Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Mc Shan after a DUI is USAA
  • Average car insurance rates in Mc Shan, AL for senior drivers are $1,940/year
  • The cheapest car insurance company in Mc Shan for teen drivers is USAA

Average car insurance rates in Mc Shan, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Mc Shan, AL. Before you buy Mc Shan, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Mc Shan car insurance rates with Madison car insurance rates, Decatur car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Mc Shan, AL car insurance quotes available.

Need affordable Mc Shan, AL car insurance? Enter your ZIP code to compare Mc Shan car insurance quotes from multiple car insurance companies near you.

Mc Shan, AL Minimum Car Insurance Coverage

Mc Shan, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mc Shan, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mc Shan, AL Car Insurance Rates by Coverage Level

Some Mc Shan drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Mc Shan, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mc Shan, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $3,986 $4,165 $4,512
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,566 $2,535 $2,589
Progressive $3,863 $4,212 $4,617
State Farm $4,278 $4,514 $4,767
Travelers $3,480 $3,712 $3,727
USAA $2,066 $2,126 $2,217

Mc Shan, AL Car Insurance Rates by Age, Gender, and Marital Status

Mc Shan, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mc Shan, AL car insurance, get quotes from multiple car insurance companies in the Mc Shan area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mc Shan, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,337 $2,213 $1,916 $2,027 $9,268 $10,381 $2,753 $2,949
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,512 $1,537 $1,408 $1,405 $7,855 $12,299 $1,435 $1,667
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Mc Shan, AL Car Insurance Rates for Teens

How much is Mc Shan, Alabama car insurance for teens? Compare rates from top Mc Shan car insurance companies below to help find the cheapest teen car insurance in Mc Shan, AL.

Annual Car Insurance Rates for Teen Drivers in Mc Shan, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $9,313 $9,583
GEICO $5,465 $5,384
Liberty Mutual $10,950 $12,175
Nationwide $4,316 $5,612
Progressive $9,268 $10,381
State Farm $8,309 $10,427
Travelers $7,855 $12,299
USAA $3,950 $4,385

Mc Shan, AL Car Insurance Rates for Seniors

Before seniors buy Mc Shan, Alabama car insurance, they should make sure to shop around. Some Mc Shan, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mc Shan, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,158 $2,292
GEICO $1,993 $2,033
Liberty Mutual $2,521 $2,817
Nationwide $1,544 $1,607
Progressive $1,916 $2,027
State Farm $2,520 $2,520
Travelers $1,408 $1,405
USAA $1,239 $1,215

Mc Shan, AL Car Insurance Rates by Credit History

How does your credit history affect Mc Shan, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mc Shan, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,736 $4,070 $3,857
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,099 $2,411 $2,179
Progressive $4,799 $4,086 $3,806
State Farm $7,329 $3,709 $2,520
Travelers $3,974 $3,441 $3,505
USAA $2,881 $1,865 $1,663

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Mc Shan, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mc Shan, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mc Shan.

Annual Mc Shan, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,836 $4,787 $4,088 $4,212
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,034 $3,186 $4,641 $3,699
USAA $1,642 $2,059 $3,067 $1,777

Mc Shan, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Mc Shan, AL car insurance rates. Compare rates below to see which Mc Shan car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mc Shan, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,951
Farmers $4,480
GEICO $3,878
Liberty Mutual $5,566
Nationwide $3,273
Progressive $4,088
State Farm $4,472
Travelers $4,641
USAA $3,067

Mc Shan, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mc Shan, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Mc Shan companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mc Shan, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,221 $4,221
GEICO $2,876 $2,987
Liberty Mutual $5,208 $5,208
Nationwide $2,563 $2,563
Progressive $4,231 $4,231
State Farm $4,410 $4,629
Travelers $3,640 $3,640
USAA $2,038 $2,234

Mc Shan, AL Cheapest Car Insurance Rates

How do the top Mc Shan, Alabama car insurance companies’ average rates stack up against the Mc Shan average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Mc Shan, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Mc Shan, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mc Shan, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mc Shan, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,221
GEICO $2,931
Liberty Mutual $5,208
Nationwide $2,563
Progressive $4,231
State Farm $4,519
Travelers $3,640
USAA $2,136

Mc Shan, AL Car Insurance Quotes

Compare Mc Shan, AL car insurance quotes from multiple companies by entering your ZIP code now.