Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Kernersville, NC are $242/month
  • Average car insurance rates in Kernersville, NC for senior drivers are $2,177/year
  • The cheapest car insurance company in Kernersville for teen drivers is Liberty Mutual

Average car insurance rates in Kernersville, North Carolina are $242 a month. But with a little research you can get a great deal from the top car insurance companies in Kernersville, NC. Before you buy Kernersville, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Kernersville car insurance rates with Cary car insurance rates, High Point car insurance rates, or Winston-Salem car insurance rates to make sure you’re getting the best Kernersville, NC car insurance quotes available.

Need affordable Kernersville, NC car insurance? Enter your ZIP code to compare Kernersville car insurance quotes from multiple car insurance companies near you.

Kernersville, NC Minimum Car Insurance Coverage

Kernersville, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kernersville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kernersville, NC Car Insurance Rates by Coverage Level

Some Kernersville drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Kernersville, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kernersville, North Carolina

Insurance Company Low Medium High
Allstate $5,846 $6,051 $6,333
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,870 $1,965 $2,100
State Farm $2,298 $2,387 $2,518
Travelers $2,633 $2,735 $2,884

Kernersville, NC Car Insurance Rates by Age, Gender, and Marital Status

Kernersville, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kernersville, NC car insurance, get quotes from multiple car insurance companies in the Kernersville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kernersville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,632 $4,632 $3,800 $3,800 $11,151 $11,151 $4,723 $4,723
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,416 $1,416 $1,295 $1,295 $3,596 $3,596 $1,606 $1,606
State Farm $2,098 $2,098 $1,816 $1,816 $3,097 $3,097 $2,591 $2,591
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

Kernersville, NC Car Insurance Rates for Teens

How much is Kernersville, North Carolina car insurance for teens? Compare rates from top Kernersville car insurance companies below to help find the cheapest teen car insurance in Kernersville, NC.

Annual Car Insurance Rates for Teen Drivers in Kernersville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,151 $11,151
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,596 $3,596
State Farm $3,097 $3,097
Travelers $3,979 $3,979

Kernersville, NC Car Insurance Rates for Seniors

Before seniors buy Kernersville, North Carolina car insurance, they should make sure to shop around. Some Kernersville, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kernersville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,800 $3,800
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,295 $1,295
State Farm $1,816 $1,816
Travelers $2,308 $2,308

Kernersville, NC Car Insurance Rates by Credit History

How does your credit history affect Kernersville, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kernersville, North Carolina

Insurance Company Poor Fair Good
Allstate $8,186 $5,350 $4,694
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,253 $1,927 $1,755
State Farm $3,368 $2,157 $1,678
Travelers $2,932 $2,674 $2,646

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Kernersville, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kernersville, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kernersville.

Annual Kernersville, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,294 $5,812 $10,753 $4,448
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $933 $1,358 $4,307 $1,314
State Farm $1,281 $1,852 $4,618 $1,852
Travelers $1,647 $2,146 $5,091 $2,117

Kernersville, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Kernersville, NC car insurance rates. Compare rates below to see which Kernersville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kernersville, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,753
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,307
State Farm $4,618
Travelers $5,091

Kernersville, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kernersville, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Kernersville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kernersville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,077 $6,077
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $1,978 $1,978
State Farm $2,393 $2,408
Travelers $2,751 $2,751

Kernersville, NC Cheapest Car Insurance Rates

How do the top Kernersville, North Carolina car insurance companies’ average rates stack up against the Kernersville average monthly car insurance rates of $242? Take a look and see.

Best Annual Car Insurance Rates by Company in Kernersville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Kernersville, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kernersville, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kernersville, North Carolina

Insurance Company Average Annual Rates
Allstate $6,077
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $1,978
State Farm $2,401
Travelers $2,751

Other Factors Affecting Kernersville, NC Car Insurance Rates

Before you buy Kernersville, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kernersville, NC Commute Time

How does your Kernersville, NC commute time compare with the average driver? In Kernersville, the average commute is 21.3 minutes.

Kernersville, NC Car Insurance Quotes

Compare Kernersville, NC car insurance quotes from multiple companies by entering your ZIP code now.