average car insurance rates in Jacksonville, AL are $293/month
  • The annual number of car thefts in Jacksonville is 26.

Average car insurance rates in Jacksonville, Alabama are $293 a month. But with a little research you can get a great deal from the top car insurance companies in Jacksonville, AL. Before you buy Jacksonville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Jacksonville car insurance rates with Birmingham car insurance rates, Montgomery car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Jacksonville, AL car insurance quotes available.

Need affordable Jacksonville, AL car insurance? Enter your ZIP code to compare Jacksonville car insurance quotes from multiple car insurance companies near you.

Jacksonville, AL Minimum Car Insurance Coverage

Jacksonville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jacksonville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Jacksonville, AL Car Insurance Rates by Coverage Level

Some Jacksonville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Jacksonville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jacksonville, Alabama

Insurance Company Low Medium High
Allstate $3,150 $3,265 $3,397
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,884 $4,337 $4,867
State Farm $4,073 $4,299 $4,542
Travelers $2,873 $3,089 $3,125
USAA $1,879 $1,939 $2,032

Jacksonville, AL Car Insurance Rates by Age, Gender, and Marital Status

Jacksonville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jacksonville, AL car insurance, get quotes from multiple car insurance companies in the Jacksonville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,874 $1,784 $1,818 $6,889 $7,392 $2,197 $2,243
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,334 $2,176 $1,912 $2,055 $9,841 $10,966 $2,723 $2,895
State Farm $2,616 $2,616 $2,373 $2,373 $8,035 $10,037 $2,958 $3,427
Travelers $1,244 $1,262 $1,173 $1,168 $6,572 $10,293 $1,182 $1,342
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

Jacksonville, AL Car Insurance Rates for Teens

How much is Jacksonville, Alabama car insurance for teens? Compare rates from top Jacksonville car insurance companies below to help find the cheapest teen car insurance in Jacksonville, AL.

Annual Car Insurance Rates for Teen Drivers in Jacksonville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,889 $7,392
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,841 $10,966
State Farm $8,035 $10,037
Travelers $6,572 $10,293
USAA $3,601 $3,993

Jacksonville, AL Car Insurance Rates for Seniors

Before seniors buy Jacksonville, Alabama car insurance, they should make sure to shop around. Some Jacksonville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jacksonville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,818
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,912 $2,055
State Farm $2,373 $2,373
Travelers $1,173 $1,168
USAA $1,138 $1,117

Jacksonville, AL Car Insurance Rates by Credit History

How does your credit history affect Jacksonville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jacksonville, Alabama

Insurance Company Poor Fair Good
Allstate $4,038 $3,176 $2,599
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,907 $4,227 $3,955
State Farm $6,978 $3,534 $2,402
Travelers $3,304 $2,866 $2,919
USAA $2,620 $1,706 $1,524

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Jacksonville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jacksonville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jacksonville.

Annual Jacksonville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,275 $3,890 $3,141
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,934 $4,969 $4,235 $4,313
State Farm $3,877 $4,827 $4,257 $4,257
Travelers $2,525 $2,650 $3,870 $3,072
USAA $1,502 $1,883 $2,791 $1,624

Jacksonville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Jacksonville, AL car insurance rates. Compare rates below to see which Jacksonville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jacksonville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,890
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,257
Travelers $3,870
USAA $2,791

Jacksonville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jacksonville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Jacksonville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jacksonville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,271 $3,271
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,363 $4,363
State Farm $4,202 $4,407
Travelers $3,029 $3,029
USAA $1,861 $2,039

Jacksonville, AL Cheapest Car Insurance Rates

How do the top Jacksonville, Alabama car insurance companies’ average rates stack up against the Jacksonville average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in Jacksonville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Jacksonville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jacksonville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jacksonville, Alabama

Insurance Company Average Annual Rates
Allstate $3,271
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,363
State Farm $4,304
Travelers $3,029
USAA $1,950

Other Factors Affecting Jacksonville, AL Car Insurance Rates

Before you buy Jacksonville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jacksonville, AL Car Theft Rates

The car theft rate in Jacksonville, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Jacksonville, Alabama is 26 stolen cars.

Jacksonville, AL Commute Time

How does your Jacksonville, AL commute time compare with the average driver? In Jacksonville, the average commute is 23.2 minutes.

Jacksonville, AL Traffic

Spending time in Jacksonville traffic can lead to higher car insurance rates. According to INRIX data, Jacksonville, AL ranks as the 295th-most congested with traffic in the world.

Jacksonville, AL Car Insurance Quotes

Compare Jacksonville, AL car insurance quotes from multiple companies by entering your ZIP code now.