Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Little River after a DUI is USAA
  • The cheapest car insurance company in Little River for teen drivers is USAA
  • Average car insurance rates in Little River, AL for senior drivers are $1,853/year

Average car insurance rates in Little River, Alabama are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Little River, AL. Before you buy Little River, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Little River car insurance rates with Montgomery car insurance rates, Dothan car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Little River, AL car insurance quotes available.

Need affordable Little River, AL car insurance? Enter your ZIP code to compare Little River car insurance quotes from multiple car insurance companies near you.

Little River, AL Minimum Car Insurance Coverage

Little River, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Little River, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Little River, AL Car Insurance Rates by Coverage Level

Some Little River drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Little River, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Little River, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,534 $3,703 $4,028
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,735 $4,930 $5,193
Nationwide $2,452 $2,462 $2,528
Progressive $3,699 $4,072 $4,493
State Farm $4,006 $4,248 $4,507
Travelers $3,520 $3,745 $3,751
USAA $1,924 $1,991 $2,095

Little River, AL Car Insurance Rates by Age, Gender, and Marital Status

Little River, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Little River, AL car insurance, get quotes from multiple car insurance companies in the Little River area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Little River, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,141 $2,126 $1,913 $2,035 $8,318 $8,558 $2,428 $2,519
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,923 $3,159 $2,401 $2,684 $10,423 $11,590 $3,117 $3,325
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,232 $2,106 $1,834 $1,941 $9,036 $10,117 $2,625 $2,814
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,518 $1,541 $1,424 $1,416 $7,970 $12,406 $1,439 $1,660
USAA $1,249 $1,267 $1,171 $1,150 $3,709 $4,109 $1,622 $1,752

Little River, AL Car Insurance Rates for Teens

How much is Little River, Alabama car insurance for teens? Compare rates from top Little River car insurance companies below to help find the cheapest teen car insurance in Little River, AL.

Annual Car Insurance Rates for Teen Drivers in Little River, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,318 $8,558
GEICO $5,380 $5,307
Liberty Mutual $10,423 $11,590
Nationwide $4,274 $5,478
Progressive $9,036 $10,117
State Farm $7,942 $9,939
Travelers $7,970 $12,406
USAA $3,709 $4,109

Little River, AL Car Insurance Rates for Seniors

Before seniors buy Little River, Alabama car insurance, they should make sure to shop around. Some Little River, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Little River, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,913 $2,035
GEICO $1,968 $1,996
Liberty Mutual $2,401 $2,684
Nationwide $1,486 $1,534
Progressive $1,834 $1,941
State Farm $2,348 $2,348
Travelers $1,424 $1,416
USAA $1,171 $1,150

Little River, AL Car Insurance Rates by Credit History

How does your credit history affect Little River, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Little River, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,210 $3,622 $3,432
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,095 $4,347 $3,416
Nationwide $2,987 $2,338 $2,118
Progressive $4,624 $3,953 $3,688
State Farm $6,894 $3,492 $2,374
Travelers $4,008 $3,472 $3,536
USAA $2,681 $1,757 $1,572

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Little River, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Little River, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Little River.

Annual Little River, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,160 $4,089 $3,989 $3,782
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,888 $5,401 $5,292 $5,230
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,696 $4,631 $3,968 $4,057
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $3,054 $3,207 $4,695 $3,731
USAA $1,543 $1,936 $2,865 $1,669

Little River, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Little River, AL car insurance rates. Compare rates below to see which Little River car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Little River, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
Farmers $3,989
GEICO $3,808
Liberty Mutual $5,292
Nationwide $3,145
Progressive $3,968
State Farm $4,206
Travelers $4,695
USAA $2,865

Little River, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Little River, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Little River companies based on commute time.

Annual Car Insurance Rates by Commute Length in Little River, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,755 $3,755
GEICO $2,842 $2,954
Liberty Mutual $4,953 $4,953
Nationwide $2,481 $2,481
Progressive $4,088 $4,088
State Farm $4,150 $4,357
Travelers $3,672 $3,672
USAA $1,912 $2,095

Little River, AL Cheapest Car Insurance Rates

How do the top Little River, Alabama car insurance companies’ average rates stack up against the Little River average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Little River, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Little River, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Little River, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Little River, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,755
GEICO $2,898
Liberty Mutual $4,953
Nationwide $2,481
Progressive $4,088
State Farm $4,253
Travelers $3,672
USAA $2,004

Little River, AL Car Insurance Quotes

Compare Little River, AL car insurance quotes from multiple companies by entering your ZIP code now.