Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Malcolm for teen drivers is USAA
  • Average car insurance rates in Malcolm, AL are $316/month
  • The cheapest car insurance company in Malcolm after a DUI is USAA

Average car insurance rates in Malcolm, Alabama are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Malcolm, AL. Before you buy Malcolm, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Malcolm car insurance rates with Dothan car insurance rates, Auburn car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Malcolm, AL car insurance quotes available.

Need affordable Malcolm, AL car insurance? Enter your ZIP code to compare Malcolm car insurance quotes from multiple car insurance companies near you.

Malcolm, AL Minimum Car Insurance Coverage

Malcolm, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Malcolm, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Malcolm, AL Car Insurance Rates by Coverage Level

Some Malcolm drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Malcolm, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Malcolm, Alabama

Insurance Company Low Medium High
Allstate $3,427 $3,532 $3,659
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,518 $5,769 $6,105
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,629 $3,868 $3,881
USAA $2,105 $2,171 $2,271

Malcolm, AL Car Insurance Rates by Age, Gender, and Marital Status

Malcolm, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Malcolm, AL car insurance, get quotes from multiple car insurance companies in the Malcolm area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malcolm, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,086 $1,957 $1,997 $7,273 $7,822 $2,468 $2,536
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,405 $3,684 $2,793 $3,131 $12,243 $13,628 $3,628 $3,867
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,575 $1,602 $1,464 $1,462 $8,180 $12,821 $1,494 $1,742
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Malcolm, AL Car Insurance Rates for Teens

How much is Malcolm, Alabama car insurance for teens? Compare rates from top Malcolm car insurance companies below to help find the cheapest teen car insurance in Malcolm, AL.

Annual Car Insurance Rates for Teen Drivers in Malcolm, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,273 $7,822
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $12,243 $13,628
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,180 $12,821
USAA $4,020 $4,464

Malcolm, AL Car Insurance Rates for Seniors

Before seniors buy Malcolm, Alabama car insurance, they should make sure to shop around. Some Malcolm, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Malcolm, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,997
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,793 $3,131
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,464 $1,462
USAA $1,271 $1,252

Malcolm, AL Car Insurance Rates by Credit History

How does your credit history affect Malcolm, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Malcolm, Alabama

Insurance Company Poor Fair Good
Allstate $4,385 $3,431 $2,803
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $8,313 $5,086 $3,993
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,141 $3,585 $3,651
USAA $2,937 $1,908 $1,703

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Malcolm, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Malcolm, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Malcolm.

Annual Malcolm, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $3,555 $4,168 $3,403
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,549 $6,322 $6,196 $6,123
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,162 $3,320 $4,834 $3,855
USAA $1,678 $2,102 $3,133 $1,816

Malcolm, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Malcolm, AL car insurance rates. Compare rates below to see which Malcolm car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Malcolm, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,168
Farmers $4,620
GEICO $3,808
Liberty Mutual $6,196
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,834
USAA $3,133

Malcolm, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Malcolm, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Malcolm companies based on commute time.

Annual Car Insurance Rates by Commute Length in Malcolm, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,798 $5,798
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,793 $3,793
USAA $2,082 $2,282

Malcolm, AL Cheapest Car Insurance Rates

How do the top Malcolm, Alabama car insurance companies’ average rates stack up against the Malcolm average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Malcolm, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Malcolm, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Malcolm, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Malcolm, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,798
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,793
USAA $2,182

Malcolm, AL Car Insurance Quotes

Compare Malcolm, AL car insurance quotes from multiple companies by entering your ZIP code now.