Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Lapine, AL are $304/month
  • The cheapest car insurance company in Lapine for teen drivers is USAA
  • Average car insurance rates in Lapine, AL for senior drivers are $1,951/year

Average car insurance rates in Lapine, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Lapine, AL. Before you buy Lapine, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Lapine car insurance rates with Montgomery car insurance rates, Hoover car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Lapine, AL car insurance quotes available.

Need affordable Lapine, AL car insurance? Enter your ZIP code to compare Lapine car insurance quotes from multiple car insurance companies near you.

Lapine, AL Minimum Car Insurance Coverage

Lapine, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lapine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lapine, AL Car Insurance Rates by Coverage Level

Some Lapine drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Lapine, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lapine, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,990 $4,166 $4,499
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,997 $5,195 $5,462
Nationwide $2,624 $2,595 $2,649
Progressive $3,828 $4,213 $4,668
State Farm $4,327 $4,548 $4,793
Travelers $3,512 $3,776 $3,818
USAA $2,065 $2,130 $2,231

Lapine, AL Car Insurance Rates by Age, Gender, and Marital Status

Lapine, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lapine, AL car insurance, get quotes from multiple car insurance companies in the Lapine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lapine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,097 $3,349 $2,545 $2,845 $10,926 $12,148 $3,306 $3,530
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,331 $2,200 $1,905 $2,032 $9,333 $10,440 $2,733 $2,918
State Farm $2,881 $2,881 $2,575 $2,575 $8,228 $10,349 $3,243 $3,715
Travelers $1,488 $1,509 $1,402 $1,396 $8,086 $12,726 $1,407 $1,602
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Lapine, AL Car Insurance Rates for Teens

How much is Lapine, Alabama car insurance for teens? Compare rates from top Lapine car insurance companies below to help find the cheapest teen car insurance in Lapine, AL.

Annual Car Insurance Rates for Teen Drivers in Lapine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $9,242 $9,516
GEICO $5,548 $5,428
Liberty Mutual $10,926 $12,148
Nationwide $4,418 $5,752
Progressive $9,333 $10,440
State Farm $8,228 $10,349
Travelers $8,086 $12,726
USAA $3,940 $4,375

Lapine, AL Car Insurance Rates for Seniors

Before seniors buy Lapine, Alabama car insurance, they should make sure to shop around. Some Lapine, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lapine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $2,180 $2,311
GEICO $2,014 $2,065
Liberty Mutual $2,545 $2,845
Nationwide $1,577 $1,642
Progressive $1,905 $2,032
State Farm $2,575 $2,575
Travelers $1,402 $1,396
USAA $1,250 $1,232

Lapine, AL Car Insurance Rates by Credit History

How does your credit history affect Lapine, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lapine, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,730 $4,068 $3,857
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,484 $4,575 $3,595
Nationwide $3,171 $2,467 $2,229
Progressive $4,799 $4,094 $3,815
State Farm $7,379 $3,742 $2,547
Travelers $4,035 $3,502 $3,569
USAA $2,880 $1,873 $1,672

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Lapine, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lapine, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lapine.

Annual Lapine, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,095 $5,688 $5,579 $5,510
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,839 $4,800 $4,091 $4,215
State Farm $4,146 $5,058 $4,510 $4,510
Travelers $3,081 $3,232 $4,742 $3,753
USAA $1,648 $2,063 $3,073 $1,783

Lapine, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Lapine, AL car insurance rates. Compare rates below to see which Lapine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lapine, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $4,476
GEICO $3,924
Liberty Mutual $5,579
Nationwide $3,353
Progressive $4,091
State Farm $4,510
Travelers $4,742
USAA $3,073

Lapine, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lapine, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Lapine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lapine, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $4,218 $4,218
GEICO $2,906 $3,021
Liberty Mutual $5,218 $5,218
Nationwide $2,623 $2,623
Progressive $4,236 $4,236
State Farm $4,447 $4,665
Travelers $3,702 $3,702
USAA $2,044 $2,240

Lapine, AL Cheapest Car Insurance Rates

How do the top Lapine, Alabama car insurance companies’ average rates stack up against the Lapine average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Lapine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Lapine, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lapine, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lapine, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $4,218
GEICO $2,964
Liberty Mutual $5,218
Nationwide $2,623
Progressive $4,236
State Farm $4,556
Travelers $3,702
USAA $2,142

Lapine, AL Car Insurance Quotes

Compare Lapine, AL car insurance quotes from multiple companies by entering your ZIP code now.