Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Kirkland after a DUI is GEICO
  • The cheapest car insurance company in Kirkland for teen drivers is GEICO
  • Average car insurance rates in Kirkland, AZ for senior drivers are $1,896/year

Average car insurance rates in Kirkland, Arizona are $273 a month. But with a little research you can get a great deal from the top car insurance companies in Kirkland, AZ. Before you buy Kirkland, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Kirkland car insurance rates with Phoenix car insurance rates, Glendale car insurance rates, or Tempe car insurance rates to make sure you’re getting the best Kirkland, AZ car insurance quotes available.

Need affordable Kirkland, AZ car insurance? Enter your ZIP code to compare Kirkland car insurance quotes from multiple car insurance companies near you.

Kirkland, AZ Minimum Car Insurance Coverage

Kirkland, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kirkland, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Kirkland, AZ Car Insurance Rates by Coverage Level

Some Kirkland drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Kirkland, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kirkland, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,641 $3,901 $3,797
Farmers $3,223 $3,702 $4,079
GEICO $1,836 $2,151 $2,384
Nationwide $2,891 $3,030 $3,084
Progressive $2,880 $3,283 $3,522
State Farm $3,733 $4,184 $4,424
Travelers $2,504 $2,816 $3,007
USAA $2,342 $2,590 $2,729

Kirkland, AZ Car Insurance Rates by Age, Gender, and Marital Status

Kirkland, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kirkland, AZ car insurance, get quotes from multiple car insurance companies in the Kirkland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kirkland, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,024 $2,015 $1,807 $1,917 $8,312 $8,584 $2,296 $2,388
GEICO $1,444 $1,612 $1,202 $1,521 $4,157 $4,410 $1,324 $1,321
Nationwide $2,029 $2,066 $1,819 $1,924 $4,970 $6,346 $2,338 $2,523
Progressive $1,791 $1,577 $1,610 $1,529 $7,297 $8,155 $1,934 $1,934
State Farm $2,499 $2,499 $2,192 $2,192 $7,726 $9,697 $2,691 $3,414
Travelers $1,753 $1,840 $1,627 $1,726 $5,095 $6,363 $1,854 $1,948
USAA $1,418 $1,422 $1,327 $1,344 $5,167 $5,913 $1,853 $1,983

Kirkland, AZ Car Insurance Rates for Teens

How much is Kirkland, Arizona car insurance for teens? Compare rates from top Kirkland car insurance companies below to help find the cheapest teen car insurance in Kirkland, AZ.

Annual Car Insurance Rates for Teen Drivers in Kirkland, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,583 $8,559
Farmers $8,312 $8,584
GEICO $4,157 $4,410
Nationwide $4,970 $6,346
Progressive $7,297 $8,155
State Farm $7,726 $9,697
Travelers $5,095 $6,363
USAA $5,167 $5,913

Kirkland, AZ Car Insurance Rates for Seniors

Before seniors buy Kirkland, Arizona car insurance, they should make sure to shop around. Some Kirkland, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kirkland, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,305 $2,305
Farmers $1,807 $1,917
GEICO $1,202 $1,521
Nationwide $1,819 $1,924
Progressive $1,610 $1,529
State Farm $2,192 $2,192
Travelers $1,627 $1,726
USAA $1,327 $1,344

Kirkland, AZ Car Insurance Rates by Credit History

How does your credit history affect Kirkland, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kirkland, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,755 $3,537 $3,047
Farmers $4,191 $3,492 $3,321
GEICO $2,915 $1,915 $1,541
Nationwide $3,601 $2,879 $2,525
Progressive $3,603 $3,144 $2,937
State Farm $7,579 $2,930 $1,833
Travelers $3,374 $2,757 $2,196
USAA $3,356 $2,348 $1,956

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Kirkland, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kirkland, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kirkland.

Annual Kirkland, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,096 $3,990 $3,892 $3,693
GEICO $1,653 $2,218 $2,970 $1,653
Nationwide $2,548 $2,676 $3,939 $2,845
Progressive $2,851 $3,743 $3,009 $3,309
State Farm $3,744 $4,484 $4,114 $4,114
Travelers $2,223 $2,897 $3,210 $2,773
USAA $1,861 $2,657 $3,508 $2,187

Kirkland, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Kirkland, AZ car insurance rates. Compare rates below to see which Kirkland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kirkland, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,872
American Family $5,155
Farmers $3,892
GEICO $2,970
Nationwide $3,939
Progressive $3,009
State Farm $4,114
Travelers $3,210
USAA $3,508

Kirkland, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kirkland, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Kirkland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kirkland, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,743 $3,817
Farmers $3,668 $3,668
GEICO $2,088 $2,160
Nationwide $3,002 $3,002
Progressive $3,228 $3,228
State Farm $4,012 $4,216
Travelers $2,776 $2,776
USAA $2,525 $2,581

Kirkland, AZ Cheapest Car Insurance Rates

How do the top Kirkland, Arizona car insurance companies’ average rates stack up against the Kirkland average monthly car insurance rates of $273? Take a look and see.

Best Annual Car Insurance Rates by Company in Kirkland, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Kirkland, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kirkland, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kirkland, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,780
Farmers $3,668
GEICO $2,124
Nationwide $3,002
Progressive $3,228
State Farm $4,114
Travelers $2,776
USAA $2,553

Kirkland, AZ Car Insurance Quotes

Compare Kirkland, AZ car insurance quotes from multiple companies by entering your ZIP code now.