Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Jasper for teen drivers is USAA
  • Average car insurance rates in Jasper, AL are $326/month
  • The annual number of car thefts in Jasper is 88.

Average car insurance rates in Jasper, Alabama are $326 a month. But with a little research you can get a great deal from the top car insurance companies in Jasper, AL. Before you buy Jasper, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Jasper car insurance rates with Huntsville car insurance rates, Tuscaloosa car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Jasper, AL car insurance quotes available.

Need affordable Jasper, AL car insurance? Enter your ZIP code to compare Jasper car insurance quotes from multiple car insurance companies near you.

Jasper, AL Minimum Car Insurance Coverage

Jasper, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jasper, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Jasper, AL Car Insurance Rates by Coverage Level

Some Jasper drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Jasper, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jasper, Alabama

Insurance Company Low Medium High
Allstate $3,371 $3,481 $3,613
Farmers $4,004 $4,184 $4,529
GEICO $2,727 $2,934 $3,179
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,511 $4,961 $5,485
State Farm $4,944 $5,194 $5,466
Travelers $3,485 $3,738 $3,772
USAA $2,155 $2,221 $2,322

Jasper, AL Car Insurance Rates by Age, Gender, and Marital Status

Jasper, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jasper, AL car insurance, get quotes from multiple car insurance companies in the Jasper area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jasper, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,118 $2,021 $1,913 $1,950 $7,275 $7,810 $2,381 $2,440
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,113 $2,098 $1,998 $2,057 $5,545 $5,454 $2,231 $2,080
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,704 $2,542 $2,218 $2,363 $11,095 $12,396 $3,176 $3,394
State Farm $3,195 $3,195 $2,882 $2,882 $9,628 $12,037 $3,609 $4,182
Travelers $1,486 $1,508 $1,397 $1,391 $7,983 $12,538 $1,407 $1,609
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Jasper, AL Car Insurance Rates for Teens

How much is Jasper, Alabama car insurance for teens? Compare rates from top Jasper car insurance companies below to help find the cheapest teen car insurance in Jasper, AL.

Annual Car Insurance Rates for Teen Drivers in Jasper, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,275 $7,810
Farmers $9,368 $9,638
GEICO $5,545 $5,454
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,095 $12,396
State Farm $9,628 $12,037
Travelers $7,983 $12,538
USAA $4,155 $4,609

Jasper, AL Car Insurance Rates for Seniors

Before seniors buy Jasper, Alabama car insurance, they should make sure to shop around. Some Jasper, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jasper, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,950
Farmers $2,164 $2,298
GEICO $1,998 $2,057
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,218 $2,363
State Farm $2,882 $2,882
Travelers $1,397 $1,391
USAA $1,291 $1,264

Jasper, AL Car Insurance Rates by Credit History

How does your credit history affect Jasper, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jasper, Alabama

Insurance Company Poor Fair Good
Allstate $4,312 $3,385 $2,769
Farmers $4,752 $4,089 $3,875
GEICO $3,749 $2,673 $2,418
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,630 $4,823 $4,505
State Farm $8,435 $4,269 $2,900
Travelers $3,996 $3,466 $3,532
USAA $3,003 $1,953 $1,743

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Jasper, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jasper, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jasper.

Annual Jasper, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,495 $4,137 $3,352
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,990 $3,198 $3,942 $2,657
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,509 $5,664 $4,824 $4,947
State Farm $4,698 $5,817 $5,145 $5,145
Travelers $3,051 $3,201 $4,690 $3,718
USAA $1,716 $2,155 $3,205 $1,856

Jasper, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Jasper, AL car insurance rates. Compare rates below to see which Jasper car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jasper, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,137
Farmers $4,501
GEICO $3,942
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,824
State Farm $5,145
Travelers $4,690
USAA $3,205

Jasper, AL Car Insurance Rates by ZIP Code

Just like Jasper car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Jasper, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Jasper, Alabama

ZIP Code Average Annual Rates
35501 $3,966
35503 $4,013
35504 $4,040

Jasper, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jasper, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Jasper companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jasper, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,489 $3,489
Farmers $4,239 $4,239
GEICO $2,893 $3,000
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $4,986 $4,986
State Farm $5,079 $5,324
Travelers $3,665 $3,665
USAA $2,131 $2,335

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Jasper, AL Cheapest Car Insurance Rates

How do the top Jasper, Alabama car insurance companies’ average rates stack up against the Jasper average monthly car insurance rates of $326? Take a look and see.

Best Annual Car Insurance Rates by Company in Jasper, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Jasper, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jasper, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jasper, Alabama

Insurance Company Average Annual Rates
Allstate $3,489
Farmers $4,239
GEICO $2,947
Liberty Mutual $5,475
Nationwide $2,953
Progressive $4,986
State Farm $5,201
Travelers $3,665
USAA $2,233

Other Factors Affecting Jasper, AL Car Insurance Rates

Before you buy Jasper, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Jasper, AL Car Theft Rates

The car theft rate in Jasper, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Jasper, Alabama is 88 stolen cars.

Jasper, AL Commute Time

How does your Jasper, AL commute time compare with the average driver? In Jasper, the average commute is 21.5 minutes.

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Jasper, AL Car Insurance Quotes

Compare Jasper, AL car insurance quotes from multiple companies by entering your ZIP code now.