Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Lamar, AR for senior drivers are $2,033/year
  • The cheapest car insurance company in Lamar after a DUI is State Farm
  • The cheapest car insurance company in Lamar for teen drivers is USAA

Average car insurance rates in Lamar, Arkansas are $324 a month. But with a little research you can get a great deal from the top car insurance companies in Lamar, AR. Before you buy Lamar, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Lamar car insurance rates with Rogers car insurance rates, Bentonville car insurance rates, or Jonesboro car insurance rates to make sure you’re getting the best Lamar, AR car insurance quotes available.

Need affordable Lamar, AR car insurance? Enter your ZIP code to compare Lamar car insurance quotes from multiple car insurance companies near you.

Lamar, AR Minimum Car Insurance Coverage

Lamar, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lamar, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lamar, AR Car Insurance Rates by Coverage Level

Some Lamar drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Lamar, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lamar, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,950 $4,107 $4,389
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,788 $5,084 $5,620
State Farm $2,257 $2,362 $2,477
Travelers $5,355 $5,626 $5,850
USAA $1,939 $2,014 $2,112

Lamar, AR Car Insurance Rates by Age, Gender, and Marital Status

Lamar, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lamar, AR car insurance, get quotes from multiple car insurance companies in the Lamar area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lamar, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,267 $2,259 $2,027 $2,128 $9,406 $9,756 $2,600 $2,748
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,743 $2,604 $2,249 $2,354 $11,526 $12,991 $3,284 $3,560
State Farm $1,501 $1,501 $1,339 $1,339 $4,261 $5,354 $1,689 $1,940
Travelers $2,102 $2,143 $2,069 $2,077 $12,144 $19,500 $2,246 $2,602
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Lamar, AR Car Insurance Rates for Teens

How much is Lamar, Arkansas car insurance for teens? Compare rates from top Lamar car insurance companies below to help find the cheapest teen car insurance in Lamar, AR.

Annual Car Insurance Rates for Teen Drivers in Lamar, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,406 $9,756
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,526 $12,991
State Farm $4,261 $5,354
Travelers $12,144 $19,500
USAA $3,881 $4,069

Lamar, AR Car Insurance Rates for Seniors

Before seniors buy Lamar, Arkansas car insurance, they should make sure to shop around. Some Lamar, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lamar, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,027 $2,128
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,249 $2,354
State Farm $1,339 $1,339
Travelers $2,069 $2,077
USAA $1,164 $1,175

Lamar, AR Car Insurance Rates by Credit History

How does your credit history affect Lamar, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lamar, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,726 $3,954 $3,767
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,863 $4,991 $4,638
State Farm $3,423 $2,064 $1,609
Travelers $6,438 $5,372 $5,021
USAA $2,680 $1,828 $1,558

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Lamar, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lamar, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lamar.

Annual Lamar, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,508 $4,491 $4,385 $4,211
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,451 $6,182 $4,676 $5,346
State Farm $2,175 $2,556 $2,366 $2,366
Travelers $4,704 $4,860 $7,106 $5,771
USAA $1,558 $1,969 $2,834 $1,727

Lamar, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Lamar, AR car insurance rates. Compare rates below to see which Lamar car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lamar, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,385
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,676
State Farm $2,366
Travelers $7,106
USAA $2,834

Lamar, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lamar, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Lamar companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lamar, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,149 $4,149
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,164 $5,164
State Farm $2,310 $2,421
Travelers $5,610 $5,610
USAA $1,964 $2,080

Lamar, AR Cheapest Car Insurance Rates

How do the top Lamar, Arkansas car insurance companies’ average rates stack up against the Lamar average monthly car insurance rates of $324? Take a look and see.

Best Annual Car Insurance Rates by Company in Lamar, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Lamar, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lamar, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lamar, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,149
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,164
State Farm $2,366
Travelers $5,610
USAA $2,022

Other Factors Affecting Lamar, AR Car Insurance Rates

Before you buy Lamar, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lamar, AR Commute Time

How does your Lamar, AR commute time compare with the average driver? In Lamar, the average commute is 21.3 minutes.

Lamar, AR Car Insurance Quotes

Compare Lamar, AR car insurance quotes from multiple companies by entering your ZIP code now.