Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Long Beach, CA for senior drivers are $2,413/year
  • The cheapest car insurance company in Long Beach for teen drivers is USAA
  • The cheapest car insurance company in Long Beach after a DUI is Liberty Mutual

Average car insurance rates in Long Beach, California are $336 a month. But with a little research you can get a great deal from the top car insurance companies in Long Beach, CA. Before you buy Long Beach, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Long Beach car insurance rates with Sacramento car insurance rates, Fresno car insurance rates, or Bakersfield car insurance rates to make sure you’re getting the best Long Beach, CA car insurance quotes available.

Need affordable Long Beach, CA car insurance? Enter your ZIP code to compare Long Beach car insurance quotes from multiple car insurance companies near you.

Long Beach, CA Minimum Car Insurance Coverage

Long Beach, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Long Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Long Beach, CA Car Insurance Rates by Coverage Level

Some Long Beach drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Long Beach, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Long Beach, California

Insurance Company Low Medium High
Allstate $4,448 $4,771 $4,961
Farmers $5,056 $5,494 $5,800
GEICO $2,955 $3,326 $3,577
Liberty Mutual $2,925 $3,197 $3,379
Nationwide $4,623 $5,255 $5,611
Progressive $2,792 $3,224 $3,365
State Farm $4,205 $4,778 $5,095
Travelers $3,190 $3,814 $4,119
USAA $2,697 $3,043 $3,210

Long Beach, CA Car Insurance Rates by Age, Gender, and Marital Status

Long Beach, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Long Beach, CA car insurance, get quotes from multiple car insurance companies in the Long Beach area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Long Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,042 $3,034 $2,221 $2,232 $8,519 $10,693 $3,865 $4,209
Farmers $2,964 $2,964 $2,682 $2,682 $9,450 $15,431 $3,513 $3,914
GEICO $2,031 $2,032 $1,909 $1,909 $6,202 $6,302 $2,921 $2,980
Liberty Mutual $2,409 $2,268 $2,251 $2,176 $5,205 $5,588 $2,700 $2,740
Nationwide $3,620 $3,453 $3,171 $2,987 $9,258 $10,223 $4,324 $4,267
Progressive $1,951 $2,008 $1,662 $1,973 $5,245 $6,320 $2,822 $3,035
State Farm $3,686 $3,686 $3,296 $3,296 $6,821 $8,467 $4,082 $4,208
Travelers $2,746 $2,652 $2,425 $2,400 $5,784 $6,569 $3,584 $3,498
USAA $2,129 $2,016 $2,072 $2,080 $4,905 $4,933 $2,948 $2,786

Long Beach, CA Car Insurance Rates for Teens

How much is Long Beach, California car insurance for teens? Compare rates from top Long Beach car insurance companies below to help find the cheapest teen car insurance in Long Beach, CA.

Annual Car Insurance Rates for Teen Drivers in Long Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,519 $10,693
Farmers $9,450 $15,431
GEICO $6,202 $6,302
Liberty Mutual $5,205 $5,588
Nationwide $9,258 $10,223
Progressive $5,245 $6,320
State Farm $6,821 $8,467
Travelers $5,784 $6,569
USAA $4,905 $4,933

Long Beach, CA Car Insurance Rates for Seniors

Before seniors buy Long Beach, California car insurance, they should make sure to shop around. Some Long Beach, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Long Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,221 $2,232
Farmers $2,682 $2,682
GEICO $1,909 $1,909
Liberty Mutual $2,251 $2,176
Nationwide $3,171 $2,987
Progressive $1,662 $1,973
State Farm $3,296 $3,296
Travelers $2,425 $2,400
USAA $2,072 $2,080

Long Beach, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Long Beach, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Long Beach.

Annual Long Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,851 $4,783 $7,536 $3,737
Farmers $4,032 $5,489 $6,831 $5,448
GEICO $2,294 $3,555 $4,447 $2,847
Liberty Mutual $2,749 $3,681 $3,325 $2,913
Nationwide $3,599 $4,617 $7,819 $4,617
Progressive $2,043 $3,481 $4,038 $2,946
State Farm $3,351 $3,995 $7,537 $3,888
Travelers $2,447 $4,052 $4,686 $3,644
USAA $1,979 $2,955 $4,832 $2,169

Long Beach, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Long Beach, CA car insurance rates. Compare rates below to see which Long Beach car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Long Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,536
Farmers $6,831
GEICO $4,447
Liberty Mutual $3,325
Nationwide $7,819
Progressive $4,038
State Farm $7,537
Travelers $4,686
USAA $4,832

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Long Beach, CA Car Insurance Rates by ZIP Code

Just like Long Beach car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Long Beach, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Long Beach, California

ZIP Code Average Annual Rates
90802 $5,892
90803 $5,134
90804 $5,854
90805 $5,776
90806 $5,795
90807 $5,350
90808 $5,012
90810 $5,410
90813 $6,059
90814 $5,265
90815 $5,028
90822 $5,511
90831 $5,540
90833 $5,517
90834 $5,517
90835 $5,517
90840 $5,559

Long Beach, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Long Beach, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Long Beach companies based on commute time.

Annual Car Insurance Rates by Commute Length in Long Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,259 $5,195
Farmers $4,944 $5,956
GEICO $2,985 $3,587
Liberty Mutual $2,906 $3,428
Nationwide $4,555 $5,770
Progressive $2,836 $3,418
State Farm $4,522 $4,864
Travelers $3,333 $4,082
USAA $2,749 $3,218

Long Beach, CA Cheapest Car Insurance Rates

How do the top Long Beach, California car insurance companies’ average rates stack up against the Long Beach average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in Long Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Long Beach, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Long Beach, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Long Beach, California

Insurance Company Average Annual Rates
Allstate $4,727
Farmers $5,450
GEICO $3,286
Liberty Mutual $3,167
Nationwide $5,163
Progressive $3,127
State Farm $4,693
Travelers $3,707
USAA $2,984

Other Factors Affecting Long Beach, CA Car Insurance Rates

Before you buy Long Beach, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Long Beach, CA Car Theft Rates

The car theft rate in Long Beach, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Long Beach, California is 2,279 stolen cars.

Long Beach, CA Commute Time

How does your Long Beach, CA commute time compare with the average driver? In Long Beach, the average commute is 31.0 minutes.

Long Beach, CA Car Insurance Quotes

Compare Long Beach, CA car insurance quotes from multiple companies by entering your ZIP code now.