Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Lower Peach Tree, AL for senior drivers are $1,993/year
  • Average car insurance rates in Lower Peach Tree, AL are $309/month
  • The cheapest car insurance company in Lower Peach Tree after a DUI is USAA

Average car insurance rates in Lower Peach Tree, Alabama are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Lower Peach Tree, AL. Before you buy Lower Peach Tree, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Lower Peach Tree car insurance rates with Dothan car insurance rates, Madison car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Lower Peach Tree, AL car insurance quotes available.

Need affordable Lower Peach Tree, AL car insurance? Enter your ZIP code to compare Lower Peach Tree car insurance quotes from multiple car insurance companies near you.

Lower Peach Tree, AL Minimum Car Insurance Coverage

Lower Peach Tree, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lower Peach Tree, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lower Peach Tree, AL Car Insurance Rates by Coverage Level

Some Lower Peach Tree drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Lower Peach Tree, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lower Peach Tree, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,043 $5,258 $5,549
Nationwide $2,624 $2,595 $2,649
Progressive $3,926 $4,322 $4,793
State Farm $4,411 $4,630 $4,873
Travelers $3,448 $3,693 $3,721
USAA $2,139 $2,204 $2,302

Lower Peach Tree, AL Car Insurance Rates by Age, Gender, and Marital Status

Lower Peach Tree, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lower Peach Tree, AL car insurance, get quotes from multiple car insurance companies in the Lower Peach Tree area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lower Peach Tree, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,129 $3,385 $2,568 $2,874 $11,074 $12,321 $3,342 $3,572
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,444 $2,317 $1,999 $2,124 $9,434 $10,559 $2,863 $3,037
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,499 $1,525 $1,396 $1,394 $7,810 $12,269 $1,421 $1,650
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Lower Peach Tree, AL Car Insurance Rates for Teens

How much is Lower Peach Tree, Alabama car insurance for teens? Compare rates from top Lower Peach Tree car insurance companies below to help find the cheapest teen car insurance in Lower Peach Tree, AL.

Annual Car Insurance Rates for Teen Drivers in Lower Peach Tree, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,074 $12,321
Nationwide $4,418 $5,752
Progressive $9,434 $10,559
State Farm $8,362 $10,517
Travelers $7,810 $12,269
USAA $4,083 $4,536

Lower Peach Tree, AL Car Insurance Rates for Seniors

Before seniors buy Lower Peach Tree, Alabama car insurance, they should make sure to shop around. Some Lower Peach Tree, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lower Peach Tree, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,568 $2,874
Nationwide $1,577 $1,642
Progressive $1,999 $2,124
State Farm $2,624 $2,624
Travelers $1,396 $1,394
USAA $1,288 $1,268

Lower Peach Tree, AL Car Insurance Rates by Credit History

How does your credit history affect Lower Peach Tree, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lower Peach Tree, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,585 $4,629 $3,635
Nationwide $3,171 $2,467 $2,229
Progressive $4,946 $4,196 $3,900
State Farm $7,514 $3,809 $2,592
Travelers $3,953 $3,423 $3,486
USAA $2,984 $1,935 $1,726

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Lower Peach Tree, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lower Peach Tree, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lower Peach Tree.

Annual Lower Peach Tree, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,145 $5,758 $5,649 $5,581
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,943 $4,904 $4,205 $4,336
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,019 $3,170 $4,614 $3,680
USAA $1,703 $2,133 $3,182 $1,843

Lower Peach Tree, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Lower Peach Tree, AL car insurance rates. Compare rates below to see which Lower Peach Tree car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lower Peach Tree, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,649
Nationwide $3,353
Progressive $4,205
State Farm $4,592
Travelers $4,614
USAA $3,182

Lower Peach Tree, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lower Peach Tree, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Lower Peach Tree companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lower Peach Tree, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,283 $5,283
Nationwide $2,623 $2,623
Progressive $4,347 $4,347
State Farm $4,528 $4,748
Travelers $3,621 $3,621
USAA $2,114 $2,317

Lower Peach Tree, AL Cheapest Car Insurance Rates

How do the top Lower Peach Tree, Alabama car insurance companies’ average rates stack up against the Lower Peach Tree average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Lower Peach Tree, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Lower Peach Tree, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lower Peach Tree, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lower Peach Tree, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,283
Nationwide $2,623
Progressive $4,347
State Farm $4,638
Travelers $3,621
USAA $2,215

Lower Peach Tree, AL Car Insurance Quotes

Compare Lower Peach Tree, AL car insurance quotes from multiple companies by entering your ZIP code now.