Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Madisonville, LA are $433/month
  • The cheapest car insurance company in Madisonville for teen drivers is USAA
  • The cheapest car insurance company in Madisonville after a DUI is State Farm

Average car insurance rates in Madisonville, Louisiana are $433 a month. But with a little research you can get a great deal from the top car insurance companies in Madisonville, LA. Before you buy Madisonville, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Madisonville car insurance rates with Lafayette car insurance rates, Lake Charles car insurance rates, or Kenner car insurance rates to make sure you’re getting the best Madisonville, LA car insurance quotes available.

Need affordable Madisonville, LA car insurance? Enter your ZIP code to compare Madisonville car insurance quotes from multiple car insurance companies near you.

Madisonville, LA Minimum Car Insurance Coverage

Madisonville, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Madisonville, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Madisonville, LA Car Insurance Rates by Coverage Level

Some Madisonville drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Madisonville, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Madisonville, Louisiana

Insurance Company Low Medium High
Allstate $4,588 $5,335 $5,806
GEICO $4,607 $5,636 $6,598
Progressive $5,748 $6,931 $8,304
State Farm $3,565 $4,152 $4,776
USAA $3,459 $4,040 $4,440

Madisonville, LA Car Insurance Rates by Age, Gender, and Marital Status

Madisonville, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Madisonville, LA car insurance, get quotes from multiple car insurance companies in the Madisonville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madisonville, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,806 $3,806 $8,151 $10,298 $4,080 $4,428
GEICO $3,174 $3,636 $3,805 $4,626 $11,543 $12,138 $3,046 $2,941
Progressive $3,887 $3,618 $3,265 $3,529 $15,520 $17,229 $4,425 $4,482
State Farm $2,595 $2,595 $2,397 $2,397 $7,641 $9,563 $2,890 $3,237
USAA $2,439 $2,399 $2,380 $2,360 $7,350 $8,618 $3,000 $3,288

Madisonville, LA Car Insurance Rates for Teens

How much is Madisonville, Louisiana car insurance for teens? Compare rates from top Madisonville car insurance companies below to help find the cheapest teen car insurance in Madisonville, LA.

Annual Car Insurance Rates for Teen Drivers in Madisonville, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,151 $10,298
GEICO $11,543 $12,138
Progressive $15,520 $17,229
State Farm $7,641 $9,563
USAA $7,350 $8,618

Madisonville, LA Car Insurance Rates for Seniors

Before seniors buy Madisonville, Louisiana car insurance, they should make sure to shop around. Some Madisonville, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Madisonville, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,806 $3,806
GEICO $3,805 $4,626
Progressive $3,265 $3,529
State Farm $2,397 $2,397
USAA $2,380 $2,360

Madisonville, LA Car Insurance Rates by Credit History

How does your credit history affect Madisonville, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Madisonville, Louisiana

Insurance Company Poor Fair Good
Allstate $6,891 $4,728 $4,110
GEICO $6,677 $5,795 $4,369
Progressive $7,896 $6,778 $6,308
State Farm $5,750 $3,724 $3,019
USAA $5,489 $3,513 $2,936

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Madisonville, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Madisonville, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Madisonville.

Annual Madisonville, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $6,326 $5,638 $4,870
GEICO $3,823 $6,163 $7,553 $4,916
Progressive $5,826 $7,826 $7,515 $6,811
State Farm $3,816 $4,513 $4,164 $4,164
USAA $3,036 $4,216 $5,042 $3,624

Madisonville, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Madisonville, LA car insurance rates. Compare rates below to see which Madisonville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Madisonville, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,638
GEICO $7,553
Progressive $7,515
State Farm $4,164
USAA $5,042

Madisonville, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Madisonville, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Madisonville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Madisonville, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,243 $5,243
GEICO $5,504 $5,723
Progressive $6,994 $6,994
State Farm $4,059 $4,270
USAA $3,857 $4,102

Madisonville, LA Cheapest Car Insurance Rates

How do the top Madisonville, Louisiana car insurance companies’ average rates stack up against the Madisonville average monthly car insurance rates of $433? Take a look and see.

Best Annual Car Insurance Rates by Company in Madisonville, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Madisonville, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Madisonville, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Madisonville, Louisiana

Insurance Company Average Annual Rates
Allstate $5,243
GEICO $5,614
Progressive $6,994
State Farm $4,164
USAA $3,979

Other Factors Affecting Madisonville, LA Car Insurance Rates

Before you buy Madisonville, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Madisonville, LA Commute Time

How does your Madisonville, LA commute time compare with the average driver? In Madisonville, the average commute is 31.8 minutes.

Madisonville, LA Car Insurance Quotes

Compare Madisonville, LA car insurance quotes from multiple companies by entering your ZIP code now.