Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Kodiak, AK are $211/month
  • The cheapest car insurance company in Kodiak for teen drivers is USAA
  • Average car insurance rates in Kodiak, AK for senior drivers are $1,499/year

Average car insurance rates in Kodiak, Alaska are $211 a month. But with a little research you can get a great deal from the top car insurance companies in Kodiak, AK. Before you buy Kodiak, Alaska car insurance, make sure your coverage meets or exceeds the Alaska minimum of 50/100/25.

It may even be helpful to compare Kodiak car insurance rates with Ketchikan car insurance rates, Unalaska car insurance rates, or Anchorage car insurance rates to make sure you’re getting the best Kodiak, AK car insurance quotes available.

Need affordable Kodiak, AK car insurance? Enter your ZIP code to compare Kodiak car insurance quotes from multiple car insurance companies near you.

Kodiak, AK Minimum Car Insurance Coverage

Kodiak, Alaska law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kodiak, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kodiak, AK Car Insurance Rates by Coverage Level

Some Kodiak drivers can get by with the Alaska minimum coverage of 50/100/25. Other drivers may need more. See how much your Kodiak, Alaska car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kodiak, Alaska

Insurance Company Low Medium High
Allstate $2,356 $2,359 $2,632
GEICO $2,851 $2,862 $2,996
Progressive $2,893 $2,898 $3,093
State Farm $2,044 $2,073 $2,206
USAA $2,194 $2,206 $2,286

Kodiak, AK Car Insurance Rates by Age, Gender, and Marital Status

Kodiak, Alaska car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kodiak, AK car insurance, get quotes from multiple car insurance companies in the Kodiak area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kodiak, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,701 $1,701 $1,640 $1,640 $3,933 $5,023 $1,895 $2,060
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,789 $1,584 $1,503 $1,540 $6,273 $6,992 $2,013 $1,996
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,318 $1,317 $1,227 $1,223 $4,198 $4,663 $1,884 $1,999

Kodiak, AK Car Insurance Rates for Teens

How much is Kodiak, Alaska car insurance for teens? Compare rates from top Kodiak car insurance companies below to help find the cheapest teen car insurance in Kodiak, AK.

Annual Car Insurance Rates for Teen Drivers in Kodiak, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,933 $5,023
GEICO $4,699 $5,997
Progressive $6,273 $6,992
State Farm $3,926 $5,082
USAA $4,198 $4,663

Kodiak, AK Car Insurance Rates for Seniors

Before seniors buy Kodiak, Alaska car insurance, they should make sure to shop around. Some Kodiak, AK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kodiak, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,640 $1,640
GEICO $2,018 $1,920
Progressive $1,503 $1,540
State Farm $1,139 $1,139
USAA $1,227 $1,223

Kodiak, AK Car Insurance Rates by Credit History

How does your credit history affect Kodiak, AK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kodiak, Alaska

Insurance Company Poor Fair Good
Allstate $2,872 $2,318 $2,157
GEICO $3,299 $2,867 $2,542
Progressive $3,234 $2,893 $2,757
State Farm $2,914 $1,886 $1,524
USAA $3,037 $1,987 $1,662

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Kodiak, AK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kodiak, Alaska car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kodiak.

Annual Kodiak, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,920 $2,778 $2,776 $2,321
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,651 $3,394 $2,815 $2,985
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,755 $2,243 $2,932 $1,984

Kodiak, AK Car Insurance Rates With a DUI

Even a single DUI can increase your Kodiak, AK car insurance rates. Compare rates below to see which Kodiak car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kodiak, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,776
GEICO $4,356
Progressive $2,815
State Farm $2,108
USAA $2,932

Kodiak, AK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kodiak, AK car insurance rates may be. Let’s take a look at average car insurance rates from top Kodiak companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kodiak, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,393 $2,505
GEICO $2,866 $2,939
Progressive $2,961 $2,961
State Farm $2,050 $2,165
USAA $2,191 $2,266

Kodiak, AK Cheapest Car Insurance Rates

How do the top Kodiak, Alaska car insurance companies’ average rates stack up against the Kodiak average monthly car insurance rates of $211? Take a look and see.

Best Annual Car Insurance Rates by Company in Kodiak, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Kodiak, AK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kodiak, Alaska car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kodiak, Alaska

Insurance Company Average Annual Rates
Allstate $2,449
GEICO $2,903
Progressive $2,961
State Farm $2,108
USAA $2,229

Other Factors Affecting Kodiak, AK Car Insurance Rates

Before you buy Kodiak, Alaska car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kodiak, AK Commute Time

How does your Kodiak, AK commute time compare with the average driver? In Kodiak, the average commute is 11.3 minutes.

Kodiak, AK Car Insurance Quotes

Compare Kodiak, AK car insurance quotes from multiple companies by entering your ZIP code now.