Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Lexington for teen drivers is USAA
  • Average car insurance rates in Lexington, AL for senior drivers are $1,806/year
  • Average car insurance rates in Lexington, AL are $284/month

Average car insurance rates in Lexington, Alabama are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Lexington, AL. Before you buy Lexington, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Lexington car insurance rates with Montgomery car insurance rates, Madison car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Lexington, AL car insurance quotes available.

Need affordable Lexington, AL car insurance? Enter your ZIP code to compare Lexington car insurance quotes from multiple car insurance companies near you.

Lexington, AL Minimum Car Insurance Coverage

Lexington, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lexington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lexington, AL Car Insurance Rates by Coverage Level

Some Lexington drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Lexington, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lexington, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,728 $3,914 $4,273
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,654 $4,871 $5,163
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $3,853 $4,077 $4,318
Travelers $3,051 $3,276 $3,310
USAA $1,933 $1,994 $2,086

Lexington, AL Car Insurance Rates by Age, Gender, and Marital Status

Lexington, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lexington, AL car insurance, get quotes from multiple car insurance companies in the Lexington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,840 $3,067 $2,333 $2,610 $10,462 $11,635 $3,016 $3,205
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,505 $2,505 $2,267 $2,267 $7,561 $9,472 $2,828 $3,256
Travelers $1,314 $1,334 $1,237 $1,232 $6,974 $10,937 $1,248 $1,422
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Lexington, AL Car Insurance Rates for Teens

How much is Lexington, Alabama car insurance for teens? Compare rates from top Lexington car insurance companies below to help find the cheapest teen car insurance in Lexington, AL.

Annual Car Insurance Rates for Teen Drivers in Lexington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,813 $9,068
GEICO $4,963 $4,863
Liberty Mutual $10,462 $11,635
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $7,561 $9,472
Travelers $6,974 $10,937
USAA $3,739 $4,136

Lexington, AL Car Insurance Rates for Seniors

Before seniors buy Lexington, Alabama car insurance, they should make sure to shop around. Some Lexington, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lexington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,022 $2,153
GEICO $1,810 $1,872
Liberty Mutual $2,333 $2,610
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,267 $2,267
Travelers $1,237 $1,232
USAA $1,163 $1,132

Lexington, AL Car Insurance Rates by Credit History

How does your credit history affect Lexington, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lexington, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,001 $4,306 $3,382
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,615 $3,353 $2,281
Travelers $3,503 $3,039 $3,096
USAA $2,692 $1,754 $1,567

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Lexington, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lexington, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lexington.

Annual Lexington, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,842 $5,348 $5,223 $5,172
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,686 $4,568 $4,039 $4,039
Travelers $2,677 $2,809 $4,105 $3,257
USAA $1,542 $1,939 $2,868 $1,667

Lexington, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Lexington, AL car insurance rates. Compare rates below to see which Lexington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lexington, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
Farmers $4,222
GEICO $3,548
Liberty Mutual $5,223
Nationwide $3,141
Progressive $4,118
State Farm $4,039
Travelers $4,105
USAA $2,868

Lexington, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lexington, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Lexington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lexington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,591 $2,683
Liberty Mutual $4,896 $4,896
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $3,984 $4,182
Travelers $3,212 $3,212
USAA $1,913 $2,096

Lexington, AL Cheapest Car Insurance Rates

How do the top Lexington, Alabama car insurance companies’ average rates stack up against the Lexington average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Lexington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Lexington, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lexington, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lexington, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,637
Liberty Mutual $4,896
Nationwide $2,475
Progressive $4,242
State Farm $4,083
Travelers $3,212
USAA $2,004

Other Factors Affecting Lexington, AL Car Insurance Rates

Before you buy Lexington, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lexington, AL Commute Time

How does your Lexington, AL commute time compare with the average driver? In Lexington, the average commute is 31.9 minutes.

Lexington, AL Traffic

Spending time in Lexington traffic can lead to higher car insurance rates. According to INRIX data, Lexington, AL ranks as the 968th-most congested with traffic in the world.

Lexington, AL Car Insurance Quotes

Compare Lexington, AL car insurance quotes from multiple companies by entering your ZIP code now.