Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Lillian after a DUI is USAA
  • Average car insurance rates in Lillian, AL are $296/month
  • The cheapest car insurance company in Lillian for teen drivers is USAA

Average car insurance rates in Lillian, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Lillian, AL. Before you buy Lillian, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Lillian car insurance rates with Birmingham car insurance rates, Madison car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Lillian, AL car insurance quotes available.

Need affordable Lillian, AL car insurance? Enter your ZIP code to compare Lillian car insurance quotes from multiple car insurance companies near you.

Lillian, AL Minimum Car Insurance Coverage

Lillian, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lillian, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lillian, AL Car Insurance Rates by Coverage Level

Some Lillian drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Lillian, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lillian, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,965 $4,149 $4,496
GEICO $2,395 $2,606 $2,853
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,638 $4,107 $4,664
State Farm $3,976 $4,219 $4,478
Travelers $3,937 $4,231 $4,277
USAA $1,812 $1,876 $1,972

Lillian, AL Car Insurance Rates by Age, Gender, and Marital Status

Lillian, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lillian, AL car insurance, get quotes from multiple car insurance companies in the Lillian area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lillian, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,405 $2,387 $2,149 $2,284 $9,289 $9,557 $2,727 $2,829
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,279 $2,128 $1,872 $2,011 $9,191 $10,215 $2,642 $2,755
State Farm $2,570 $2,570 $2,335 $2,335 $7,874 $9,861 $2,905 $3,344
Travelers $1,651 $1,676 $1,552 $1,547 $9,078 $14,340 $1,560 $1,782
USAA $1,181 $1,198 $1,106 $1,086 $3,483 $3,857 $1,531 $1,652

Lillian, AL Car Insurance Rates for Teens

How much is Lillian, Alabama car insurance for teens? Compare rates from top Lillian car insurance companies below to help find the cheapest teen car insurance in Lillian, AL.

Annual Car Insurance Rates for Teen Drivers in Lillian, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,289 $9,557
GEICO $4,934 $4,812
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,191 $10,215
State Farm $7,874 $9,861
Travelers $9,078 $14,340
USAA $3,483 $3,857

Lillian, AL Car Insurance Rates for Seniors

Before seniors buy Lillian, Alabama car insurance, they should make sure to shop around. Some Lillian, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lillian, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,149 $2,284
GEICO $1,795 $1,862
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,872 $2,011
State Farm $2,335 $2,335
Travelers $1,552 $1,547
USAA $1,106 $1,086

Lillian, AL Car Insurance Rates by Credit History

How does your credit history affect Lillian, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lillian, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,710 $4,056 $3,844
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $4,673 $4,003 $3,733
State Farm $6,846 $3,468 $2,358
Travelers $4,520 $3,924 $4,001
USAA $2,526 $1,654 $1,480

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Lillian, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lillian, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lillian.

Annual Lillian, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,538 $4,577 $4,465 $4,233
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,726 $4,683 $4,043 $4,094
State Farm $3,806 $4,736 $4,178 $4,178
Travelers $3,452 $3,621 $5,316 $4,203
USAA $1,455 $1,824 $2,696 $1,573

Lillian, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Lillian, AL car insurance rates. Compare rates below to see which Lillian car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lillian, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,465
GEICO $3,520
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,043
State Farm $4,178
Travelers $5,316
USAA $2,696

Lillian, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lillian, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Lillian companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lillian, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,203 $4,203
GEICO $2,571 $2,665
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,136 $4,136
State Farm $4,121 $4,328
Travelers $4,148 $4,148
USAA $1,801 $1,973

Lillian, AL Cheapest Car Insurance Rates

How do the top Lillian, Alabama car insurance companies’ average rates stack up against the Lillian average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Lillian, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Lillian, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lillian, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lillian, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,203
GEICO $2,618
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,136
State Farm $4,224
Travelers $4,148
USAA $1,887

Other Factors Affecting Lillian, AL Car Insurance Rates

Before you buy Lillian, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lillian, AL Commute Time

How does your Lillian, AL commute time compare with the average driver? In Lillian, the average commute is 29.9 minutes.

Lillian, AL Car Insurance Quotes

Compare Lillian, AL car insurance quotes from multiple companies by entering your ZIP code now.