Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Kinston for teen drivers is USAA
  • Average car insurance rates in Kinston, AL are $282/month
  • The cheapest car insurance company in Kinston after a DUI is USAA

Average car insurance rates in Kinston, Alabama are $282 a month. But with a little research you can get a great deal from the top car insurance companies in Kinston, AL. Before you buy Kinston, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Kinston car insurance rates with Dothan car insurance rates, Montgomery car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Kinston, AL car insurance quotes available.

Need affordable Kinston, AL car insurance? Enter your ZIP code to compare Kinston car insurance quotes from multiple car insurance companies near you.

Kinston, AL Minimum Car Insurance Coverage

Kinston, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kinston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kinston, AL Car Insurance Rates by Coverage Level

Some Kinston drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Kinston, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kinston, Alabama

Insurance Company Low Medium High
Allstate $3,026 $3,125 $3,237
Farmers $3,670 $3,852 $4,199
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,325 $3,663 $4,069
State Farm $3,758 $3,980 $4,220
Travelers $3,559 $3,785 $3,790
USAA $1,897 $1,960 $2,056

Kinston, AL Car Insurance Rates by Age, Gender, and Marital Status

Kinston, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kinston, AL car insurance, get quotes from multiple car insurance companies in the Kinston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kinston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,937 $1,860 $1,738 $1,775 $6,396 $6,863 $2,204 $2,265
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,045 $1,928 $1,672 $1,786 $8,096 $9,034 $2,391 $2,531
State Farm $2,453 $2,453 $2,219 $2,219 $7,362 $9,231 $2,769 $3,181
Travelers $1,535 $1,560 $1,433 $1,429 $8,037 $12,553 $1,457 $1,688
USAA $1,234 $1,256 $1,154 $1,135 $3,627 $4,023 $1,604 $1,735

Kinston, AL Car Insurance Rates for Teens

How much is Kinston, Alabama car insurance for teens? Compare rates from top Kinston car insurance companies below to help find the cheapest teen car insurance in Kinston, AL.

Annual Car Insurance Rates for Teen Drivers in Kinston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,396 $6,863
Farmers $8,679 $8,928
GEICO $4,936 $4,820
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,096 $9,034
State Farm $7,362 $9,231
Travelers $8,037 $12,553
USAA $3,627 $4,023

Kinston, AL Car Insurance Rates for Seniors

Before seniors buy Kinston, Alabama car insurance, they should make sure to shop around. Some Kinston, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kinston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,738 $1,775
Farmers $1,987 $2,116
GEICO $1,817 $1,864
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,672 $1,786
State Farm $2,219 $2,219
Travelers $1,433 $1,429
USAA $1,154 $1,135

Kinston, AL Car Insurance Rates by Credit History

How does your credit history affect Kinston, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kinston, Alabama

Insurance Company Poor Fair Good
Allstate $3,881 $3,031 $2,477
Farmers $4,376 $3,771 $3,574
GEICO $3,361 $2,399 $2,171
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,180 $3,561 $3,315
State Farm $6,456 $3,274 $2,228
Travelers $4,051 $3,510 $3,574
USAA $2,646 $1,725 $1,541

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Kinston, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kinston, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kinston.

Annual Kinston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,149 $3,671 $3,010
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,340 $4,170 $3,563 $3,668
State Farm $3,601 $4,456 $3,943 $3,943
Travelers $3,092 $3,246 $4,740 $3,769
USAA $1,518 $1,902 $2,822 $1,642

Kinston, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Kinston, AL car insurance rates. Compare rates below to see which Kinston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kinston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,155
GEICO $3,506
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,563
State Farm $3,943
Travelers $4,740
USAA $2,822

Kinston, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kinston, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Kinston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kinston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,130
Farmers $3,907 $3,907
GEICO $2,594 $2,694
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $3,685 $3,685
State Farm $3,889 $4,083
Travelers $3,712 $3,712
USAA $1,881 $2,061

Kinston, AL Cheapest Car Insurance Rates

How do the top Kinston, Alabama car insurance companies’ average rates stack up against the Kinston average monthly car insurance rates of $282? Take a look and see.

Best Annual Car Insurance Rates by Company in Kinston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Kinston, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kinston, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kinston, Alabama

Insurance Company Average Annual Rates
Allstate $3,130
Farmers $3,907
GEICO $2,644
Liberty Mutual $4,880
Nationwide $2,548
Progressive $3,685
State Farm $3,986
Travelers $3,712
USAA $1,971

Other Factors Affecting Kinston, AL Car Insurance Rates

Before you buy Kinston, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kinston, AL Commute Time

How does your Kinston, AL commute time compare with the average driver? In Kinston, the average commute is 26.8 minutes.

Kinston, AL Car Insurance Quotes

Compare Kinston, AL car insurance quotes from multiple companies by entering your ZIP code now.