Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Masontown, PA are $332/month
  • Average car insurance rates in Masontown, PA for senior drivers are $2,021/year
  • The cheapest car insurance company in Masontown for teen drivers is USAA

Average car insurance rates in Masontown, Pennsylvania are $332 a month. But with a little research you can get a great deal from the top car insurance companies in Masontown, PA. Before you buy Masontown, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Masontown car insurance rates with Altoona car insurance rates, York car insurance rates, or Bethlehem car insurance rates to make sure you’re getting the best Masontown, PA car insurance quotes available.

Need affordable Masontown, PA car insurance? Enter your ZIP code to compare Masontown car insurance quotes from multiple car insurance companies near you.

Masontown, PA Minimum Car Insurance Coverage

Masontown, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Masontown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Masontown, PA Car Insurance Rates by Coverage Level

Some Masontown drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Masontown, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Masontown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,708 $3,886 $4,000
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,613 $2,621 $2,534
Progressive $3,776 $4,154 $4,452
State Farm $2,484 $2,651 $2,737
Travelers $7,951 $7,886 $7,826
USAA $1,788 $1,944 $2,046

Masontown, PA Car Insurance Rates by Age, Gender, and Marital Status

Masontown, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Masontown, PA car insurance, get quotes from multiple car insurance companies in the Masontown area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Masontown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,448 $2,246 $2,246 $8,057 $8,057 $2,708 $2,708
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,761 $1,761 $1,665 $1,665 $4,958 $4,958 $1,974 $1,974
Progressive $2,598 $2,598 $2,316 $2,316 $8,286 $8,286 $3,309 $3,309
State Farm $1,615 $1,615 $1,420 $1,420 $5,684 $5,684 $1,777 $1,777
Travelers $1,760 $1,760 $1,891 $1,891 $25,775 $25,775 $2,125 $2,125
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

Masontown, PA Car Insurance Rates for Teens

How much is Masontown, Pennsylvania car insurance for teens? Compare rates from top Masontown car insurance companies below to help find the cheapest teen car insurance in Masontown, PA.

Annual Car Insurance Rates for Teen Drivers in Masontown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,057 $8,057
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $4,958 $4,958
Progressive $8,286 $8,286
State Farm $5,684 $5,684
Travelers $25,775 $25,775
USAA $3,737 $3,737

Masontown, PA Car Insurance Rates for Seniors

Before seniors buy Masontown, Pennsylvania car insurance, they should make sure to shop around. Some Masontown, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Masontown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,246 $2,246
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,665 $1,665
Progressive $2,316 $2,316
State Farm $1,420 $1,420
Travelers $1,891 $1,891
USAA $1,106 $1,106

Masontown, PA Car Insurance Rates by Credit History

How does your credit history affect Masontown, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Masontown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,944 $3,682 $2,968
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,039 $2,498 $2,231
Progressive $5,476 $3,834 $3,072
State Farm $3,734 $2,313 $1,825
Travelers $8,591 $7,753 $7,319
USAA $2,414 $1,786 $1,579

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Masontown, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Masontown, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Masontown.

Annual Masontown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,702 $4,354 $3,702 $3,702
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,867 $2,498 $3,489 $2,505
Progressive $3,744 $5,157 $3,854 $3,755
State Farm $2,407 $2,841 $2,624 $2,624
Travelers $5,604 $7,958 $10,031 $7,958
USAA $1,547 $2,141 $2,288 $1,729

Masontown, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Masontown, PA car insurance rates. Compare rates below to see which Masontown car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Masontown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,702
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,489
Progressive $3,854
State Farm $2,624
Travelers $10,031
USAA $2,288

Masontown, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Masontown, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Masontown companies based on commute time.

Annual Car Insurance Rates by Commute Length in Masontown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,789 $3,941
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,590 $2,590
Progressive $4,127 $4,127
State Farm $2,547 $2,701
Travelers $7,888 $7,888
USAA $1,871 $1,981

Masontown, PA Cheapest Car Insurance Rates

How do the top Masontown, Pennsylvania car insurance companies’ average rates stack up against the Masontown average monthly car insurance rates of $332? Take a look and see.

Best Annual Car Insurance Rates by Company in Masontown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Masontown, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Masontown, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Masontown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,865
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,590
Progressive $4,127
State Farm $2,624
Travelers $7,888
USAA $1,926

Other Factors Affecting Masontown, PA Car Insurance Rates

Before you buy Masontown, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Masontown, PA Commute Time

How does your Masontown, PA commute time compare with the average driver? In Masontown, the average commute is 25.3 minutes.

Masontown, PA Car Insurance Quotes

Compare Masontown, PA car insurance quotes from multiple companies by entering your ZIP code now.