Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Livingston, AL are $319/month
  • The cheapest car insurance company in Livingston for teen drivers is USAA
  • The cheapest car insurance company in Livingston after a DUI is USAA

Average car insurance rates in Livingston, Alabama are $319 a month. But with a little research you can get a great deal from the top car insurance companies in Livingston, AL. Before you buy Livingston, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Livingston car insurance rates with Decatur car insurance rates, Tuscaloosa car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Livingston, AL car insurance quotes available.

Need affordable Livingston, AL car insurance? Enter your ZIP code to compare Livingston car insurance quotes from multiple car insurance companies near you.

Livingston, AL Minimum Car Insurance Coverage

Livingston, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Livingston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Livingston, AL Car Insurance Rates by Coverage Level

Some Livingston drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Livingston, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Livingston, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,986 $4,165 $4,512
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,193 $4,410 $4,645
Travelers $4,460 $4,812 $4,879
USAA $2,151 $2,216 $2,317

Livingston, AL Car Insurance Rates by Age, Gender, and Marital Status

Livingston, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Livingston, AL car insurance, get quotes from multiple car insurance companies in the Livingston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,760 $2,760 $2,475 $2,475 $8,055 $10,115 $3,111 $3,576
Travelers $1,868 $1,899 $1,744 $1,742 $10,299 $16,394 $1,761 $2,029
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Livingston, AL Car Insurance Rates for Teens

How much is Livingston, Alabama car insurance for teens? Compare rates from top Livingston car insurance companies below to help find the cheapest teen car insurance in Livingston, AL.

Annual Car Insurance Rates for Teen Drivers in Livingston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,313 $9,583
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,055 $10,115
Travelers $10,299 $16,394
USAA $4,111 $4,567

Livingston, AL Car Insurance Rates for Seniors

Before seniors buy Livingston, Alabama car insurance, they should make sure to shop around. Some Livingston, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Livingston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,158 $2,292
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,475 $2,475
Travelers $1,744 $1,742
USAA $1,294 $1,274

Livingston, AL Car Insurance Rates by Credit History

How does your credit history affect Livingston, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Livingston, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,736 $4,070 $3,857
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,160 $3,625 $2,463
Travelers $5,141 $4,461 $4,550
USAA $3,000 $1,947 $1,737

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Livingston, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Livingston, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Livingston.

Annual Livingston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,006 $4,917 $4,370 $4,370
Travelers $3,928 $4,121 $6,036 $4,782
USAA $1,713 $2,146 $3,200 $1,853

Livingston, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Livingston, AL car insurance rates. Compare rates below to see which Livingston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Livingston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,480
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,285
State Farm $4,370
Travelers $6,036
USAA $3,200

Livingston, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Livingston, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Livingston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Livingston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,221 $4,221
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,310 $4,522
Travelers $4,717 $4,717
USAA $2,126 $2,330

Livingston, AL Cheapest Car Insurance Rates

How do the top Livingston, Alabama car insurance companies’ average rates stack up against the Livingston average monthly car insurance rates of $319? Take a look and see.

Best Annual Car Insurance Rates by Company in Livingston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Livingston, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Livingston, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Livingston, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,221
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,425
State Farm $4,416
Travelers $4,717
USAA $2,228

Other Factors Affecting Livingston, AL Car Insurance Rates

Before you buy Livingston, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Livingston, AL Commute Time

How does your Livingston, AL commute time compare with the average driver? In Livingston, the average commute is 13.2 minutes.

Livingston, AL Car Insurance Quotes

Compare Livingston, AL car insurance quotes from multiple companies by entering your ZIP code now.