Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Lebanon, TN are $264/month
  • The cheapest car insurance company in Lebanon for teen drivers is State Farm
  • The cheapest car insurance company in Lebanon after a DUI is State Farm

Average car insurance rates in Lebanon, Tennessee are $264 a month. But with a little research you can get a great deal from the top car insurance companies in Lebanon, TN. Before you buy Lebanon, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Lebanon car insurance rates with Franklin car insurance rates, Murfreesboro car insurance rates, or Chattanooga car insurance rates to make sure you’re getting the best Lebanon, TN car insurance quotes available.

Need affordable Lebanon, TN car insurance? Enter your ZIP code to compare Lebanon car insurance quotes from multiple car insurance companies near you.

Lebanon, TN Minimum Car Insurance Coverage

Lebanon, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lebanon, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Lebanon, TN Car Insurance Rates by Coverage Level

Some Lebanon drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Lebanon, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lebanon, Tennessee

Insurance Company Low Medium High
Allstate $4,283 $4,442 $4,636
Farmers $3,020 $3,184 $3,388
GEICO $2,880 $3,028 $3,189
Liberty Mutual $5,298 $5,550 $5,802
Nationwide $3,286 $3,203 $3,330
Progressive $3,196 $3,410 $3,620
State Farm $2,407 $2,569 $2,694
Travelers $2,539 $2,702 $2,870
USAA $2,624 $2,702 $2,808

Lebanon, TN Car Insurance Rates by Age, Gender, and Marital Status

Lebanon, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lebanon, TN car insurance, get quotes from multiple car insurance companies in the Lebanon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lebanon, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,567 $2,464 $2,319 $2,407 $9,724 $10,610 $2,727 $2,812
Farmers $1,669 $1,699 $1,493 $1,644 $6,969 $7,432 $2,270 $2,402
GEICO $1,993 $2,008 $1,832 $1,832 $6,183 $6,280 $2,033 $2,098
Nationwide $2,094 $2,109 $1,881 $1,908 $5,764 $7,417 $2,406 $2,606
Progressive $1,712 $1,608 $1,395 $1,462 $7,894 $8,876 $2,065 $2,260
State Farm $1,543 $1,543 $1,398 $1,398 $4,798 $5,993 $1,746 $2,033
Travelers $1,738 $1,829 $1,584 $1,685 $4,904 $6,092 $1,849 $1,946
USAA $1,522 $1,546 $1,376 $1,373 $5,480 $6,294 $1,989 $2,112

Lebanon, TN Car Insurance Rates for Teens

How much is Lebanon, Tennessee car insurance for teens? Compare rates from top Lebanon car insurance companies below to help find the cheapest teen car insurance in Lebanon, TN.

Annual Car Insurance Rates for Teen Drivers in Lebanon, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,724 $10,610
Farmers $6,969 $7,432
GEICO $6,183 $6,280
Nationwide $5,764 $7,417
Progressive $7,894 $8,876
State Farm $4,798 $5,993
Travelers $4,904 $6,092
USAA $5,480 $6,294

Lebanon, TN Car Insurance Rates for Seniors

Before seniors buy Lebanon, Tennessee car insurance, they should make sure to shop around. Some Lebanon, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lebanon, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,319 $2,407
Farmers $1,493 $1,644
GEICO $1,832 $1,832
Nationwide $1,881 $1,908
Progressive $1,395 $1,462
State Farm $1,398 $1,398
Travelers $1,584 $1,685
USAA $1,376 $1,373

Lebanon, TN Car Insurance Rates by Credit History

How does your credit history affect Lebanon, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lebanon, Tennessee

Insurance Company Poor Fair Good
Allstate $5,673 $4,357 $3,331
Farmers $3,791 $2,981 $2,820
GEICO $3,438 $2,947 $2,711
Liberty Mutual $7,937 $4,889 $3,825
Nationwide $3,918 $3,124 $2,777
Progressive $3,822 $3,308 $3,096
State Farm $3,712 $2,227 $1,730
Travelers $3,436 $2,702 $1,971
USAA $3,924 $2,306 $1,904

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Lebanon, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lebanon, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lebanon.

Annual Lebanon, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,729 $4,447 $5,372 $4,266
Farmers $2,737 $3,376 $3,454 $3,223
GEICO $2,212 $2,954 $4,750 $2,212
Liberty Mutual $4,496 $6,497 $6,035 $5,173
Nationwide $2,836 $2,836 $4,245 $3,176
Progressive $3,002 $3,906 $3,195 $3,533
State Farm $2,325 $2,788 $2,557 $2,557
Travelers $2,190 $2,814 $3,114 $2,695
USAA $1,970 $2,958 $3,472 $2,446

Lebanon, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Lebanon, TN car insurance rates. Compare rates below to see which Lebanon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lebanon, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,372
Farmers $3,454
GEICO $4,750
Liberty Mutual $6,035
Nationwide $4,245
Progressive $3,195
State Farm $2,557
Travelers $3,114
USAA $3,472

Lebanon, TN Car Insurance Rates by ZIP Code

Just like Lebanon car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Lebanon, TN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Lebanon, Tennessee

ZIP Code Average Annual Rates
37087 $3,479
37090 $3,503

Lebanon, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lebanon, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Lebanon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lebanon, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $4,454
Farmers $3,197 $3,197
GEICO $3,012 $3,053
Liberty Mutual $5,550 $5,550
Nationwide $3,273 $3,273
Progressive $3,409 $3,409
State Farm $2,496 $2,618
Travelers $2,597 $2,809
USAA $2,636 $2,787

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Lebanon, TN Cheapest Car Insurance Rates

How do the top Lebanon, Tennessee car insurance companies’ average rates stack up against the Lebanon average monthly car insurance rates of $264? Take a look and see.

Best Annual Car Insurance Rates by Company in Lebanon, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Lebanon, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lebanon, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lebanon, Tennessee

Insurance Company Average Annual Rates
Allstate $4,454
Farmers $3,197
GEICO $3,032
Nationwide $3,273
Progressive $3,409
State Farm $2,557
Travelers $2,703
USAA $2,712

Other Factors Affecting Lebanon, TN Car Insurance Rates

Before you buy Lebanon, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lebanon, TN Commute Time

How does your Lebanon, TN commute time compare with the average driver? In Lebanon, the average commute is 24.8 minutes.

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Lebanon, TN Car Insurance Quotes

Compare Lebanon, TN car insurance quotes from multiple companies by entering your ZIP code now.