Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Martin for teen drivers is USAA
  • The cheapest car insurance company in Martin after a DUI is USAA
  • Average car insurance rates in Martin, PA are $325/month

Average car insurance rates in Martin, Pennsylvania are $325 a month. But with a little research you can get a great deal from the top car insurance companies in Martin, PA. Before you buy Martin, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Martin car insurance rates with Reading car insurance rates, Bethlehem car insurance rates, or Lancaster car insurance rates to make sure you’re getting the best Martin, PA car insurance quotes available.

Need affordable Martin, PA car insurance? Enter your ZIP code to compare Martin car insurance quotes from multiple car insurance companies near you.

Martin, PA Minimum Car Insurance Coverage

Martin, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Martin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Martin, PA Car Insurance Rates by Coverage Level

Some Martin drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Martin, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Martin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,708 $3,886 $4,000
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,667 $2,662 $2,568
Progressive $3,739 $4,122 $4,420
State Farm $2,461 $2,649 $2,742
Travelers $7,319 $7,243 $7,176
USAA $1,788 $1,944 $2,046

Martin, PA Car Insurance Rates by Age, Gender, and Marital Status

Martin, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Martin, PA car insurance, get quotes from multiple car insurance companies in the Martin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,448 $2,246 $2,246 $8,057 $8,057 $2,708 $2,708
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,792 $1,792 $1,695 $1,695 $5,035 $5,035 $2,008 $2,008
Progressive $2,555 $2,555 $2,279 $2,279 $8,283 $8,283 $3,258 $3,258
State Farm $1,608 $1,608 $1,416 $1,416 $5,673 $5,673 $1,771 $1,771
Travelers $1,633 $1,633 $1,743 $1,743 $23,628 $23,628 $1,980 $1,980
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

Martin, PA Car Insurance Rates for Teens

How much is Martin, Pennsylvania car insurance for teens? Compare rates from top Martin car insurance companies below to help find the cheapest teen car insurance in Martin, PA.

Annual Car Insurance Rates for Teen Drivers in Martin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,057 $8,057
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $5,035 $5,035
Progressive $8,283 $8,283
State Farm $5,673 $5,673
Travelers $23,628 $23,628
USAA $3,737 $3,737

Martin, PA Car Insurance Rates for Seniors

Before seniors buy Martin, Pennsylvania car insurance, they should make sure to shop around. Some Martin, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Martin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,246 $2,246
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,695 $1,695
Progressive $2,279 $2,279
State Farm $1,416 $1,416
Travelers $1,743 $1,743
USAA $1,106 $1,106

Martin, PA Car Insurance Rates by Credit History

How does your credit history affect Martin, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Martin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,944 $3,682 $2,968
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,091 $2,539 $2,266
Progressive $5,424 $3,806 $3,052
State Farm $3,724 $2,307 $1,821
Travelers $7,900 $7,122 $6,716
USAA $2,414 $1,786 $1,579

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Martin, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Martin, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Martin.

Annual Martin, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $4,354 $3,702 $3,702
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,896 $2,538 $3,546 $2,548
Progressive $3,708 $5,132 $3,819 $3,716
State Farm $2,400 $2,834 $2,617 $2,617
Travelers $5,175 $7,310 $9,190 $7,310
USAA $1,547 $2,141 $2,288 $1,729

Martin, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Martin, PA car insurance rates. Compare rates below to see which Martin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Martin, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,702
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,546
Progressive $3,819
State Farm $2,617
Travelers $9,190
USAA $2,288

Martin, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Martin, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Martin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Martin, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,789 $3,941
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,632 $2,632
Progressive $4,094 $4,094
State Farm $2,540 $2,694
Travelers $7,246 $7,246
USAA $1,871 $1,981

Martin, PA Cheapest Car Insurance Rates

How do the top Martin, Pennsylvania car insurance companies’ average rates stack up against the Martin average monthly car insurance rates of $325? Take a look and see.

Best Annual Car Insurance Rates by Company in Martin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Martin, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Martin, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Martin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,865
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,632
Progressive $4,094
State Farm $2,617
Travelers $7,246
USAA $1,926

Other Factors Affecting Martin, PA Car Insurance Rates

Before you buy Martin, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Martin, PA Commute Time

How does your Martin, PA commute time compare with the average driver? In Martin, the average commute is 25.5 minutes.

Martin, PA Traffic

Spending time in Martin traffic can lead to higher car insurance rates. According to INRIX data, Martin, PA ranks as the 405th-most congested with traffic in the world.

Martin, PA Car Insurance Quotes

Compare Martin, PA car insurance quotes from multiple companies by entering your ZIP code now.