Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Lukachukai, AZ for senior drivers are $2,208/year
  • The cheapest car insurance company in Lukachukai for teen drivers is GEICO
  • Average car insurance rates in Lukachukai, AZ are $321/month

Average car insurance rates in Lukachukai, Arizona are $321 a month. But with a little research you can get a great deal from the top car insurance companies in Lukachukai, AZ. Before you buy Lukachukai, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Lukachukai car insurance rates with Surprise car insurance rates, Chandler car insurance rates, or Scottsdale car insurance rates to make sure you’re getting the best Lukachukai, AZ car insurance quotes available.

Need affordable Lukachukai, AZ car insurance? Enter your ZIP code to compare Lukachukai car insurance quotes from multiple car insurance companies near you.

Lukachukai, AZ Minimum Car Insurance Coverage

Lukachukai, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lukachukai, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Lukachukai, AZ Car Insurance Rates by Coverage Level

Some Lukachukai drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Lukachukai, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lukachukai, Arizona

Insurance Company Low Medium High
Allstate $5,235 $5,663 $5,987
American Family $4,026 $4,304 $4,181
Farmers $4,429 $5,424 $6,247
GEICO $1,968 $2,271 $2,504
Nationwide $3,379 $3,520 $3,579
Progressive $3,086 $3,473 $3,702
State Farm $3,942 $4,401 $4,664
Travelers $2,531 $2,779 $2,932
USAA $2,978 $3,261 $3,418

Lukachukai, AZ Car Insurance Rates by Age, Gender, and Marital Status

Lukachukai, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lukachukai, AZ car insurance, get quotes from multiple car insurance companies in the Lukachukai area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lukachukai, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,008 $4,008 $3,904 $3,904 $8,669 $11,196 $4,477 $4,862
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,781 $2,810 $2,455 $2,605 $12,582 $13,221 $3,170 $3,311
GEICO $1,529 $1,712 $1,261 $1,588 $4,392 $4,685 $1,402 $1,412
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $1,881 $1,660 $1,689 $1,601 $7,739 $8,688 $2,044 $2,060
State Farm $2,674 $2,674 $2,345 $2,345 $8,047 $10,091 $2,876 $3,634
Travelers $1,798 $1,891 $1,630 $1,734 $4,936 $6,064 $1,914 $2,014
USAA $1,746 $1,750 $1,629 $1,648 $6,611 $7,590 $2,305 $2,474

Lukachukai, AZ Car Insurance Rates for Teens

How much is Lukachukai, Arizona car insurance for teens? Compare rates from top Lukachukai car insurance companies below to help find the cheapest teen car insurance in Lukachukai, AZ.

Annual Car Insurance Rates for Teen Drivers in Lukachukai, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,669 $11,196
American Family $7,272 $9,457
Farmers $12,582 $13,221
GEICO $4,392 $4,685
Nationwide $5,789 $7,430
Progressive $7,739 $8,688
State Farm $8,047 $10,091
Travelers $4,936 $6,064
USAA $6,611 $7,590

Lukachukai, AZ Car Insurance Rates for Seniors

Before seniors buy Lukachukai, Arizona car insurance, they should make sure to shop around. Some Lukachukai, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lukachukai, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,904 $3,904
American Family $2,538 $2,538
Farmers $2,455 $2,605
GEICO $1,261 $1,588
Nationwide $2,098 $2,227
Progressive $1,689 $1,601
State Farm $2,345 $2,345
Travelers $1,630 $1,734
USAA $1,629 $1,648

Lukachukai, AZ Car Insurance Rates by Credit History

How does your credit history affect Lukachukai, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lukachukai, Arizona

Insurance Company Poor Fair Good
Allstate $7,193 $5,121 $4,571
American Family $5,252 $3,901 $3,358
Farmers $6,093 $5,128 $4,879
GEICO $3,088 $2,026 $1,629
Nationwide $4,205 $3,344 $2,928
Progressive $3,819 $3,331 $3,110
State Farm $7,948 $3,101 $1,958
Travelers $3,357 $2,734 $2,151
USAA $4,239 $2,958 $2,460

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Lukachukai, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lukachukai, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lukachukai.

Annual Lukachukai, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,503 $5,705 $6,467 $5,838
American Family $2,949 $4,595 $5,707 $3,430
Farmers $4,540 $5,849 $5,707 $5,372
GEICO $1,756 $2,345 $3,133 $1,756
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,018 $3,968 $3,188 $3,507
State Farm $3,958 $4,714 $4,336 $4,336
Travelers $2,201 $2,870 $3,161 $2,758
USAA $2,340 $3,356 $4,425 $2,756

Lukachukai, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Lukachukai, AZ car insurance rates. Compare rates below to see which Lukachukai car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lukachukai, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,467
American Family $5,707
Farmers $5,707
GEICO $3,133
Nationwide $4,611
Progressive $3,188
State Farm $4,336
Travelers $3,161
USAA $4,425

Lukachukai, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lukachukai, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Lukachukai companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lukachukai, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,628 $5,628
American Family $4,129 $4,211
Farmers $5,367 $5,367
GEICO $2,209 $2,286
Nationwide $3,492 $3,492
Progressive $3,420 $3,420
State Farm $4,231 $4,440
Travelers $2,747 $2,747
USAA $3,184 $3,254

Lukachukai, AZ Cheapest Car Insurance Rates

How do the top Lukachukai, Arizona car insurance companies’ average rates stack up against the Lukachukai average monthly car insurance rates of $321? Take a look and see.

Best Annual Car Insurance Rates by Company in Lukachukai, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Lukachukai, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lukachukai, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lukachukai, Arizona

Insurance Company Average Annual Rates
Allstate $5,628
American Family $4,170
Farmers $5,367
GEICO $2,248
Nationwide $3,492
Progressive $3,420
State Farm $4,336
Travelers $2,747
USAA $3,219

Other Factors Affecting Lukachukai, AZ Car Insurance Rates

Before you buy Lukachukai, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lukachukai, AZ Commute Time

How does your Lukachukai, AZ commute time compare with the average driver? In Lukachukai, the average commute is 35.0 minutes.

Lukachukai, AZ Car Insurance Quotes

Compare Lukachukai, AZ car insurance quotes from multiple companies by entering your ZIP code now.