Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Kobuk, AK are $230/month
  • Average car insurance rates in Kobuk, AK for senior drivers are $1,627/year
  • The cheapest car insurance company in Kobuk after a DUI is State Farm

Average car insurance rates in Kobuk, Alaska are $230 a month. But with a little research you can get a great deal from the top car insurance companies in Kobuk, AK. Before you buy Kobuk, Alaska car insurance, make sure your coverage meets or exceeds the Alaska minimum of 50/100/25.

It may even be helpful to compare Kobuk car insurance rates with Sitka car insurance rates, Juneau car insurance rates, or Kodiak car insurance rates to make sure you’re getting the best Kobuk, AK car insurance quotes available.

Need affordable Kobuk, AK car insurance? Enter your ZIP code to compare Kobuk car insurance quotes from multiple car insurance companies near you.

Kobuk, AK Minimum Car Insurance Coverage

Kobuk, Alaska law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kobuk, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kobuk, AK Car Insurance Rates by Coverage Level

Some Kobuk drivers can get by with the Alaska minimum coverage of 50/100/25. Other drivers may need more. See how much your Kobuk, Alaska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kobuk, Alaska

Insurance Company Low Medium High
Allstate $3,163 $3,166 $3,351
GEICO $2,851 $2,862 $2,996
Progressive $2,988 $2,993 $3,206
State Farm $2,044 $2,073 $2,206
USAA $2,492 $2,506 $2,591

Kobuk, AK Car Insurance Rates by Age, Gender, and Marital Status

Kobuk, Alaska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kobuk, AK car insurance, get quotes from multiple car insurance companies in the Kobuk area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kobuk, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,176 $2,079 $2,079 $5,256 $6,894 $2,460 $2,693
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,849 $1,633 $1,553 $1,590 $6,502 $7,240 $2,078 $2,054
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,481 $1,478 $1,378 $1,371 $4,808 $5,340 $2,128 $2,255

Kobuk, AK Car Insurance Rates for Teens

How much is Kobuk, Alaska car insurance for teens? Compare rates from top Kobuk car insurance companies below to help find the cheapest teen car insurance in Kobuk, AK.

Annual Car Insurance Rates for Teen Drivers in Kobuk, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $6,894
GEICO $4,699 $5,997
Progressive $6,502 $7,240
State Farm $3,926 $5,082
USAA $4,808 $5,340

Kobuk, AK Car Insurance Rates for Seniors

Before seniors buy Kobuk, Alaska car insurance, they should make sure to shop around. Some Kobuk, AK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kobuk, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,079 $2,079
GEICO $2,018 $1,920
Progressive $1,553 $1,590
State Farm $1,139 $1,139
USAA $1,378 $1,371

Kobuk, AK Car Insurance Rates by Credit History

How does your credit history affect Kobuk, AK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kobuk, Alaska

Insurance Company Poor Fair Good
Allstate $3,811 $3,039 $2,830
GEICO $3,299 $2,867 $2,542
Progressive $3,344 $2,991 $2,851
State Farm $2,914 $1,886 $1,524
USAA $3,446 $2,256 $1,888

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Kobuk, AK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kobuk, Alaska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kobuk.

Annual Kobuk, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,570 $3,634 $3,640 $3,063
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,741 $3,511 $2,911 $3,086
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,986 $2,548 $3,338 $2,248

Kobuk, AK Car Insurance Rates With a DUI

Even a single DUI can increase your Kobuk, AK car insurance rates. Compare rates below to see which Kobuk car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kobuk, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,356
Progressive $2,911
State Farm $2,108
USAA $3,338

Kobuk, AK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kobuk, AK car insurance rates may be. Let’s take a look at average car insurance rates from top Kobuk companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kobuk, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,289
GEICO $2,866 $2,939
Progressive $3,062 $3,062
State Farm $2,050 $2,165
USAA $2,487 $2,572

Kobuk, AK Cheapest Car Insurance Rates

How do the top Kobuk, Alaska car insurance companies’ average rates stack up against the Kobuk average monthly car insurance rates of $230? Take a look and see.

Best Annual Car Insurance Rates by Company in Kobuk, Alaska

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Kobuk, AK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kobuk, Alaska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kobuk, Alaska

Insurance Company Average Annual Rates
Allstate $3,227
GEICO $2,903
Progressive $3,062
State Farm $2,108
USAA $2,530

Other Factors Affecting Kobuk, AK Car Insurance Rates

Before you buy Kobuk, Alaska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kobuk, AK Commute Time

How does your Kobuk, AK commute time compare with the average driver? In Kobuk, the average commute is 4.2 minutes.

Kobuk, AK Car Insurance Quotes

Compare Kobuk, AK car insurance quotes from multiple companies by entering your ZIP code now.