Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Leeds for teen drivers is USAA
  • Average car insurance rates in Leeds, AL for senior drivers are $1,960/year
  • Average car insurance rates in Leeds, AL are $310/month

Average car insurance rates in Leeds, Alabama are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Leeds, AL. Before you buy Leeds, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Leeds car insurance rates with Birmingham car insurance rates, Montgomery car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Leeds, AL car insurance quotes available.

Need affordable Leeds, AL car insurance? Enter your ZIP code to compare Leeds car insurance quotes from multiple car insurance companies near you.

Leeds, AL Minimum Car Insurance Coverage

Leeds, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Leeds, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Leeds, AL Car Insurance Rates by Coverage Level

Some Leeds drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Leeds, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Leeds, Alabama

Insurance Company Low Medium High
Allstate $3,259 $3,384 $3,526
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,993 $4,444 $4,961
State Farm $4,638 $4,908 $5,198
Travelers $3,358 $3,615 $3,660
USAA $2,018 $2,081 $2,177

Leeds, AL Car Insurance Rates by Age, Gender, and Marital Status

Leeds, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Leeds, AL car insurance, get quotes from multiple car insurance companies in the Leeds area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leeds, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,014 $1,911 $1,831 $1,865 $7,230 $7,762 $2,232 $2,274
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,388 $2,231 $1,959 $2,095 $10,054 $11,220 $2,795 $2,985
State Farm $2,982 $2,982 $2,709 $2,709 $9,183 $11,480 $3,372 $3,898
Travelers $1,432 $1,453 $1,350 $1,343 $7,725 $12,153 $1,355 $1,544
USAA $1,304 $1,325 $1,217 $1,194 $3,871 $4,293 $1,699 $1,835

Leeds, AL Car Insurance Rates for Teens

How much is Leeds, Alabama car insurance for teens? Compare rates from top Leeds car insurance companies below to help find the cheapest teen car insurance in Leeds, AL.

Annual Car Insurance Rates for Teen Drivers in Leeds, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,230 $7,762
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,054 $11,220
State Farm $9,183 $11,480
Travelers $7,725 $12,153
USAA $3,871 $4,293

Leeds, AL Car Insurance Rates for Seniors

Before seniors buy Leeds, Alabama car insurance, they should make sure to shop around. Some Leeds, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Leeds, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,865
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,959 $2,095
State Farm $2,709 $2,709
Travelers $1,350 $1,343
USAA $1,217 $1,194

Leeds, AL Car Insurance Rates by Credit History

How does your credit history affect Leeds, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Leeds, Alabama

Insurance Company Poor Fair Good
Allstate $4,176 $3,296 $2,697
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,024 $4,326 $4,048
State Farm $7,965 $4,035 $2,743
Travelers $3,864 $3,352 $3,417
USAA $2,814 $1,830 $1,633

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Leeds, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Leeds, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Leeds.

Annual Leeds, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,864 $3,390 $4,052 $3,253
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,026 $5,083 $4,339 $4,415
State Farm $4,424 $5,513 $4,860 $4,860
Travelers $2,951 $3,096 $4,536 $3,595
USAA $1,610 $2,019 $3,000 $1,741

Leeds, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Leeds, AL car insurance rates. Compare rates below to see which Leeds car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Leeds, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,339
State Farm $4,860
Travelers $4,536
USAA $3,000

Leeds, AL Car Insurance Rates by ZIP Code

Just like Leeds car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Leeds, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Leeds, Alabama

ZIP Code Average Annual Rates
35004 $3,822
35094 $4,114

Leeds, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Leeds, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Leeds companies based on commute time.

Annual Car Insurance Rates by Commute Length in Leeds, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,390
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,466 $4,466
State Farm $4,796 $5,033
Travelers $3,544 $3,544
USAA $1,997 $2,188

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Leeds, AL Cheapest Car Insurance Rates

How do the top Leeds, Alabama car insurance companies’ average rates stack up against the Leeds average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Leeds, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Leeds, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Leeds, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Leeds, Alabama

Insurance Company Average Annual Rates
Allstate $3,390
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,466
State Farm $4,914
Travelers $3,544
USAA $2,092

Other Factors Affecting Leeds, AL Car Insurance Rates

Before you buy Leeds, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Leeds, AL Commute Time

How does your Leeds, AL commute time compare with the average driver? In Leeds, the average commute is 25.1 minutes.

Leeds, AL Traffic

Spending time in Leeds traffic can lead to higher car insurance rates. According to INRIX data, Leeds, AL ranks as the 236th-most congested with traffic in the world.

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Leeds, AL Car Insurance Quotes

Compare Leeds, AL car insurance quotes from multiple companies by entering your ZIP code now.