Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Malvern for teen drivers is USAA
  • Average car insurance rates in Malvern, AL are $288/month
  • Average car insurance rates in Malvern, AL for senior drivers are $1,828/year

Average car insurance rates in Malvern, Alabama are $288 a month. But with a little research you can get a great deal from the top car insurance companies in Malvern, AL. Before you buy Malvern, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Malvern car insurance rates with Madison car insurance rates, Decatur car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Malvern, AL car insurance quotes available.

Need affordable Malvern, AL car insurance? Enter your ZIP code to compare Malvern car insurance quotes from multiple car insurance companies near you.

Malvern, AL Minimum Car Insurance Coverage

Malvern, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Malvern, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Malvern, AL Car Insurance Rates by Coverage Level

Some Malvern drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Malvern, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Malvern, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,865 $4,339 $4,891
State Farm $4,067 $4,316 $4,582
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

Malvern, AL Car Insurance Rates by Age, Gender, and Marital Status

Malvern, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Malvern, AL car insurance, get quotes from multiple car insurance companies in the Malvern area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Malvern, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,376 $2,222 $1,952 $2,090 $9,743 $10,854 $2,767 $2,918
State Farm $2,617 $2,617 $2,382 $2,382 $8,086 $10,119 $2,960 $3,412
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Malvern, AL Car Insurance Rates for Teens

How much is Malvern, Alabama car insurance for teens? Compare rates from top Malvern car insurance companies below to help find the cheapest teen car insurance in Malvern, AL.

Annual Car Insurance Rates for Teen Drivers in Malvern, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $9,743 $10,854
State Farm $8,086 $10,119
Travelers $7,744 $12,202
USAA $3,648 $4,046

Malvern, AL Car Insurance Rates for Seniors

Before seniors buy Malvern, Alabama car insurance, they should make sure to shop around. Some Malvern, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Malvern, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,952 $2,090
State Farm $2,382 $2,382
Travelers $1,367 $1,366
USAA $1,159 $1,139

Malvern, AL Car Insurance Rates by Credit History

How does your credit history affect Malvern, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Malvern, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,923 $4,226 $3,946
State Farm $7,006 $3,548 $2,411
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

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Malvern, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Malvern, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Malvern.

Annual Malvern, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,933 $4,952 $4,258 $4,318
State Farm $3,889 $4,850 $4,274 $4,274
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Malvern, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Malvern, AL car insurance rates. Compare rates below to see which Malvern car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Malvern, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,257
Nationwide $3,241
Progressive $4,258
State Farm $4,274
Travelers $4,566
USAA $2,835

Malvern, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Malvern, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Malvern companies based on commute time.

Annual Car Insurance Rates by Commute Length in Malvern, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $4,365 $4,365
State Farm $4,216 $4,428
Travelers $3,579 $3,579
USAA $1,890 $2,071

Malvern, AL Cheapest Car Insurance Rates

How do the top Malvern, Alabama car insurance companies’ average rates stack up against the Malvern average monthly car insurance rates of $288? Take a look and see.

Best Annual Car Insurance Rates by Company in Malvern, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Malvern, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Malvern, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Malvern, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,927
Nationwide $2,548
Progressive $4,365
State Farm $4,322
Travelers $3,579
USAA $1,981

Other Factors Affecting Malvern, AL Car Insurance Rates

Before you buy Malvern, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Malvern, AL Commute Time

How does your Malvern, AL commute time compare with the average driver? In Malvern, the average commute is 25.4 minutes.

Malvern, AL Car Insurance Quotes

Compare Malvern, AL car insurance quotes from multiple companies by entering your ZIP code now.