Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Magnolia Springs after a DUI is USAA
  • The cheapest car insurance company in Magnolia Springs for teen drivers is USAA
  • Average car insurance rates in Magnolia Springs, AL for senior drivers are $1,863/year

Average car insurance rates in Magnolia Springs, Alabama are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Magnolia Springs, AL. Before you buy Magnolia Springs, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Magnolia Springs car insurance rates with Auburn car insurance rates, Decatur car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Magnolia Springs, AL car insurance quotes available.

Need affordable Magnolia Springs, AL car insurance? Enter your ZIP code to compare Magnolia Springs car insurance quotes from multiple car insurance companies near you.

Magnolia Springs, AL Minimum Car Insurance Coverage

Magnolia Springs, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Magnolia Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Magnolia Springs, AL Car Insurance Rates by Coverage Level

Some Magnolia Springs drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Magnolia Springs, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Magnolia Springs, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,922 $4,104 $4,458
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,945 $4,412 $4,948
State Farm $3,988 $4,218 $4,466
Travelers $3,292 $3,531 $3,564
USAA $1,850 $1,917 $2,020

Magnolia Springs, AL Car Insurance Rates by Age, Gender, and Marital Status

Magnolia Springs, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Magnolia Springs, AL car insurance, get quotes from multiple car insurance companies in the Magnolia Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,370 $2,355 $2,116 $2,249 $9,222 $9,501 $2,688 $2,789
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,428 $2,280 $1,995 $2,126 $9,833 $10,978 $2,836 $3,004
State Farm $2,557 $2,557 $2,325 $2,325 $7,910 $9,880 $2,892 $3,348
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,203 $1,220 $1,130 $1,109 $3,571 $3,954 $1,561 $1,684

Magnolia Springs, AL Car Insurance Rates for Teens

How much is Magnolia Springs, Alabama car insurance for teens? Compare rates from top Magnolia Springs car insurance companies below to help find the cheapest teen car insurance in Magnolia Springs, AL.

Annual Car Insurance Rates for Teen Drivers in Magnolia Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,222 $9,501
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,833 $10,978
State Farm $7,910 $9,880
Travelers $7,554 $11,844
USAA $3,571 $3,954

Magnolia Springs, AL Car Insurance Rates for Seniors

Before seniors buy Magnolia Springs, Alabama car insurance, they should make sure to shop around. Some Magnolia Springs, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Magnolia Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,116 $2,249
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,995 $2,126
State Farm $2,325 $2,325
Travelers $1,323 $1,316
USAA $1,130 $1,109

Magnolia Springs, AL Car Insurance Rates by Credit History

How does your credit history affect Magnolia Springs, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Magnolia Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,661 $4,016 $3,807
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $5,011 $4,291 $4,003
State Farm $6,846 $3,468 $2,358
Travelers $3,774 $3,275 $3,338
USAA $2,577 $1,694 $1,516

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Magnolia Springs, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Magnolia Springs, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Magnolia Springs.

Annual Magnolia Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,503 $4,532 $4,421 $4,189
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,999 $5,023 $4,325 $4,393
State Farm $3,800 $4,742 $4,177 $4,177
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,487 $1,866 $2,755 $1,608

Magnolia Springs, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Magnolia Springs, AL car insurance rates. Compare rates below to see which Magnolia Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Magnolia Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,421
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,325
State Farm $4,177
Travelers $4,434
USAA $2,755

Magnolia Springs, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Magnolia Springs, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Magnolia Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Magnolia Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,161 $4,161
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,435 $4,435
State Farm $4,123 $4,326
Travelers $3,462 $3,462
USAA $1,841 $2,017

Magnolia Springs, AL Cheapest Car Insurance Rates

How do the top Magnolia Springs, Alabama car insurance companies’ average rates stack up against the Magnolia Springs average monthly car insurance rates of $294? Take a look and see.

Best Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Magnolia Springs, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Magnolia Springs, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Magnolia Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,161
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,435
State Farm $4,224
Travelers $3,462
USAA $1,929

Other Factors Affecting Magnolia Springs, AL Car Insurance Rates

Before you buy Magnolia Springs, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Magnolia Springs, AL Commute Time

How does your Magnolia Springs, AL commute time compare with the average driver? In Magnolia Springs, the average commute is 41.4 minutes.

Magnolia Springs, AL Car Insurance Quotes

Compare Magnolia Springs, AL car insurance quotes from multiple companies by entering your ZIP code now.