Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Jefferson, AR for senior drivers are $2,226/year
  • The cheapest car insurance company in Jefferson after a DUI is State Farm
  • The cheapest car insurance company in Jefferson for teen drivers is USAA

Average car insurance rates in Jefferson, Arkansas are $358 a month. But with a little research you can get a great deal from the top car insurance companies in Jefferson, AR. Before you buy Jefferson, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Jefferson car insurance rates with Pine Bluff car insurance rates, Jonesboro car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Jefferson, AR car insurance quotes available.

Need affordable Jefferson, AR car insurance? Enter your ZIP code to compare Jefferson car insurance quotes from multiple car insurance companies near you.

Jefferson, AR Minimum Car Insurance Coverage

Jefferson, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Jefferson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Jefferson, AR Car Insurance Rates by Coverage Level

Some Jefferson drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Jefferson, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Jefferson, Arkansas

Insurance Company Low Medium High
Allstate $5,139 $5,303 $5,477
Farmers $4,022 $4,190 $4,493
GEICO $3,881 $4,057 $4,238
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,644 $3,570 $3,744
Progressive $4,758 $5,106 $5,745
State Farm $2,955 $3,123 $3,296
Travelers $5,897 $6,244 $6,543
USAA $2,326 $2,424 $2,550

Jefferson, AR Car Insurance Rates by Age, Gender, and Marital Status

Jefferson, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Jefferson, AR car insurance, get quotes from multiple car insurance companies in the Jefferson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,954 $2,642 $2,824 $11,055 $13,296 $3,233 $3,499
Farmers $2,294 $2,283 $2,050 $2,157 $9,671 $10,019 $2,632 $2,775
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,755 $2,612 $2,266 $2,366 $11,641 $13,126 $3,294 $3,564
State Farm $1,941 $1,941 $1,747 $1,747 $5,722 $7,203 $2,191 $2,505
Travelers $2,288 $2,331 $2,266 $2,273 $13,549 $21,858 $2,450 $2,811
USAA $1,476 $1,487 $1,373 $1,376 $4,793 $5,003 $1,908 $2,052

Jefferson, AR Car Insurance Rates for Teens

How much is Jefferson, Arkansas car insurance for teens? Compare rates from top Jefferson car insurance companies below to help find the cheapest teen car insurance in Jefferson, AR.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,055 $13,296
Farmers $9,671 $10,019
GEICO $7,708 $7,726
Liberty Mutual $9,201 $10,140
Nationwide $6,038 $7,672
Progressive $11,641 $13,126
State Farm $5,722 $7,203
Travelers $13,549 $21,858
USAA $4,793 $5,003

Jefferson, AR Car Insurance Rates for Seniors

Before seniors buy Jefferson, Arkansas car insurance, they should make sure to shop around. Some Jefferson, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,824
Farmers $2,050 $2,157
GEICO $2,713 $2,637
Liberty Mutual $2,383 $2,663
Nationwide $2,235 $2,356
Progressive $2,266 $2,366
State Farm $1,747 $1,747
Travelers $2,266 $2,273
USAA $1,373 $1,376

Jefferson, AR Car Insurance Rates by Credit History

How does your credit history affect Jefferson, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Jefferson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,665 $5,112 $4,142
Farmers $4,821 $4,038 $3,846
GEICO $4,862 $3,998 $3,317
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,303 $3,479 $3,176
Progressive $5,899 $5,031 $4,679
State Farm $4,530 $2,724 $2,119
Travelers $7,140 $5,966 $5,578
USAA $3,220 $2,202 $1,878

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Jefferson, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Jefferson, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Jefferson.

Annual Jefferson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,350 $5,505 $6,142 $5,228
Farmers $3,576 $4,590 $4,481 $4,293
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,485 $6,231 $4,714 $5,381
State Farm $2,860 $3,389 $3,125 $3,125
Travelers $5,218 $5,391 $7,901 $6,402
USAA $1,862 $2,374 $3,431 $2,067

Jefferson, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Jefferson, AR car insurance rates. Compare rates below to see which Jefferson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Jefferson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,142
Farmers $4,481
GEICO $6,299
Liberty Mutual $5,678
Nationwide $4,953
Progressive $4,714
State Farm $3,125
Travelers $7,901
USAA $3,431

Jefferson, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Jefferson, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Jefferson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Jefferson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,306 $5,306
Farmers $4,235 $4,235
GEICO $4,031 $4,087
Liberty Mutual $4,369 $4,369
Nationwide $3,653 $3,653
Progressive $5,203 $5,203
State Farm $3,047 $3,202
Travelers $6,228 $6,228
USAA $2,364 $2,503

Jefferson, AR Cheapest Car Insurance Rates

How do the top Jefferson, Arkansas car insurance companies’ average rates stack up against the Jefferson average monthly car insurance rates of $358? Take a look and see.

Best Annual Car Insurance Rates by Company in Jefferson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Jefferson, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Jefferson, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,306
Farmers $4,235
GEICO $4,059
Liberty Mutual $4,369
Nationwide $3,653
Progressive $5,203
State Farm $3,125
Travelers $6,228
USAA $2,433

Jefferson, AR Car Insurance Quotes

Compare Jefferson, AR car insurance quotes from multiple companies by entering your ZIP code now.